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First Commonwealth Financial Corporation

First Commonwealth Financial Corporation

FCF
First Commonwealth Financial CorporationUS flagNew York Stock Exchange
20.49
USD
+0.22
- -
2.07BMarket Cap

Total Valuation

First Commonwealth Financial Corporation carries a market capitalization of 2.07B, placing it among publicly traded companies globally. Its enterprise value stands at 1.09B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap2.07B
Enterprise Value1.09B

Share Statistics

First Commonwealth Financial Corporation currently has 101.10M shares outstanding.

Shares Outstanding101.10M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

First Commonwealth Financial Corporation trades at a trailing price-to-earnings ratio of 12.39. The price-to-sales ratio is 3.82, and the price-to-book ratio stands at 1.31.

PE Ratio12.39
PS Ratio3.82
PB Ratio1.31
P/TBV Ratio1.76
P/FCF Ratio10.22
P/OCF Ratio10.88

Enterprise Valuation

On an enterprise value basis, First Commonwealth Financial Corporation trades at an EV/EBITDA multiple of 144.76 and an EV/FCF ratio of 5.33.

EV / Sales2.00
EV / EBITDA144.76
EV / EBITN/A
EV / FCF5.33

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity16.76
Debt / EBITDA34.82
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)10.91
Return on Assets (ROA)1.38
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, First Commonwealth Financial Corporation has paid 43.42M in income taxes, reflecting an effective tax rate of 20.50.

Income Tax43.42M
Effective Tax Rate20.50

Stock Price Statistics

First Commonwealth Financial Corporation's stock has gained approximately 26.99938% over the past 52 weeks. The 50-day moving average sits at 20.82, while the 200-day moving average is 19.27.

Beta (5Y)N/A
52-Week Price Change26.99938%
50-Day Moving Average20.82
200-Day Moving Average19.27
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, First Commonwealth Financial Corporation generated 546.01M in revenue and converted that into 168.34M in net income, yielding earnings per share of 1.63.

Revenue546.01M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income211.76M
Net Income168.34M
EBITDA7.56M
EBITN/A
Earnings Per Share (EPS)1.63

Balance Sheet

First Commonwealth Financial Corporation holds 1.22B in cash and equivalents against 263.03M in total debt, resulting in a net debt position of 79.99M.

Cash & Cash Equivalents1.22B
Total Debt263.03M
Net Debt79.99M
Equity (Book Value)1.57B
Book Value Per Share15.52
Working CapitalN/A

Cash Flow

First Commonwealth Financial Corporation produced 191.72M in operating cash flow over the past twelve months. After subtracting -13.31M in capital expenditures, free cash flow totaled 178.40M - equivalent to 1.74 per share.

Operating Cash Flow191.72M
Capital Expenditures-13.31M
Free Cash Flow178.40M
FCF Per Share1.74

Margins

First Commonwealth Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin38.78
Profit Margin30.83
EBITDA Margin1.38

Dividends & Yields

The company's payout ratio of 33.37 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.55
Dividend YieldN/A
Payout Ratio33.37
Shareholder Yield9.52
FCF Yield9.78

Stock Splits

First Commonwealth Financial Corporation's most recent stock split took place on November 19, 1999 with a 1:2 split ratio.

Last Split Date11/19/1999
Split Ratio1:2

Scores

First Commonwealth Financial Corporation posts an Altman Z-Score of 0.30, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.30