First Farmers Financial Corporation
Other OTCTotal Valuation
First Farmers Financial Corporation carries a market capitalization of 516.27M, placing it among publicly traded companies globally. Its enterprise value stands at -221.10M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 516.27M |
| Enterprise Value | -221.10M |
Share Statistics
First Farmers Financial Corporation currently has 13.86M shares outstanding.
| Shares Outstanding | 13.86M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
First Farmers Financial Corporation trades at a trailing price-to-earnings ratio of 8.59. The price-to-sales ratio is 3.22, and the price-to-book ratio stands at 1.41.
| PE Ratio | 8.59 |
| PS Ratio | 3.22 |
| PB Ratio | 1.41 |
| P/TBV Ratio | 1.45 |
| P/FCF Ratio | 7.20 |
| P/OCF Ratio | 7.61 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 35.43 |
| Debt / EBITDA | 28.52 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 17.69 |
| Return on Assets (ROA) | 1.62 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, First Farmers Financial Corporation has paid 13.44M in income taxes, reflecting an effective tax rate of 19.58.
| Income Tax | 13.44M |
| Effective Tax Rate | 19.58 |
Stock Price Statistics
First Farmers Financial Corporation's stock has gained approximately 66.59203% over the past 52 weeks. The 50-day moving average sits at 36.19, while the 200-day moving average is 34.05.
| Beta (5Y) | N/A |
| 52-Week Price Change | 66.59203% |
| 50-Day Moving Average | 36.19 |
| 200-Day Moving Average | 34.05 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, First Farmers Financial Corporation generated 147.32M in revenue and converted that into 55.19M in net income, yielding earnings per share of 3.96.
| Revenue | 147.32M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 68.62M |
| Net Income | 55.19M |
| EBITDA | 4.16M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.96 |
Balance Sheet
First Farmers Financial Corporation holds 811.60M in cash and equivalents against 118.51M in total debt, resulting in a net debt position of -6.48M.
| Cash & Cash Equivalents | 811.60M |
| Total Debt | 118.51M |
| Net Debt | -6.48M |
| Equity (Book Value) | 334.48M |
| Book Value Per Share | 24.13 |
| Working Capital | N/A |
Cash Flow
First Farmers Financial Corporation produced 62.34M in operating cash flow over the past twelve months. After subtracting -3.48M in capital expenditures, free cash flow totaled 58.86M - equivalent to 4.23 per share.
| Operating Cash Flow | 62.34M |
| Capital Expenditures | -3.48M |
| Free Cash Flow | 58.86M |
| FCF Per Share | 4.23 |
Margins
First Farmers Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 46.58 |
| Profit Margin | 37.46 |
| EBITDA Margin | 2.82 |
Dividends & Yields
The company's payout ratio of 25.65 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.02 |
| Dividend Yield | N/A |
| Payout Ratio | 25.65 |
| Shareholder Yield | -24.86 |
| FCF Yield | 13.88 |
Stock Splits
First Farmers Financial Corporation's most recent stock split took place on June 16, 2026 with a 1:2 split ratio.
| Last Split Date | 6/16/2026 |
| Split Ratio | 1:2 |
Scores
First Farmers Financial Corporation posts an Altman Z-Score of 0.27, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.27 |