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    Banks - Regional
FNB Bancorp

FNB Bancorp

FNBG
FNB BancorpUS flagNASDAQ
37.82
USD
- -
- -

Total Valuation

FNB Bancorp carries a market capitalization of - -, placing it among publicly traded companies globally. Its enterprise value stands at 353.47M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap- -
Enterprise Value353.47M

Share Statistics

FNB Bancorp currently has 7.48M shares outstanding.

Shares Outstanding7.48M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

FNB Bancorp trades at a trailing price-to-earnings ratio of 22.97. The price-to-sales ratio is 5.36, and the price-to-book ratio stands at 7.16.

PE Ratio22.97
PS Ratio5.36
PB Ratio7.16
P/TBV Ratio2.34
P/FCF Ratio16.00
P/OCF Ratio15.90

Enterprise Valuation

On an enterprise value basis, FNB Bancorp trades at an EV/EBITDA multiple of 18.29 and an EV/FCF ratio of 20.19. The EV/Sales ratio of 6.99 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 22.92 provides insight into valuation relative to core operating earnings.

EV / Sales6.99
EV / EBITDA18.29
EV / EBIT22.92
EV / FCF20.19

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity86.01
Debt / EBITDA5.36
Interest CoverageN/A

Financial Efficiency

FNB Bancorp posts a return on equity of 34.89 and a return on invested capital of 4.00.

Return on Equity (ROE)34.89
Return on Assets (ROA)0.94
Return on Invested Capital (ROIC)4.00
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, FNB Bancorp has paid 9.45M in income taxes, reflecting an effective tax rate of 44.46.

Income Tax9.45M
Effective Tax Rate44.46

Stock Price Statistics

FNB Bancorp's stock has gained approximately 0% over the past 52 weeks. The 50-day moving average sits at 37.74, while the 200-day moving average is 36.52.

Beta (5Y)N/A
52-Week Price Change0%
50-Day Moving Average37.74
200-Day Moving Average36.52
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, FNB Bancorp generated 50.60M in revenue and converted that into 11.81M in net income, yielding earnings per share of 1.55. EBITDA reached 19.33M, while operating income came in at 15.42M.

Revenue50.60M
Gross ProfitN/A
Operating Income15.42M
Pretax Income21.26M
Net Income11.81M
EBITDA19.33M
EBIT15.42M
Earnings Per Share (EPS)1.55

Balance Sheet

FNB Bancorp holds 21.36M in cash and equivalents against 103.60M in total debt, resulting in a net debt position of 82.24M.

Cash & Cash Equivalents21.36M
Total Debt103.60M
Net Debt82.24M
Equity (Book Value)37.87M
Book Value Per Share5.12
Working CapitalN/A

Cash Flow

FNB Bancorp produced 17.06M in operating cash flow over the past twelve months. After subtracting -455,000.00 in capital expenditures, free cash flow totaled 16.60M - equivalent to 2.24 per share.

Operating Cash Flow17.06M
Capital Expenditures-455,000.00
Free Cash Flow16.60M
FCF Per Share2.24

Margins

FNB Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of 30.48 and net profit margin of 23.34 provide insight into operational efficiency.

Gross Margin100.00
Operating Margin30.48
Pretax Margin42.02
Profit Margin23.34
EBITDA Margin38.20

Dividends & Yields

The company's payout ratio of 32.06 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.51
Dividend YieldN/A
Payout Ratio32.06
Shareholder Yield-1.45
FCF Yield6.25

Stock Splits

FNB Bancorp's most recent stock split took place on May 30, 2017 with a 2:3 split ratio.

Last Split Date5/30/2017
Split Ratio2:3

Scores

FNB Bancorp posts an Altman Z-Score of 0.27, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.27