Flagstar Financial, Inc. Financial Ratios — FLG Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	8.66	8.93	8.35	8.43	-0.8	8.22	7.11	6.26	5.86	7.62	8.74	8.3	-1.38	-14.85	-2.74
Return on Assets (%)	1.15	1.16	1.05	1.02	-0.1	1	0.95	0.84	0.75	0.93	1.03	0.87	-0.08	-1.04	-0.19
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.52	3.12	3.19	2.66	5.99	2.45	2.42	2.88	2.59	2.07	1.56	1.55	4.54	7.12	7.18
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	52.16	54.03	54.33	56.98	-21.47	54	48.92	49.68	50.24	50.65	59.7	55.74	-1.38	-53.33	-9.6
Profit Margin (%)	34.09	34.67	34.58	35.77	-7.67	34.42	34.13	37.63	37.94	44.01	44.15	43.86	-2.17	-43.27	-8.58
Net Income to Common Margin (%)	34.09	34.67	34.58	35.77	-7.67	34.42	32.33	34.71	34.77	41.17	41.7	41.63	-3.08	-44.62	-10.18
Effective Tax Rate (%)	34.65	35.83	36.35	37.21	- -	36.25	30.23	24.25	24.47	13.1	26.05	21.31	- -	- -	- -
Dvd Payout Ratio (%)	91.02	87.51	92.59	91.1	-962.72	66.78	75.22	85.49	87.57	66.11	56.13	51.38	-433.93	-4.6	-7.14
Sustainable Growth Rate (%)	0.78	1.12	0.62	0.75	-8.55	2.73	1.76	0.91	0.73	2.58	3.84	4.04	-7.39	-15.53	-2.94

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	9,930	9,201	11,231	10,541	13,822	12,023	12,464	13,708	14,044	15,551	19,512	31,657	28,617	14,426	12,184
ST Debt	94	- -	- -	- -	- -	- -	- -	- -	- -	- -	3,750	10,325	7,350	2,750	4,000
LT Debt	9,835	9,201	11,231	10,541	13,822	12,023	12,464	13,708	14,044	15,551	15,762	21,332	21,267	11,676	8,184
Total Debt/EBITDA	200.19	203.94	255.96	292.1	375.19	341.55	377.56	424.09	520.13	647.96	929.14	1,376.39	173.44	78.4	82.32
Net Debt/EBITDA	159.83	150.14	241.27	276.46	360.6	325.71	300.98	378.46	482.06	555.67	823.86	1,288.04	103.89	-5.46	42.5
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	13.24	12.81	12.29	11.91	11.79	12.52	12.81	11.85	11.57	11.26	10.99	9.23	6.89	7.65	8.73
Long-Term Debt/Equity (%)	176.71	162.67	195.8	182.32	232.91	196.33	183.41	205.97	209.24	227.29	223.76	241.75	254.18	142.97	100.5
Long-Term Debt/Capital (%)	63.47	61.93	66.19	64.58	69.96	66.25	64.72	67.32	67.66	69.45	59.35	52.7	57.5	51.68	40.26
Long-Term Debt/Total Assets (%)	23.4	20.84	24.05	21.71	27.47	24.57	25.37	26.41	26.18	27.62	26.48	23.66	18.65	11.66	9.35
Total Debt/Equity (%)	178.41	162.67	195.8	182.32	232.91	196.33	183.41	205.97	209.24	227.29	277	358.76	342.02	176.64	149.63
Total Debt/Capital (%)	64.08	61.93	66.19	64.58	69.96	66.25	64.72	67.32	67.66	69.45	73.47	78.2	77.38	63.85	59.94
Total Debt/Total Assets (%)	23.63	20.84	24.05	21.71	27.47	24.57	25.37	26.41	26.18	27.62	32.78	35.12	25.09	14.4	13.92
Net Debt to Equity	142.44	119.75	184.57	172.56	223.85	187.22	146.21	183.81	193.93	194.91	245.61	335.73	204.88	-12.29	77.24
Net Debt/Capital (%)	58.75	54.49	64.86	63.31	69.12	65.18	59.38	64.77	65.04	65.23	71.07	77.05	67.2	-14.02	43.58
EBITDA	50	45	44	36	37	35	33	32	27	24	21	23	165	184	148
EBITDA-CapEx	9	6	7	-37	2	-49	5	22	27	24	17	20	99	184	148
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	13.24	12.81	12.29	11.91	11.79	12.52	12.81	11.85	11.57	11.26	10.99	9.23	6.89	7.65	8.73
Long-Term Debt/Equity (%)	176.71	162.67	195.8	182.32	232.91	196.33	183.41	205.97	209.24	227.29	223.76	241.75	254.18	142.97	100.5
Long-Term Debt/Capital (%)	63.47	61.93	66.19	64.58	69.96	66.25	64.72	67.32	67.66	69.45	59.35	52.7	57.5	51.68	40.26
Long-Term Debt/Total Assets (%)	23.4	20.84	24.05	21.71	27.47	24.57	25.37	26.41	26.18	27.62	26.48	23.66	18.65	11.66	9.35
Total Debt/Equity (%)	178.41	162.67	195.8	182.32	232.91	196.33	183.41	205.97	209.24	227.29	277	358.76	342.02	176.64	149.63
Total Debt/Capital (%)	64.08	61.93	66.19	64.58	69.96	66.25	64.72	67.32	67.66	69.45	73.47	78.2	77.38	63.85	59.94
Total Debt/Total Assets (%)	23.63	20.84	24.05	21.71	27.47	24.57	25.37	26.41	26.18	27.62	32.78	35.12	25.09	14.4	13.92
CFO/Total Liabilities	2.28	1.5	3.36	1.69	-0.95	1.77	3.13	1.19	1.09	0.68	0.55	1.26	0.25	0.09	-0.23
CFO/CapEx	20.38	14.86	36.95	9.83	-12.08	8.98	47.75	54.88	- -	- -	72.5	342	3.98	- -	- -
Altman's Z-Score	0.14	0.14	0.15	0.14	0.12	0.14	0.13	0.09	0.1	0.09	0.11	0.08	0.08	0.04	0.05

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.92	6.03	13.85	- -	16.56	6.74
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	36.78	60.56	26.35	- -	22.04	54.17
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	5,410	5,752	7,428	7,081	7,914	7,749	6,360	4,456	5,618	4,894	5,678	5,858	7,387	3,871	5,237
- Cash & Cash Equivalents	2,002	2,427	645	564	538	558	2,528	1,475	742	1,948	2,211	2,032	11,475	15,430	5,894
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	503	503	503	503	503	503	503	503	503
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	9,930	9,201	11,231	10,541	13,822	12,023	12,464	13,708	14,044	15,551	19,512	31,657	28,617	14,426	12,184
Enterprise Value	12,613	12,096	17,733	16,885	20,995	19,110	14,530	12,807	14,941	14,465	18,870	27,360	15,887	-7,032	-3,671
Total Capital	15,495	14,857	16,966	16,323	19,757	18,147	19,259	20,363	20,755	22,393	26,556	40,481	36,984	22,593	20,327
Total Debt/Capital (%)	64.08	61.93	66.19	64.58	69.96	66.25	64.72	67.32	67.66	69.45	73.47	78.2	77.38	63.85	59.94
Total Debt / EV	0.79	0.76	0.63	0.62	0.66	0.63	0.86	1.07	0.94	1.08	1.03	1.16	1.8	-2.05	-3.32
EV/Sales	8.96	8.37	12.89	12.44	34.14	13.28	10.64	11.41	14.35	12.46	13.98	18.46	4.37	- -	- -
EV/EBITDA	254.29	268.11	404.16	467.87	569.87	542.88	440.17	396.22	553.38	602.72	898.56	1,189.59	96.28	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	15.19	21	12.89	23.37	- -	25.29	10.95	23.7	29.3	43.31	65.07	26.67	60.41	- -	- -
EV/Free Cash Flow to Firm	14.48	19.68	12.55	21.21	- -	22.75	10.73	23.28	29.3	43.31	64.18	26.59	48.29	- -	- -
Diluted Market Cap	5,395	5,734	7,401	7,056	7,327	7,719	6,342	4,585	5,597	4,888	5,666	4,172	7,318	3,086	5,229
Diluted Enterprise Value	13,323	12,508	17,988	17,033	20,612	19,184	16,780	17,321	19,402	18,994	23,470	34,300	24,963	2,585	12,022
EV per Share	86.52	82.65	120.69	114.45	129.88	117.71	89.24	81.14	95.91	93.54	121.74	120.49	66.01	- -	- -
TTM Sales	1,408	1,445	1,375	1,357	615	1,439	1,366	1,123	1,041	1,161	1,350	1,482	3,633	2,584	2,062
TTM EBITDA	50	45	44	36	37	35	33	32	27	24	21	23	165	184	148
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	830	576	1,376	722	-420	756	1,327	540	510	334	290	1,026	263	86	-181
TTM Free Cash Flow to Firm	871	615	1,413	796	-386	840	1,354	550	510	334	294	1,029	329	86	-181

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	6.19	9.33	5.24	8.87	-19	9.19	4.68	8.33	10.98	14.63	19.27	4.05	22.24	35.88	-28.89
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	12,613	12,096	17,733	16,885	20,995	19,110	14,530	12,807	14,941	14,465	18,870	27,360	15,887	-7,032	-3,671
Low Price	33.39	34.41	38.7	41.25	42.78	41.22	35.01	25.83	27.6	23.16	30.84	24.51	17.43	5.1	8.56
EV/Sales	8.96	8.37	12.89	12.44	34.14	13.28	10.64	11.41	14.35	12.46	13.98	18.46	4.37	- -	- -
EV/EBITDA	254.29	268.11	404.16	467.87	569.87	542.88	440.17	396.22	553.38	602.72	898.56	1,189.59	96.28	- -	- -
Price/Earnings	11.24	11.44	15.56	14.54	- -	15.58	14.36	11.77	15.45	10.21	10.06	6.74	- -	- -	- -
Price/Earnings Average	13.57	11.45	13.46	14.41	-164.05	14.81	14.81	14.5	14.8	9.63	9.95	7.84	-65.66	-3.55	-23.02
Price/Earnings High	17.48	13.15	15.6	15.8	-182.62	17.31	17.93	18.17	17.73	11.66	11.81	10.63	-90.61	-9.14	-27.39
Price/Earnings Low	10.11	10.02	11.92	12.49	-135.77	13.46	12.87	10.77	11.83	7.47	8.47	6.4	-37.02	-1.46	-16.93
Price/Book Value	0.97	1.02	1.29	1.22	1.33	1.27	1.01	0.72	0.9	0.77	0.87	0.7	0.94	0.51	0.69
Price/Book Value Average	1.17	1.02	1.12	1.21	1.41	1.2	1.04	0.89	0.87	0.73	0.86	0.82	0.95	0.67	0.63
Price/Book Value High	1.51	1.17	1.3	1.33	1.57	1.41	1.26	1.12	1.04	0.88	1.02	1.11	1.31	1.72	0.75
Price/Book Value Low	0.87	0.89	0.99	1.05	1.17	1.09	0.91	0.66	0.69	0.56	0.73	0.67	0.53	0.28	0.47
Price/Tangible Book Value	1.83	1.89	2.44	2.28	2.44	2.24	1.65	1.2	1.49	1.25	1.38	1.28	1.21	0.54	0.72
Price/Tangible Book Value Average	2.21	1.89	2.11	2.26	2.57	2.13	1.7	1.48	1.42	1.18	1.36	1.49	1.21	0.71	0.67
Price/Tangible Book Value High	2.84	2.17	2.45	2.47	2.86	2.49	2.06	1.85	1.7	1.43	1.62	2.02	1.68	1.84	0.79
Price/Tangible Book Value Low	1.64	1.65	1.87	1.96	2.13	1.94	1.48	1.1	1.14	0.92	1.16	1.22	0.68	0.29	0.49
Price/Sales	3.83	3.97	5.38	5.2	11.92	5.36	4.64	4.08	5.37	4.2	4.2	2.81	2.01	1.19	2.54
Price/Sales Average	4.63	3.97	4.65	5.16	12.58	5.1	4.79	5.03	5.15	3.96	4.15	3.26	2.02	1.58	2.34
Price/Sales High	5.96	4.56	5.39	5.65	14.01	5.96	5.8	6.31	6.16	4.8	4.93	4.43	2.79	4.08	2.79
Price/Sales Low	3.45	3.47	4.12	4.47	10.41	4.63	4.16	3.74	4.11	3.08	3.53	2.67	1.14	0.65	1.72
Price/Cash Flow	6.5	9.95	5.38	9.77	-17.43	10.21	4.78	8.49	10.97	14.61	19.54	4.05	27.76	35.88	-28.89
Price/Cash Flow Average	7.85	9.96	4.65	9.68	-18.4	9.71	4.93	10.45	10.5	13.78	19.31	4.71	27.96	47.55	-26.7
Price/Cash Flow High	10.1	11.44	5.39	10.62	-20.48	11.35	5.97	13.1	12.58	16.69	22.93	6.39	38.59	122.52	-31.78
Price/Cash Flow Low	5.85	8.72	4.12	8.39	-15.23	8.82	4.28	7.76	8.4	10.69	16.45	3.85	15.77	19.61	-19.64
Price/Free Cash Flow Average	7.48	9.34	4.53	8.79	-20.06	8.74	4.83	10.26	10.51	13.8	19.05	4.71	22.41	47.55	-26.7
Price/Free Cash Flow High	9.63	10.72	5.25	9.64	-22.33	10.21	5.85	12.87	12.59	16.71	22.62	6.4	30.92	122.52	-31.78
Price/Free Cash Flow Low	5.57	8.17	4.01	7.62	-16.6	7.94	4.2	7.63	8.4	10.71	16.23	3.85	12.63	19.61	-19.64
EV/Sales Average	10.27	8.67	12.37	12.53	35.19	13.09	12.44	16.23	18.43	16.12	17.35	24.92	6.9	1.79	5.64
EV/Sales High	11.6	9.26	13.11	13.03	36.73	13.95	13.46	17.47	19.45	16.96	18.12	26.57	7.68	4.92	6.09
EV/Sales Low	9.09	8.17	11.83	11.84	32.85	12.62	11.82	14.98	17.39	15.23	16.73	24.08	6.01	0.63	5.02
EV/EBITDA Average	291.58	277.75	387.69	471.03	587.4	534.98	514.92	563.8	710.54	780.02	1,115.06	1,606.03	152.04	25.16	78.61
EV/EBITDA High	329.48	296.61	410.93	489.73	613.07	570.33	556.77	606.88	749.97	820.67	1,165.13	1,711.73	169.17	69.12	84.83
EV/EBITDA Low	257.97	261.77	370.88	445.09	548.3	515.81	488.9	520.15	670.52	736.97	1,075.45	1,551.89	132.36	8.78	69.96
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	37.11	39.3	50.55	48	48.96	47.73	39.06	28.23	36.06	31.65	36.63	25.8	30.69	9.33	12.59
High Price	57.72	45.15	50.66	52.17	57.54	53.04	48.77	43.59	41.37	36.15	42.99	40.7	42.66	31.86	13.85
Enterprise Value Average	14,463	12,531	17,010	16,999	21,640	18,832	16,998	18,224	19,185	18,720	23,416	36,939	25,086	4,630	11,634
Enterprise Value High	16,342	13,381	18,030	17,674	22,586	20,077	18,380	19,616	20,249	19,696	24,468	39,370	27,913	12,719	12,554
Enterprise Value Low	12,796	11,810	16,273	16,063	20,200	18,158	16,139	16,813	18,104	17,687	22,584	35,694	21,840	1,615	10,354

Shares Outstanding	146	146	147	148	162	162	163	158	156	155	155	227	241	415	416
Diluted Weighted Avg Shares	145	146	146	147	150	162	162	162	155	154	155	162	238	331	415
Basic Weighted Avg Shares	145	146	146	147	150	162	162	162	155	154	155	161	238	331	415
Revenue per Share	9.69	9.91	9.39	9.23	4.11	8.9	8.41	6.91	6.71	7.53	8.73	9.19	15.27	7.81	4.96
EBITDA per Share	0.34	0.31	0.3	0.25	0.25	0.22	0.2	0.2	0.17	0.16	0.14	0.14	0.69	0.56	0.36
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	3.3	3.43	3.25	3.3	-0.32	3.06	2.72	2.4	2.33	3.1	3.64	3.83	-0.47	-3.49	-0.51
Basic EPS from Cont Ops	3.3	3.43	3.25	3.3	-0.32	3.06	2.87	2.6	2.55	3.31	3.85	4.03	-0.33	-3.38	-0.43
Diluted EPS, GAAP	3.3	3.43	3.25	3.3	-0.32	3.06	2.72	2.4	2.33	3.1	3.64	3.82	-0.47	-3.49	-0.51
Diluted EPS from Cont Ops	3.3	3.43	3.25	3.3	-0.32	3.06	2.87	2.6	2.54	3.31	3.85	4.02	-0.33	-3.38	-0.43
Dividend per Share	3.01	3.01	3.01	3.01	3.03	2.05	2.2	2.25	2.26	2.26	2.26	2.17	2.18	0.27	0.12
Cash Flow per Share	5.71	3.95	9.4	4.91	-2.81	4.67	8.17	3.33	3.29	2.17	1.87	6.36	1.11	0.26	-0.44
Free Cash Flow per Basic Share	5.43	3.68	9.14	4.41	-3.04	4.15	8	3.27	3.29	2.17	1.85	6.35	0.83	0.26	-0.44
Cash & Equivalents per Share	18.7	19.52	6.3	5	4.59	4.08	29.46	37.12	33.53	41.92	44.02	46.94	85.67	62.26	51.91
Book Value per Share	38.18	38.65	39.03	39.19	36.71	37.72	38.64	38.98	39.86	40.99	42.2	36.64	32.67	18.47	18.37
Tangible Book Value per Share	20.31	20.8	20.7	21.08	20.09	21.27	23.65	23.54	24.28	25.3	26.55	20.15	25.46	17.29	17.45

Flagstar Financial, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)