Flagstar Financial, Inc. Financial Ratios — FLG Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	155.97	138.95	116.12	108.33	- -	- -	234.84	143	111.55	113.01	90.44	68.78	-15	- -	- -
Return on Assets (%)	1.15	1.16	1.05	1.02	-0.1	1	0.95	0.84	0.75	0.93	1.03	0.87	-0.08	-1.04	-0.19
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.52	3.12	3.19	2.66	5.99	2.45	2.42	2.88	2.59	2.07	1.56	1.55	4.54	7.12	7.18
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	52.16	54.03	54.33	56.98	-21.47	54	48.92	49.68	50.24	50.65	59.7	55.74	-1.38	-53.33	-9.6
Profit Margin (%)	34.09	34.67	34.58	35.77	-7.67	34.42	34.13	37.63	37.94	44.01	44.15	43.86	-2.17	-43.27	-8.58
Net Income to Common Margin (%)	34.09	34.67	34.58	35.77	-7.67	34.42	32.33	34.71	34.77	41.17	41.7	41.63	-3.08	-44.62	-10.18
Effective Tax Rate (%)	34.65	35.83	36.35	37.21	- -	36.25	30.23	24.25	24.47	13.1	26.05	21.31	- -	- -	- -
Dvd Payout Ratio (%)	91.02	87.51	92.59	91.1	-962.72	66.78	75.22	85.49	87.57	66.11	56.13	51.38	-433.93	-4.6	-7.14
Sustainable Growth Rate (%)	14.01	17.35	8.6	9.64	- -	- -	58.2	20.75	13.87	38.3	39.68	33.44	-80.11	- -	- -

Credit (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	9,930	9,201	11,231	10,541	13,822	12,023	12,464	13,708	14,044	15,551	19,512	31,657	28,617	14,426	12,184
ST Debt	94	- -	- -	- -	- -	- -	- -	- -	- -	- -	3,750	10,325	7,350	2,750	4,000
LT Debt	9,835	9,201	11,231	10,541	13,822	12,023	12,464	13,708	14,044	15,551	15,762	21,332	21,267	11,676	8,184
Total Debt/EBITDA	200.19	203.94	255.96	292.1	375.19	341.55	377.56	424.09	520.13	647.96	929.14	1,376.39	173.44	78.4	82.32
Net Debt/EBITDA	159.83	150.14	241.27	276.46	360.6	325.71	300.98	378.46	482.06	555.67	823.86	1,288.04	103.89	-5.46	42.5
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	0.78	0.89	0.91	0.97	-0.06	0.27	0.49	0.58	0.65	0.89	1.25	1.16	0.39	-0.76	-1.12
Long-Term Debt/Equity (%)	176.71	162.67	195.8	182.32	232.91	196.33	183.41	205.97	209.24	227.29	223.76	241.75	254.18	142.97	100.5
Long-Term Debt/Capital (%)	95.87	95.91	96.34	95.74	100.23	98.9	94.36	94.45	94.29	93.95	75.92	64.24	71.93	82.4	69.93
Long-Term Debt/Total Assets (%)	23.4	20.84	24.05	21.71	27.47	24.57	25.37	26.41	26.18	27.62	26.48	23.66	18.65	11.66	9.35
Total Debt/Equity (%)	178.41	162.67	195.8	182.32	232.91	196.33	183.41	205.97	209.24	227.29	277	358.76	342.02	176.64	149.63
Total Debt/Capital (%)	96.79	95.91	96.34	95.74	100.23	98.9	94.36	94.45	94.29	93.95	93.98	95.33	96.79	101.81	104.11
Total Debt/Total Assets (%)	23.63	20.84	24.05	21.71	27.47	24.57	25.37	26.41	26.18	27.62	32.78	35.12	25.09	14.4	13.92
Net Debt to Equity	142.44	119.75	184.57	172.56	223.85	187.22	146.21	183.81	193.93	194.91	245.61	335.73	204.88	-12.29	77.24
Net Debt/Capital (%)	96.01	94.53	96.12	95.51	100.24	98.85	93.02	93.83	91.97	91.31	93.27	95.03	94.76	79.68	108.28
EBITDA	50	45	44	36	37	35	33	32	27	24	21	23	165	184	148
EBITDA-CapEx	9	6	7	-37	2	-49	5	22	27	24	17	20	99	184	148
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	0.78	0.89	0.91	0.97	-0.06	0.27	0.49	0.58	0.65	0.89	1.25	1.16	0.39	-0.76	-1.12
Long-Term Debt/Equity (%)	176.71	162.67	195.8	182.32	232.91	196.33	183.41	205.97	209.24	227.29	223.76	241.75	254.18	142.97	100.5
Long-Term Debt/Capital (%)	95.87	95.91	96.34	95.74	100.23	98.9	94.36	94.45	94.29	93.95	75.92	64.24	71.93	82.4	69.93
Long-Term Debt/Total Assets (%)	23.4	20.84	24.05	21.71	27.47	24.57	25.37	26.41	26.18	27.62	26.48	23.66	18.65	11.66	9.35
Total Debt/Equity (%)	178.41	162.67	195.8	182.32	232.91	196.33	183.41	205.97	209.24	227.29	277	358.76	342.02	176.64	149.63
Total Debt/Capital (%)	96.79	95.91	96.34	95.74	100.23	98.9	94.36	94.45	94.29	93.95	93.98	95.33	96.79	101.81	104.11
Total Debt/Total Assets (%)	23.63	20.84	24.05	21.71	27.47	24.57	25.37	26.41	26.18	27.62	32.78	35.12	25.09	14.4	13.92
CFO/Total Liabilities	2.28	1.5	3.36	1.69	-0.95	1.77	3.13	1.19	1.09	0.68	0.55	1.26	0.25	0.09	-0.23
CFO/CapEx	20.38	14.86	36.95	9.83	-12.08	8.98	47.75	54.88	- -	- -	72.5	342	3.98	- -	- -
Altman's Z-Score	0.14	0.14	0.15	0.14	0.11	0.14	0.13	0.09	0.1	0.09	0.11	0.06	0.08	0.04	0.05

Working Capital (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	9.92	6.03	13.85	- -	16.56	6.74
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	36.78	60.56	26.35	- -	22.04	54.17
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	5,394	5,734	7,401	7,056	7,327	7,719	6,342	4,585	5,594	4,880	5,666	4,159	7,301	3,086	5,229
- Cash & Cash Equivalents	2,002	2,427	645	564	538	558	2,528	1,475	742	1,948	2,211	2,032	11,475	15,430	5,894
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	503	503	503	503	503	503	503	503	503
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	9,930	9,201	11,231	10,541	13,822	12,023	12,464	13,708	14,044	15,551	19,512	31,657	28,617	14,426	12,184
Enterprise Value	12,597	12,078	17,707	16,859	20,408	19,080	14,512	12,936	14,918	14,451	18,858	25,661	15,801	-7,817	-3,679
Total Capital	10,259	9,593	11,658	11,010	13,791	12,157	13,209	14,513	14,893	16,553	20,761	33,208	29,565	14,170	11,703
Total Debt/Capital (%)	96.79	95.91	96.34	95.74	100.23	98.9	94.36	94.45	94.29	93.95	93.98	95.33	96.79	101.81	104.11
Total Debt / EV	0.79	0.76	0.63	0.63	0.68	0.63	0.86	1.06	0.94	1.08	1.03	1.23	1.81	-1.85	-3.31
EV/Sales	8.94	8.36	12.88	12.43	33.19	13.26	10.62	11.52	14.33	12.45	13.97	17.32	4.35	- -	- -
EV/EBITDA	253.96	267.72	403.56	467.16	553.94	542.01	439.61	400.22	552.5	602.15	898	1,115.7	95.76	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	15.17	20.97	12.87	23.34	- -	25.25	10.94	23.94	29.25	43.27	65.03	25.01	60.08	- -	- -
EV/Free Cash Flow to Firm	14.46	19.65	12.53	21.18	- -	22.72	10.71	23.51	29.25	43.27	64.14	24.94	48.03	- -	- -
Diluted Market Cap	5,395	5,734	7,401	7,056	7,327	7,719	6,342	4,585	5,597	4,888	5,666	4,172	7,318	3,086	5,229
Diluted Enterprise Value	13,323	12,508	17,988	17,033	20,612	19,184	16,780	17,321	19,402	18,994	23,470	34,300	24,963	2,585	12,022
EV per Share	86.67	82.78	120.93	114.69	136.36	117.98	89.38	79.64	96.16	93.72	121.91	159.19	66.42	- -	- -
TTM Sales	1,408	1,445	1,375	1,357	615	1,439	1,366	1,123	1,041	1,161	1,350	1,482	3,633	2,584	2,062
TTM EBITDA	50	45	44	36	37	35	33	32	27	24	21	23	165	184	148
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	830	576	1,376	722	-420	756	1,327	540	510	334	290	1,026	263	86	-181
TTM Free Cash Flow to Firm	871	615	1,413	796	-386	840	1,354	550	510	334	294	1,029	329	86	-181

Multiples (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	6.19	9.33	5.24	8.87	-19	9.19	4.68	8.33	10.98	14.63	19.27	4.05	22.24	35.88	-28.89
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	12,597	12,078	17,707	16,859	20,408	19,080	14,512	12,936	14,918	14,451	18,858	25,661	15,801	-7,817	-3,679
Low Price	33.39	34.41	38.7	41.25	42.78	41.22	35.01	25.83	27.6	23.16	30.84	24.51	17.43	5.1	8.56
EV/Sales	8.94	8.36	12.88	12.43	33.19	13.26	10.62	11.52	14.33	12.45	13.97	17.32	4.35	- -	- -
EV/EBITDA	253.96	267.72	403.56	467.16	553.94	542.01	439.61	400.22	552.5	602.15	898	1,115.7	95.76	- -	- -
Price/Earnings	11.24	11.44	15.56	14.54	- -	15.58	14.36	11.77	15.45	10.21	10.06	6.74	- -	- -	- -
Price/Earnings Average	13.57	11.45	13.46	14.41	-164.05	14.81	14.81	14.5	14.8	9.63	9.95	7.84	-65.66	-3.55	-23.02
Price/Earnings High	17.48	13.15	15.6	15.8	-182.62	17.31	17.93	18.17	17.73	11.66	11.81	10.63	-90.61	-9.14	-27.39
Price/Earnings Low	10.11	10.02	11.92	12.49	-135.77	13.46	12.87	10.77	11.83	7.47	8.47	6.4	-37.02	-1.46	-16.93
Price/Book Value	16.38	14.63	17.33	15.04	-231.02	57.9	26.12	15.18	16.12	9.78	7.6	3.97	16.41	-4.07	-5.31
Price/Book Value Average	19.78	14.64	14.99	14.92	-243.9	55.05	26.94	18.69	15.44	9.22	7.51	4.61	16.53	-5.39	-4.91
Price/Book Value High	25.47	16.81	17.36	16.35	-271.5	64.34	32.62	23.44	18.5	11.17	8.91	6.26	22.8	-13.88	-5.85
Price/Book Value Low	14.74	12.81	13.26	12.93	-201.86	50	23.41	13.89	12.34	7.16	6.39	3.77	9.32	-2.22	-3.61
Price/Tangible Book Value	1.82	1.88	2.43	2.27	2.26	2.23	1.65	1.23	1.48	1.25	1.38	0.91	1.19	0.43	0.72
Price/Tangible Book Value Average	2.2	1.89	2.1	2.25	2.38	2.12	1.7	1.52	1.42	1.18	1.36	1.06	1.2	0.57	0.67
Price/Tangible Book Value High	2.83	2.16	2.44	2.47	2.65	2.48	2.06	1.91	1.7	1.42	1.62	1.43	1.66	1.47	0.79
Price/Tangible Book Value Low	1.64	1.65	1.86	1.95	1.97	1.93	1.48	1.13	1.13	0.91	1.16	0.86	0.68	0.24	0.49
Price/Sales	3.83	3.97	5.38	5.2	11.92	5.36	4.64	4.08	5.37	4.2	4.2	2.81	2.01	1.19	2.54
Price/Sales Average	4.63	3.97	4.65	5.16	12.58	5.1	4.79	5.03	5.15	3.96	4.15	3.26	2.02	1.58	2.34
Price/Sales High	5.96	4.56	5.39	5.65	14.01	5.96	5.8	6.31	6.16	4.8	4.93	4.43	2.79	4.08	2.79
Price/Sales Low	3.45	3.47	4.12	4.47	10.41	4.63	4.16	3.74	4.11	3.08	3.53	2.67	1.14	0.65	1.72
Price/Cash Flow	6.5	9.95	5.38	9.77	-17.43	10.21	4.78	8.49	10.97	14.61	19.54	4.05	27.76	35.88	-28.89
Price/Cash Flow Average	7.85	9.96	4.65	9.68	-18.4	9.71	4.93	10.45	10.5	13.78	19.31	4.71	27.96	47.55	-26.7
Price/Cash Flow High	10.1	11.44	5.39	10.62	-20.48	11.35	5.97	13.1	12.58	16.69	22.93	6.39	38.59	122.52	-31.78
Price/Cash Flow Low	5.85	8.72	4.12	8.39	-15.23	8.82	4.28	7.76	8.4	10.69	16.45	3.85	15.77	19.61	-19.64
Price/Free Cash Flow Average	7.48	9.34	4.53	8.79	-20.06	8.74	4.83	10.26	10.51	13.8	19.05	4.71	22.41	47.55	-26.7
Price/Free Cash Flow High	9.63	10.72	5.25	9.64	-22.33	10.21	5.85	12.87	12.59	16.71	22.62	6.4	30.92	122.52	-31.78
Price/Free Cash Flow Low	5.57	8.17	4.01	7.62	-16.6	7.94	4.2	7.63	8.4	10.71	16.23	3.85	12.63	19.61	-19.64
EV/Sales Average	10.26	8.66	12.35	12.51	34.19	13.07	12.43	16.38	18.41	16.11	17.34	23.59	6.88	1.39	5.64
EV/Sales High	11.59	9.24	13.09	13.01	35.61	13.93	13.44	17.65	19.43	16.95	18.11	24.76	7.65	3.88	6.08
EV/Sales Low	9.08	8.16	11.82	11.82	32.02	12.6	11.8	15.08	17.37	15.23	16.72	23	6	0.46	5.02
EV/EBITDA Average	291.18	277.36	387.18	470.33	570.58	534.16	514.34	568.73	709.7	779.48	1,114.51	1,520.13	151.51	19.5	78.56
EV/EBITDA High	328.96	296.16	410.33	488.96	594.34	569.37	556.07	613.06	748.97	820.02	1,164.47	1,595.17	168.44	54.54	84.77
EV/EBITDA Low	257.67	261.42	370.42	444.48	534.38	515.07	488.4	523.82	669.85	736.55	1,074.97	1,481.7	132.07	6.44	69.92
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	37.11	39.3	50.55	48	48.96	47.73	39.06	28.23	36.06	31.65	36.63	25.8	30.69	9.33	12.59
High Price	57.72	45.15	50.66	52.17	57.54	53.04	48.77	43.59	41.37	36.15	42.99	40.7	42.66	31.86	13.85
Enterprise Value Average	14,443	12,513	16,988	16,974	21,021	18,804	16,979	18,383	19,162	18,707	23,405	34,963	24,999	3,588	11,627
Enterprise Value High	16,317	13,361	18,004	17,646	21,896	20,043	18,357	19,816	20,222	19,680	24,454	36,689	27,793	10,036	12,545
Enterprise Value Low	12,781	11,794	16,252	16,041	19,687	18,131	16,123	16,931	18,086	17,677	22,574	34,079	21,791	1,186	10,348

Shares Outstanding	146	146	147	148	162	162	163	158	156	155	155	227	241	415	416
Diluted Weighted Avg Shares	145	146	146	147	150	162	162	162	155	154	155	162	238	331	415
Basic Weighted Avg Shares	145	146	146	147	150	162	162	162	155	154	155	161	238	331	415
Revenue per Share	9.69	9.91	9.39	9.23	4.11	8.9	8.41	6.91	6.71	7.53	8.73	9.19	15.27	7.81	4.96
EBITDA per Share	0.34	0.31	0.3	0.25	0.25	0.22	0.2	0.2	0.17	0.16	0.14	0.14	0.69	0.56	0.36
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	3.3	3.43	3.25	3.3	-0.32	3.06	2.72	2.4	2.33	3.1	3.64	3.83	-0.47	-3.49	-0.51
Basic EPS from Cont Ops	3.3	3.43	3.25	3.3	-0.32	3.06	2.87	2.6	2.55	3.31	3.85	4.03	-0.33	-3.38	-0.43
Diluted EPS, GAAP	3.3	3.43	3.25	3.3	-0.32	3.06	2.72	2.4	2.33	3.1	3.64	3.82	-0.47	-3.49	-0.51
Diluted EPS from Cont Ops	3.3	3.43	3.25	3.3	-0.32	3.06	2.87	2.6	2.54	3.31	3.85	4.02	-0.33	-3.38	-0.43
Dividend per Share	3.01	3.01	3.01	3.01	3.03	2.05	2.2	2.25	2.26	2.26	2.26	2.17	2.18	0.27	0.12
Cash Flow per Share	5.71	3.95	9.4	4.91	-2.81	4.67	8.17	3.33	3.29	2.17	1.87	6.36	1.11	0.26	-0.44
Free Cash Flow per Basic Share	5.43	3.68	9.14	4.41	-3.04	4.15	8	3.27	3.29	2.17	1.85	6.35	0.83	0.26	-0.44
Cash & Equivalents per Share	18.76	19.58	6.32	5.02	4.96	4.09	29.54	36.08	33.67	42.04	44.11	66.12	86.68	78.11	52
Book Value per Share	2.27	2.69	2.92	3.19	-0.21	0.82	1.5	1.86	2.24	3.24	4.82	6.5	1.87	-2.3	-2.37
Tangible Book Value per Share	20.37	20.86	20.78	21.16	21.7	21.36	23.71	22.88	24.38	25.38	26.6	28.38	25.76	21.7	17.48

Flagstar Financial, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)