1. Financial Services

  2. •

    Banks - Regional
FNB Bancorp

FNB Bancorp

FNBG
FNB BancorpUS flagNASDAQ
37.82
USD
- -
- -
2005 Y
2006 Y
2007 Y
2008 Y
2009 Y
2010 Y
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
TTM
Revenue per Share
4.19
4.84
4.73
4.88
4.79
5.03
5.16
6.25
5.95
5.91
5.79
6.5
6.82
6.84
Basic EPS, GAAP
0.83
1.09
0.96
0.58
-0.01
0.42
0.51
1.27
1.04
1.32
1.15
1.45
1.46
1.6
Free Cash Flow per Basic Share
0.65
1.31
0.82
0.83
0.89
1.15
1.35
1.28
2.06
1.49
1.49
1.94
2.31
2.24
Dividend per Share
0.22
0.23
0.25
0.26
0.18
0.19
0.17
0.21
0.25
0.21
0.25
0.4
0.49
0.51
Book Value per Share
8.03
3.18
3.31
3.37
3.12
3.24
3.34
4.1
4.06
4.1
3.91
4.9
4.71
5.12
Tangible Book Value per Share
7.71
8.66
9.29
9.72
9.66
9.93
10.83
12.63
12.6
13.61
14
14.62
15.58
15.66
Basic Weighted Avg Shares
7
7
7
7
7
7
7
6
7
7
7
7
7
7
Sales/Revenue/Turnover
29
34
33
33
32
34
35
40
39
41
41
47
50
51
Operating Margin (%)
28.09
33.27
27.51
13.76
0.04
14.49
16.81
26.11
22.37
35.08
28.07
34.43
- -
30.48
Depreciation Expense
2
1
1
2
2
3
3
3
4
3
3
4
4
4
Net Income, GAAP
6
8
7
4
1
4
4
9
7
9
8
11
11
12
Effective Tax Rate (%)
29.78
32.25
26.29
13.36
- -
25.08
26.92
15.74
15.12
35.14
29.1
35.17
46.49
44.46
Profit Margin (%)
19.72
22.54
20.28
11.92
1.84
10.86
12.29
22
18.99
22.75
19.9
22.32
21.33
23.34
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
30
72
86
25
- -
- -
1
15
15
22
75
79
104
Total Equity
55
62
67
68
67
81
87
95
94
97
104
110
119
120
Return on Invested Capital (%)
10.62
10.29
5.8
2.71
- -
4.25
5.06
9.58
7.23
8.52
6.9
6.74
- -
4
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
10.64
19.51
29.59
17.23
-0.18
13.17
15.65
33.44
25.92
33.31
28.99
33.21
30.57
34.89

Capital Structure

FRC

•

in mil. unless spec.
Sep'17
Dec'17
Mar'18
ST Debt
- -
- -
- -
LT Borrowings
89
79
104
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
245
266
271

Working Capital

FRC

•

in mil. unless spec.
Sep'17
Dec'17
Mar'18
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
24
18
21
Accounts Receivable, Net
5
5
5
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
19
17
17
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.19%
4.64%
8.13%
Free Cash Flow
13.89%
19.45%
21.5%
Net Income, GAAP
54.35%
5.64%
2%
Sales/Revenue/Turnover
4.48%
4.8%
6.73%
Total Cash Common Dividend
20.23%
41.27%
25.74%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
12
12
12
12
47
2017
12
12
13
13
50
2018
13
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
0.36
0.34
0.34
0.42
1.45
2017
0.42
0.46
0.45
0.13
1.46
2018
0.56
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
- -
0.1
0.1
0.2
0.4
2017
0.11
0.12
0.13
0.13
0.49
2018
0.13
- -
- -
- -
- -

Company Description

APIChat
Sector
Financial Services
Industry
Banks - Regional
Address
IPO Date
Apr 12, 1995
CIK
0001467933
Similar Companies
Banco BMG S.A. (BMGB4.SA)
Bank7 Corp. (BSVN)
ServisFirst Bancshares, Inc. (SFBS)
CNB Corporation (CNBZ)
Jinshang Bank Co., Ltd. (2558.HK)
First Citizens Bancshares, Inc. (FIZN)
Business
FNB Bancorp (FNBG) is a bank holding company for First National Bank of Northern California, a commercial bank providing business and commercial banking services to customers primarily in San Mateo County, California; the bank offers a wide array of loans and deposit products to consumers and businesses through several branches. Core products and services include business loans, commercial loans, checking and savings accounts, consumer lending, and deposit products. Founded prior to 2018 when it merged into TriCo Bancshares' subsidiary Tri Counties Bank, FNB Bancorp maintains operations focused on northern California communities with an emphasis on small business and commercial clients. In recent developments, the company completed its regulatory-approved merger with TriCo Bancshares in July 2018, integrating First National Bank of Northern California into Tri Counties Bank while continuing business operations seamlessly for clients. No major acquisitions, funding rounds, or new product launches have been reported in the last 1-2 years, with the firm sustaining steady trading on Nasdaq under FNBG and a market capitalization around $283 million as of late 2025.