First Commonwealth Financial Corporation
New York Stock ExchangeRecent
price
P/E
ratio
div
yld
- -
ROIC.AI
Capital Structure
•
in mil. unless spec.Working Capital
•
in mil. unless spec.Growth Rates
•
in mil. unless spec.Quarterly Revenue
•
in mil. unless spec.Quarterly Earnings Per Share
•
in mil. unless spec.Quarterly Dividends Per Share
•
in mil. unless spec.- Similar Companies
- Business
- First Commonwealth Financial Corporation (NYSE: FCF), headquartered in Indiana, Pennsylvania, operates as a financial holding company established in 1982 that provides a full range of commercial banking, consumer banking, mortgage, equipment finance, wealth management, and insurance products and services through its subsidiaries First Commonwealth Bank and First Commonwealth Insurance Agency; consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts; commercial banking services comprise commercial lending and leasing, business checking accounts, online account management, payroll direct deposits, commercial cash management, repurchase agreements, and ACH origination services; wealth management offerings feature trust and asset management, annuities, mutual funds, and stock and bond brokerage; insurance products cover auto, home, business, and term life insurance. The company maintains 127 community banking offices across 30 counties in western and central Pennsylvania and throughout Ohio, with commercial lending operations in Pittsburgh, Pennsylvania, and Canton, Cleveland, Columbus, and Cincinnati, Ohio, plus mortgage offices in Wexford, Pennsylvania, Hudson, and Lewis Center, Ohio, targeting individuals, small to mid-sized businesses, and high-net-worth clients in these regional markets. Recent developments include the completion of the acquisition of Centric Financial Corporation and its subsidiary Centric Bank in February 2023, expanding presence into Pennsylvania markets around Harrisburg, Lancaster, Devon, and Doylestown; the launch of an equipment leasing and finance division in 2022 to broaden commercial offerings; and the announced acquisition of CenterGroup Financial, Inc., and its subsidiary CenterBank in December 2024, valued at approximately $54.6 million in an all-stock transaction expected to close in the first half of 2025, adding three branches, a loan production office, a mortgage office, and $348.4 million in assets to strengthen the Cincinnati commercial franchise.
Puig Brands: Attractive Luxury Brand At A Single-Digit EBITDA Multiple
B2Gold: Big Cash Flow Is Coming - Here's What Has To Go Right First
FERG Fairly Valued by DCF at $220
AON DCF Analysis: Intrinsic Value $387 vs Price $321
Is NSC Overvalued? DCF Says Worth $155
DLR DCF Analysis: Intrinsic Value $18 vs Price $195
Is CNI Overvalued? DCF Says Worth $73
INTU DCF Analysis: Intrinsic Value $720 vs Price $258
Is MPWR Overvalued? DCF Says Worth $554
Is TDG Overvalued? DCF Says Worth $728
ORLY DCF Analysis: Intrinsic Value $86 vs Price $88
NOC Fairly Valued by DCF at $435
Is CRH Undervalued? DCF Says Worth $163
CL DCF Analysis: Intrinsic Value $43 vs Price $91
Is ITW Overvalued? DCF Says Worth $153
ICE Fairly Valued by DCF at $129
FDX Fairly Valued by DCF at $249
NTES DCF Analysis: Intrinsic Value $190 vs Price $119
Is MCO Overvalued? DCF Says Worth $268
Is ACN Undervalued? DCF Says Worth $252