First Farmers Financial Corporation
Other OTCTotal Valuation
First Farmers Financial Corporation carries a market capitalization of 707.96M, placing it among publicly traded companies globally. Its enterprise value stands at -497.56M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 707.96M |
| Enterprise Value | -497.56M |
Share Statistics
First Farmers Financial Corporation currently has 13.88M shares outstanding.
| Shares Outstanding | 13.88M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
First Farmers Financial Corporation trades at a trailing price-to-earnings ratio of 5.95. The price-to-sales ratio is 2.15, and the price-to-book ratio stands at 0.86.
| PE Ratio | 5.95 |
| PS Ratio | 2.15 |
| PB Ratio | 0.86 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | 4.72 |
| P/OCF Ratio | 5.00 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 30.69 |
| Debt / EBITDA | 24.70 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 15.17 |
| Return on Assets (ROA) | 1.50 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, First Farmers Financial Corporation has paid 12.38M in income taxes, reflecting an effective tax rate of 19.45.
| Income Tax | 12.38M |
| Effective Tax Rate | 19.45 |
Stock Price Statistics
First Farmers Financial Corporation's stock has gained approximately 54.54545% over the past 52 weeks. The 50-day moving average sits at 33.59, while the 200-day moving average is 33.20.
| Beta (5Y) | N/A |
| 52-Week Price Change | 54.54545% |
| 50-Day Moving Average | 33.59 |
| 200-Day Moving Average | 33.20 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, First Farmers Financial Corporation generated 141.54M in revenue and converted that into 51.26M in net income, yielding earnings per share of 3.67.
| Revenue | 141.54M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 63.63M |
| Net Income | 51.26M |
| EBITDA | 3.99M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.67 |
Balance Sheet
First Farmers Financial Corporation holds 901.03M in cash and equivalents against 98.56M in total debt, resulting in a net debt position of -134.72M.
| Cash & Cash Equivalents | 901.03M |
| Total Debt | 98.56M |
| Net Debt | -134.72M |
| Equity (Book Value) | 356.45M |
| Book Value Per Share | 25.53 |
| Working Capital | N/A |
Cash Flow
First Farmers Financial Corporation produced 60.97M in operating cash flow over the past twelve months. After subtracting -3.58M in capital expenditures, free cash flow totaled 57.40M - equivalent to 4.11 per share.
| Operating Cash Flow | 60.97M |
| Capital Expenditures | -3.58M |
| Free Cash Flow | 57.40M |
| FCF Per Share | 4.11 |
Margins
First Farmers Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 44.96 |
| Profit Margin | 36.21 |
| EBITDA Margin | 2.82 |
Dividends & Yields
The company's payout ratio of 27.27 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.00 |
| Dividend Yield | N/A |
| Payout Ratio | 27.27 |
| Shareholder Yield | -74.08 |
| FCF Yield | 21.17 |
Stock Splits
First Farmers Financial Corporation's most recent stock split took place on June 16, 2026 with a 1:2 split ratio.
| Last Split Date | 6/16/2026 |
| Split Ratio | 1:2 |
Scores
First Farmers Financial Corporation posts an Altman Z-Score of 0.23, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.23 |