Flagstar Financial, Inc.
New York Stock ExchangeTotal Valuation
Flagstar Financial, Inc. carries a market capitalization of 5.64B, placing it among publicly traded companies globally. Its enterprise value stands at 12.56B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 5.64B |
| Enterprise Value | 12.56B |
Share Statistics
Flagstar Financial, Inc. currently has 417.02M shares outstanding.
| Shares Outstanding | 417.02M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Flagstar Financial, Inc. trades at a trailing price-to-earnings ratio of 414.42. The price-to-sales ratio is 2.97, and the price-to-book ratio stands at 0.82.
| PE Ratio | 414.42 |
| PS Ratio | 2.97 |
| PB Ratio | 0.82 |
| P/TBV Ratio | 0.85 |
| P/FCF Ratio | 31.09 |
| P/OCF Ratio | 38.37 |
Enterprise Valuation
On an enterprise value basis, Flagstar Financial, Inc. trades at an EV/EBITDA multiple of 89.73 and an EV/FCF ratio of 57.63.
| EV / Sales | 6.01 |
| EV / EBITDA | 89.73 |
| EV / EBIT | N/A |
| EV / FCF | 57.63 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 134.36 |
| Debt / EBITDA | 78.12 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 0.20 |
| Return on Assets (ROA) | 0.05 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Flagstar Financial, Inc. has paid 36.00M in income taxes, reflecting an effective tax rate of 42.86.
| Income Tax | 36.00M |
| Effective Tax Rate | 42.86 |
Stock Price Statistics
Flagstar Financial, Inc.'s stock has gained approximately 4.24056% over the past 52 weeks. The 50-day moving average sits at 14.24, while the 200-day moving average is 13.60.
| Beta (5Y) | N/A |
| 52-Week Price Change | 4.24056% |
| 50-Day Moving Average | 14.24 |
| 200-Day Moving Average | 13.60 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Flagstar Financial, Inc. generated 2.09B in revenue and converted that into 48.00M in net income, yielding earnings per share of 0.11.
| Revenue | 2.09B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 84.00M |
| Net Income | 48.00M |
| EBITDA | 140.00M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.11 |
Balance Sheet
Flagstar Financial, Inc. holds 5.11B in cash and equivalents against 10.94B in total debt, resulting in a net debt position of 5.83B.
| Cash & Cash Equivalents | 5.11B |
| Total Debt | 10.94B |
| Net Debt | 5.83B |
| Equity (Book Value) | 7.64B |
| Book Value Per Share | 18.31 |
| Working Capital | N/A |
Cash Flow
Flagstar Financial, Inc. produced 162.00M in operating cash flow over the past twelve months. After subtracting -56.00M in capital expenditures, free cash flow totaled 106.00M - equivalent to 0.25 per share.
| Operating Cash Flow | 162.00M |
| Capital Expenditures | -56.00M |
| Free Cash Flow | 106.00M |
| FCF Per Share | 0.25 |
Margins
Flagstar Financial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 4.02 |
| Profit Margin | 2.30 |
| EBITDA Margin | 6.70 |
Dividends & Yields
The company's payout ratio of 106.67 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.12 |
| Dividend Yield | N/A |
| Payout Ratio | 106.67 |
| Shareholder Yield | 72.79 |
| FCF Yield | 3.22 |
Stock Splits
Flagstar Financial, Inc.'s most recent stock split took place on February 18, 2004 with a 3:4 split ratio.
| Last Split Date | 2/18/2004 |
| Split Ratio | 3:4 |
Scores
Flagstar Financial, Inc. posts an Altman Z-Score of 0.06, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.06 |