1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
First Farmers Financial Corporation

First Farmers Financial Corporation

FFMR
First Farmers Financial CorporationUS flagOther OTC
34.00
USD
- -
- -
707.96MMarket Cap

Income Statement (USD)

APIChatGPT
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2014
12/31/2015
12/31/2016
12/31/2017
12/31/2018
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Sales/Revenue/Turnover
56
63
68
74
81
85
96
103
108
119
126
138
+ Sales & Services Revenue
56
63
68
74
81
85
96
103
108
119
126
138
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
-23
-23
-23
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Selling, General & Admin
20
24
25
26
28
29
32
32
33
35
37
41
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-20
-24
-25
-26
-28
-29
-32
-32
-33
-35
-37
-41
Operating Income (Loss)
23
23
23
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
- -
- -
- -
-27
-32
-35
-36
-45
-51
-57
-43
-62
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
- -
- -
- -
-27
-32
-35
-36
-45
-51
-57
-43
-62
Pretax Income
23
23
23
27
32
35
36
45
51
57
43
62
- Income Tax Expense (Benefit)
6
6
6
5
5
5
6
9
10
11
8
12
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
16
17
17
22
28
30
30
36
41
46
35
50
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
16
17
17
22
28
30
30
36
41
46
35
50
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
16
17
17
22
28
30
30
36
41
46
35
50
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
16
17
17
22
28
30
30
36
41
46
35
50
EBIT
23
23
23
- -
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA
25
27
26
3
3
4
5
4
3
4
4
4
EBITDA Margin (%)
45
42.13
38.83
4.04
3.63
4.4
4.91
3.61
3.14
3.17
3.16
2.78
EBITA
23
23
23
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
100
100
100
100
100
Operating Margin (%)
40.06
36.5
33.26
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
28.82
26.54
25.12
29.44
34.26
34.71
31.86
35.2
38.27
38.84
28.07
36.24
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.24
0.29
0.31
0.33
0.46
0.59
0.64
0.68
0.81
0.93
0.96
0.99
Depreciation Expense
3
4
4
3
3
4
5
4
3
4
4
4
Basic Weighted Avg Shares
14
14
14
14
14
14
14
14
14
14
14
14
Basic EPS, GAAP
1.14
1.18
1.19
1.52
1.93
2.07
2.15
2.58
2.94
3.29
2.52
3.58
Basic EPS from Cont Ops
1.14
1.18
1.19
1.52
1.93
2.07
2.15
2.58
2.94
3.29
2.52
3.58
Diluted Weighted Avg Shares
14
14
14
14
14
14
14
14
14
14
14
14
Diluted EPS, GAAP
1.14
1.18
1.19
1.52
1.93
2.07
2.15
2.58
2.94
3.29
2.52
3.58
Diluted EPS from Cont Ops
1.14
1.18
1.19
1.52
1.93
2.07
2.15
2.58
2.94
3.29
2.52
3.58

Balance Sheet (USD)

APIChatGPT
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2014
12/31/2015
12/31/2016
12/31/2017
12/31/2018
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
296
321
378
375
369
428
586
639
561
629
723
793
+ Cash & Cash Equivalents
80
53
111
88
52
60
191
221
101
60
121
123
+ ST Investments
216
268
268
287
317
367
394
418
460
569
602
670
+ Accounts & Notes Receiv
40
40
42
46
41
35
30
33
33
36
41
43
+ Accounts Receivable, Net
16
20
20
24
24
26
29
31
61
67
- -
- -
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
24
21
22
22
17
9
2
1
-28
-31
41
43
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-336
-361
-420
-421
-410
-463
-616
-671
-594
-665
-764
-836
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
17
18
18
18
21
21
22
21
22
24
23
24
+ Property, Plant & Equip
28
31
32
32
35
37
38
39
42
45
44
47
- Accumulated Depreciation
11
12
14
14
15
16
16
18
20
21
21
22
+ LT Investments & Receivables
240
287
288
303
326
381
406
428
475
585
617
684
+ LT Investments
240
287
288
303
326
381
406
428
475
585
617
684
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-257
-305
-306
-321
-347
-402
-427
-449
-497
-609
-641
-708
+ Total Intangible Assets
12
13
12
11
10
10
9
9
9
9
9
9
+ Goodwill
9
9
9
9
9
9
9
9
9
9
9
9
+ Other Intangible Assets
3
4
3
2
2
1
1
- -
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-269
-318
-318
-332
-357
-412
-437
-458
-506
-618
-649
-717
Total Assets
1,340
1,480
1,616
1,677
1,749
1,916
2,214
2,439
2,749
3,006
3,240
3,435
+ Payables & Accruals
12
11
19
15
12
21
30
21
33
32
- -
- -
+ Accounts Payable
12
11
19
15
12
21
30
21
33
32
- -
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
-12
-11
-19
-15
-12
-21
-30
-21
-33
-32
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
-12
-11
-19
-15
-12
-21
-30
-21
-33
-32
- -
- -
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
114
120
140
173
158
173
209
81
143
89
117
209
+ LT Borrowings
114
120
140
173
158
173
209
81
143
89
117
209
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Liabilities
-114
-120
-140
-173
-158
-173
-209
-81
-143
-89
-117
-209
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
-114
-120
-140
-173
-158
-173
-209
-81
-143
-89
-117
-209
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
1,228
1,356
1,480
1,523
1,577
1,718
1,992
2,196
2,515
2,747
2,967
3,115
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
7
7
8
8
12
12
12
12
12
12
12
12
+ Common Stock
4
4
4
4
7
7
7
7
7
7
7
7
+ Additional Paid in Capital
4
4
4
5
5
5
5
5
5
5
5
5
- Treasury Stock
- -
- -
- -
- -
1
3
5
8
8
8
9
12
+ Retained Earnings
105
117
130
147
164
185
206
232
261
281
303
339
+ Other Equity
- -
- -
-2
-1
-3
4
9
7
-32
-26
-33
-19
Equity Before Minority Interest
112
125
136
154
172
198
222
243
233
260
274
321
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
112
125
136
154
172
198
222
243
233
260
274
321
Total Liabilities & Equity
1,340
1,480
1,616
1,677
1,749
1,916
2,214
2,439
2,749
3,006
3,240
3,435
Shares Outstanding
- -
14
14
14
14
14
14
14
14
14
14
14
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Debt
35
67
30
85
106
112
17
-140
42
29
-4
85
Net Debt to Equity
30.85
53.8
21.82
55.46
61.73
56.75
7.77
-57.78
18.07
11.28
-1.42
26.6
Tangible Common Equity Ratio
7.55
7.62
7.7
8.56
9.31
9.88
9.62
9.61
8.18
8.37
8.2
9.11
Current Ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChatGPT
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2014
12/31/2015
12/31/2016
12/31/2017
12/31/2018
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
+ Net Income
16
17
17
22
28
30
30
36
41
46
35
50
+ Depreciation & Amortization
3
4
4
3
3
4
5
4
3
4
4
4
+ Non-Cash Items
1
2
-2
10
8
2
-6
29
14
5
23
7
+ Stock-Based Compensation
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
1
+ Deferred Income Taxes
- -
- -
- -
1
-1
1
-2
1
-1
- -
- -
- -
+ Asset Impairment Charge
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
1
3
-1
9
8
2
-5
28
14
5
22
6
+ Chg in Non-Cash Work Cap
-1
-4
4
-6
2
-3
-1
-2
-5
-8
- -
-3
+ (Inc) Dec in Accts Receiv
-2
-3
-1
-4
2
-3
-7
-1
-14
-7
-1
-8
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
1
-2
5
-2
- -
- -
5
-1
9
-1
1
5
+ Inc (Dec) in Other
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
19
18
23
29
41
33
28
67
54
48
62
58
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-2
-2
-1
-2
-5
-3
-2
-2
-3
-4
-3
-4
+ Acq of Fixed Prod Assets
-2
-2
-1
-2
-5
-3
-2
-2
-3
-4
-3
-4
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
- -
- -
-1
-2
-3
-4
- -
-1
-2
-3
+ Increase in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
-1
-2
-3
-4
-1
-1
-2
-4
+ Net Change in LT Investment
-30
4
16
-20
-33
-41
-18
-36
-106
-103
-45
-45
+ Dec in LT Investment
38
70
121
90
62
94
101
100
112
82
90
96
+ Inc in LT Investment
-68
-65
-105
-110
-94
-135
-120
-135
-217
-185
-135
-142
+ Net Cash From Acq & Div
236
18
2
-11
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash from Divestitures
118
9
2
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
118
9
- -
-11
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-168
-48
-39
-77
-88
-103
-130
-199
-361
-199
-160
-138
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
36
-28
-23
-109
-125
-147
-151
-236
-470
-306
-207
-187
+ Dividends Paid
-3
-4
-5
-5
-7
-8
-9
-10
-11
-13
-13
-14
+ Net Cash From Debt
7
5
20
33
-15
14
36
-128
62
-29
3
92
+ Cash From Debt
160
96
204
84
140
255
385
175
276
2,077
479
582
+ Repayments of Debt
-154
-91
-184
-51
-155
-241
-349
-303
-214
-2,106
-476
-490
+ Other Financing Activities
-31
-24
46
29
72
118
229
341
246
261
219
58
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
-28
-23
62
57
50
122
254
199
297
218
207
133
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
28
-32
62
-24
-34
8
131
30
-119
-41
61
3
EBITDA
25
27
26
3
3
4
5
4
3
4
4
4
EBITDA Margin (%)
45
42.13
38.83
4.04
3.63
4.4
4.91
3.61
3.14
3.17
3.16
2.78
Free Cash Flow
18
16
22
27
36
30
25
65
51
43
59
54
Net Cash Paid for Acquisitions
-236
-18
-2
11
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow to Firm
18
16
22
27
36
30
25
65
51
43
59
54
Free Cash Flow to Equity
- -
21
42
60
21
44
61
-62
113
14
62
146
Free Cash Flow per Basic Share
1.24
1.14
1.55
1.88
2.51
2.11
1.77
4.64
3.6
3.07
4.18
3.84
Price/Free Cash Flow
- -
- -
6.28
5.55
4.43
6.25
6.87
3.77
4.96
7.17
4.85
5.06
Cash Flow to Net Income
1.2
1.1
1.38
1.33
1.47
1.12
0.91
1.84
1.31
1.03
1.74
1.16
Capital Expenditures
-2
-2
-1
-2
-5
-3
-2
-2
-3
-4
-3
-4