1. Financial Services

  2. •

    Banks - Regional
Farmers Capital Bank Corporation

Farmers Capital Bank Corporation

FFKT
Farmers Capital Bank CorporationUS flagNASDAQ
56.90
USD
-0.25
- -
Farmers Capital Bank Corporation
FFKT
(NASDAQ)

Recent

price

56.90

P/E

ratio

- -

div

yld

- -

ROIC.AI

2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
TTM
FRC
8.32
8.39
8.98
9.79
9.5
10.69
9.32
11.14
12.03
10.52
10.41
10.28
10.35
9.98
11.15
10.24
10.61
Revenue per Share
1.83
1.93
1.99
2.31
2.85
2.03
0.6
-6.32
0.68
0.11
1.37
1.54
1.94
1.95
2.21
1.56
2.04
Basic EPS, GAAP
2.81
3.35
2.65
2.14
2.43
2.86
2.82
3.11
3.23
3.42
3.59
2.74
3.59
3.23
2.46
3.41
3.48
Free Cash Flow per Basic Share
1.24
1.29
1.32
1.31
1.27
1.44
1.32
1.25
0.3
0.2
0.2
0.2
0.27
0.07
0.21
0.4
0.45
Dividend per Share
20.7
21.78
22.42
23.12
22.44
16.02
15.95
8.76
9.42
9.49
10.82
12.33
14.26
16.19
18.05
19.26
20.54
Book Value per Share
18.31
18.8
17.58
17.12
16.76
13.83
14.81
15.46
15.92
16.91
18.38
18.63
21.71
23.45
24.5
25.74
26.33
Tangible Book Value per Share
7
7
7
7
8
8
7
7
7
7
7
7
7
7
8
8
8
Basic Weighted Avg Shares
57
56
60
67
71
82
69
82
89
78
78
77
77
75
84
77
80
Sales/Revenue/Turnover
28.56
28.94
27.14
29.98
23.86
24.17
4.64
-65.71
10.09
2.68
19.4
23.27
29.12
27.12
27.5
- -
16.95
Operating Margin (%)
4
6
7
5
5
6
7
6
5
5
5
4
4
4
4
4
3
Depreciation Expense
13
13
13
16
21
16
4
-45
7
3
12
13
16
15
17
12
15
Net Income, GAAP
23.09
20.61
18.42
21.32
19.74
21.53
- -
- -
22.71
- -
19.32
24.8
27.04
26.09
27.95
51.96
44.07
Effective Tax Rate (%)
21.97
22.97
22.14
23.59
29.95
18.97
6.41
-54.55
7.8
3.51
15.65
17.5
21.25
20.04
19.81
15.19
19.26
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
66
57
53
77
88
316
49
317
252
240
49
176
169
169
53
37
37
LT Debt
126
126
131
154
178
168
168
147
150
157
168
170
173
176
184
193
198
Total Equity
7.4
6.91
7.24
7.54
5.39
4.11
- -
- -
1.51
- -
3.96
4.78
4.79
4.37
5.7
- -
2.98
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
8.96
8.98
9
10.21
13.09
10.7
3.65
-51.18
7.55
1.2
13.53
13.3
14.61
12.8
12.93
8.34
10.37
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'17
Mar'18
Jun'18
ST Debt
- -
- -
- -
LT Borrowings
37
37
37
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8
8
8
Market Capitalization
288
300
392

Working Capital

FRC

•

in mil. unless spec.
Dec'17
Mar'18
Jun'18
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
120
153
93
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
1
1
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.52%
2.86%
5.05%
Free Cash Flow
3.33%
2.59%
38.67%
Net Income, GAAP
-101.68%
1.07%
-29.61%
Sales/Revenue/Turnover
-0.13%
0.04%
-8.19%
Total Cash Common Dividend
102.39%
271.37%
90.79%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
23
19
24
19
84
2017
19
19
20
19
77
2018
20
21
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
0.82
0.47
0.58
0.34
2.21
2017
0.44
0.6
0.71
-0.19
1.56
2018
0.75
0.78
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
- -
0.07
0.07
0.07
0.21
2017
0.1
0.1
0.1
0.1
0.4
2018
0.12
0.12
- -
- -
- -
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Business
Farmers Capital Bank Corporation Farmers Capital Bank Corporation (FFKT) operates as a financial holding company headquartered in Frankfort, Kentucky, and founded in 1982, providing a broad range of banking and related financial services through its subsidiaries primarily to individual, business, agricultural, government, and educational customers across Central and Northern Kentucky. The company offers core deposit products including checking accounts, savings accounts, term certificates, time deposits, and demand deposits; lending products such as residential mortgages, commercial loans, consumer installment loans, and agricultural loans secured by business assets, consumer assets, commercial real estate, and residential real estate; and additional services encompassing cash management, letters of credit, safe deposit boxes, funds transfers, trust and investment management, and insurance through nonbank subsidiaries like FFKT Insurance Services, Inc. It maintains approximately 34 banking locations in 21 communities, with its primary banking subsidiary, United Bank & Capital Trust Company, serving as the key operational entity following internal mergers of affiliates including Farmers Bank & Capital Trust Company, First Citizens Bank, and Citizens Bank of Northern Kentucky in 2017. In a significant strategic development, Farmers Capital Bank Corporation merged with and into WesBanco, Inc. in August 2018, resulting in the delisting of its common stock from NASDAQ and the integration of its operations, including United Bank & Capital Trust Company, into WesBanco Bank, Inc., thereby expanding WesBanco's footprint in key Kentucky markets such as Frankfort, Lexington, Louisville, Elizabethtown, and the Cincinnati area while enhancing wealth management capabilities with approximately $560 million in prior trust assets.