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FFD Financial Corporation

FFD Financial Corporation

FFDF
FFD Financial CorporationUS flagOther OTC
45.02
USD
- -
- -
132.76MMarket Cap
FFD Financial Corporation
FFDF
(Other OTC)

Recent

price

45.02

P/E

ratio

- -

div

yld

- -

ROIC.AI

2005
2006
2007
2008
2009
2010
2011
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.58
1.82
2.11
2.24
2.27
2.47
2.87
4.3
4.78
5.45
6.06
7.29
7.74
8.94
9.66
- -
3.01
Revenue per Share
0.31
0.38
0.48
0.36
0.34
0.32
0.45
1.4
1.64
2.12
2.34
2.99
3.09
3.76
3.94
- -
0.5
Basic EPS, GAAP
0.52
0.59
0.56
0.67
0.56
-0.53
1
1.79
1.17
2.15
1.24
1.83
2.94
4.09
3.6
- -
-1.7
Free Cash Flow per Basic Share
0.15
0.16
0.18
0.21
0.23
0.23
0.23
0.37
0.42
0.51
0.61
0.68
0.77
1.03
1.13
- -
0.23
Dividend per Share
3.74
3.9
4.42
4.73
5.08
5.28
5.5
9.59
10.79
12.39
14.12
16.61
18.9
21.61
24.26
- -
5.71
Book Value per Share
5.03
5.21
5.4
5.4
5.57
5.82
6.01
9.68
10.81
12.65
14.23
16.82
17.25
19.77
22.23
- -
6.28
Tangible Book Value per Share
3
4
3
3
3
3
3
3
3
3
3
3
3
3
3
- -
3
Basic Weighted Avg Shares
5
6
7
7
7
8
9
13
14
16
18
21
23
26
28
32
9
Sales/Revenue/Turnover
30.08
32.09
34.82
24.52
23.04
19.52
23.6
- -
- -
- -
- -
- -
- -
- -
- -
- -
17.6
Operating Margin (%)
1
1
1
- -
- -
- -
1
- -
1
1
1
1
- -
1
1
1
- -
Depreciation Expense
1
1
2
1
1
1
1
4
5
6
7
9
9
11
12
13
2
Net Income, GAAP
33.98
34.43
34.18
34.27
34.71
34.49
34.27
26.83
23.21
17.63
17.79
17.37
16.77
17.16
17.78
17.17
34.29
Effective Tax Rate (%)
19.86
21.04
22.91
16.12
15.04
12.78
15.51
32.54
34.22
38.87
38.53
41.04
39.93
42.06
40.78
39.52
16.52
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
18
18
13
21
14
14
13
3
14
- -
16
16
15
15
5
5
12
LT Debt
17
18
18
18
18
18
19
30
34
39
44
51
53
60
67
73
20
Total Equity
3.23
3.6
4.71
3.32
2.96
2.94
4.14
- -
- -
- -
- -
- -
- -
- -
- -
- -
3.24
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
8.57
10.13
11.35
7.75
6.8
6.04
8.27
18.44
16.06
18.28
17.62
19.37
17.43
18.58
17.15
16.46
8.91
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'17
Dec'17
Mar'17
ST Debt
1
1
1
LT Borrowings
13
13
12
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
14
14
16

Working Capital

FRC

•

in mil. unless spec.
Sep'17
Dec'17
Mar'17
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
20
23
23
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1
1
1
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.67%
10.84%
8.91%
Free Cash Flow
-6.4%
28.03%
5.65%
Net Income, GAAP
37.03%
12.82%
7.76%
Sales/Revenue/Turnover
15.95%
11.95%
11.19%
Total Cash Common Dividend
- -
14.48%
5.36%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
7
7
7
- -
26
2024
- -
- -
- -
- -
28
2025
- -
- -
- -
- -
32

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.96
0.92
- -
- -
3.76
2024
- -
- -
- -
- -
3.94
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.03
2024
- -
- -
- -
- -
1.13
2025
- -
- -
- -
- -
- -
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Business
FFD Financial Corporation (FFDF) serves as the bank holding company for First Federal Community Bank, National Association, a national bank providing retail and commercial banking products and services to customers in Ohio. The bank offers deposit products including checking accounts, savings accounts, NOW accounts, money market deposit accounts and certificates of deposit; loan products comprising residential real estate mortgages, non-residential real estate and land loans, commercial secured and unsecured loans, consumer loans such as auto, boat and personal loans, home equity lines of credit and business lines of credit; and additional services encompassing debit and credit cards, property and casualty insurance products, cash management, overdraft protection, e-statements, direct deposit, bill pay, wire transfers, safe deposit boxes, night depository, teller services, online banking, telephone banking and mobile banking. First Federal Community Bank operates eight branches in Dover, New Philadelphia, Uhrichsville, Berlin, Mt. Hope, Sugarcreek and Canton, Ohio, targeting individual consumers, small businesses and local commercial entities primarily in Tuscarawas, Holmes and Stark counties. Founded in 1898 as Dover Building & Loan Company and headquartered at 141 West Ohio Avenue in Dover, Ohio, FFD Financial Corporation was formed in 1996 to hold the bank's stock following its mutual-to-stock conversion, with the bank later converting to a national charter in 2012. Recent developments include the opening of a new Mt. Hope Banking Center and completion of the Canton/Stark County office in June 2025, transition of the downtown Dover office ownership to the City of Dover, asset growth to $849 million as of June 30, 2025, 15 consecutive years of improved diluted earnings per share, and recognition by American Banker as the 18th top-performing community bank nationally and second in Ohio for three-year return on equity.