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First Commonwealth Financial Corporation

First Commonwealth Financial Corporation

FCF
First Commonwealth Financial CorporationUS flagNew York Stock Exchange
20.47
USD
-0.29
- -
2.08BMarket Cap

Total Valuation

First Commonwealth Financial Corporation carries a market capitalization of 2.08B, placing it among publicly traded companies globally. Its enterprise value stands at 634.46M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap2.08B
Enterprise Value634.46M

Share Statistics

First Commonwealth Financial Corporation currently has 101.68M shares outstanding.

Shares Outstanding101.68M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

First Commonwealth Financial Corporation trades at a trailing price-to-earnings ratio of 11.57. The price-to-sales ratio is 3.38, and the price-to-book ratio stands at 1.49.

PE Ratio11.57
PS Ratio3.38
PB Ratio1.49
P/TBV Ratio1.58
P/FCF Ratio7.81
P/OCF Ratio8.32

Enterprise Valuation

On an enterprise value basis, First Commonwealth Financial Corporation trades at an EV/EBITDA multiple of 97.03 and an EV/FCF ratio of 2.71.

EV / Sales1.18
EV / EBITDA97.03
EV / EBITN/A
EV / FCF2.71

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity9.98
Debt / EBITDA23.69
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)13.48
Return on Assets (ROA)1.31
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, First Commonwealth Financial Corporation has paid 40.40M in income taxes, reflecting an effective tax rate of 20.45.

Income Tax40.40M
Effective Tax Rate20.45

Stock Price Statistics

First Commonwealth Financial Corporation's stock has gained approximately 20.69575% over the past 52 weeks. The 50-day moving average sits at 19.07, while the 200-day moving average is 17.64.

Beta (5Y)N/A
52-Week Price Change20.69575%
50-Day Moving Average19.07
200-Day Moving Average17.64
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, First Commonwealth Financial Corporation generated 538.38M in revenue and converted that into 157.15M in net income, yielding earnings per share of 1.51.

Revenue538.38M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income197.55M
Net Income157.15M
EBITDA6.54M
EBITN/A
Earnings Per Share (EPS)1.51

Balance Sheet

First Commonwealth Financial Corporation holds 1.34B in cash and equivalents against 154.93M in total debt, resulting in a net debt position of -191.57M.

Cash & Cash Equivalents1.34B
Total Debt154.93M
Net Debt-191.57M
Equity (Book Value)1.22B
Book Value Per Share11.78
Working CapitalN/A

Cash Flow

First Commonwealth Financial Corporation produced 218.48M in operating cash flow over the past twelve months. After subtracting -15.42M in capital expenditures, free cash flow totaled 203.06M - equivalent to 1.96 per share.

Operating Cash Flow218.48M
Capital Expenditures-15.42M
Free Cash Flow203.06M
FCF Per Share1.96

Margins

First Commonwealth Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin36.69
Profit Margin29.19
EBITDA Margin1.21

Dividends & Yields

The company's payout ratio of 35.70 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.54
Dividend YieldN/A
Payout Ratio35.70
Shareholder Yield2.92
FCF Yield12.80

Stock Splits

First Commonwealth Financial Corporation's most recent stock split took place on November 19, 1999 with a 1:2 split ratio.

Last Split Date11/19/1999
Split Ratio1:2

Scores

First Commonwealth Financial Corporation posts an Altman Z-Score of 0.28, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.28