- Business
- Fiserv, Inc. is a global financial technology company that provides payments, merchant acquiring and processing, digital banking, core account processing, account-to-account and network solutions, card issuing and management, risk and fraud management, embedded finance, and related financial services technology to financial institutions, merchants, fintechs, corporates, and government and software providers. Founded in 1984 and headquartered in Milwaukee, Wisconsin, the company serves customers across the Americas, Europe, the Middle East, Africa, and the Asia-Pacific region, with a broad portfolio that includes Clover point-of-sale systems, Carat commerce solutions, and other software and processing platforms. Fiserv’s Financial Solutions and Merchant Solutions segments support banks, credit unions, and other depository institutions with core banking, digital engagement, payments infrastructure, lending, and treasury-related capabilities, while its merchant business offers point-of-sale hardware and software, payment acceptance, loyalty tools, order management, and commerce enablement services. In recent periods, Fiserv has expanded its business through acquisitions and strategic transactions including CardFree, Payfare, CCV, and the remaining stake in AIB Merchant Services, and it has announced an agreement to acquire StoneCastle Cash Management, while also adding merchant processing assets from TD Bank in Canada to expand Clover’s footprint. The company has also entered into strategic partnerships and collaborations with TD Bank, Visa, Mastercard, Microsoft, Early Warning Services, and other industry participants to strengthen merchant acceptance, AI-enabled workflows, stablecoin and agentic commerce initiatives, and digital banking offerings.