First Northern Community Bancorp

First Northern Community Bancorp

FNRN
First Northern Community BancorpUS flagNASDAQ Capital Market
17.80
USD
-0.02
- -
292.04MMarket Cap

Total Valuation

First Northern Community Bancorp carries a market capitalization of 292.04M, placing it among publicly traded companies globally. Its enterprise value stands at -317.31M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap292.04M
Enterprise Value-317.31M

Share Statistics

First Northern Community Bancorp currently has 16.41M shares outstanding.

Shares Outstanding16.41M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

First Northern Community Bancorp trades at a trailing price-to-earnings ratio of 11.18. The price-to-sales ratio is 3.48, and the price-to-book ratio stands at 1.13.

PE Ratio11.18
PS Ratio3.48
PB Ratio1.13
P/TBV Ratio1.25
P/FCF Ratio27.07
P/OCF Ratio33.79

Enterprise Valuation

EV / Sales8.81
EV / EBITDA243.20
EV / EBITN/A
EV / FCFN/A

Financial Efficiency

Return on Equity (ROE)10.54
Return on Assets (ROA)1.23
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, First Northern Community Bancorp has paid 6.70M in income taxes, reflecting an effective tax rate of 22.28.

Income Tax6.70M
Effective Tax Rate22.28

Stock Price Statistics

First Northern Community Bancorp's stock has gained approximately 87.76371% over the past 52 weeks. The 50-day moving average sits at 17.38, while the 200-day moving average is 14.29.

Beta (5Y)N/A
52-Week Price Change87.76371%
50-Day Moving Average17.38
200-Day Moving Average14.29
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, First Northern Community Bancorp generated 75.04M in revenue and converted that into 23.36M in net income, yielding earnings per share of 1.39.

Revenue75.04M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income30.06M
Net Income23.36M
EBITDA2.71M
EBITN/A
Earnings Per Share (EPS)1.39

Balance Sheet

Cash & Cash Equivalents578.58M
Total DebtN/A
Net Debt-149.76M
Equity (Book Value)231.38M
Book Value Per Share14.07
Working CapitalN/A

Cash Flow

First Northern Community Bancorp produced 7.73M in operating cash flow over the past twelve months. After subtracting -2.10M in capital expenditures, free cash flow totaled 5.63M - equivalent to 0.34 per share.

Operating Cash Flow7.73M
Capital Expenditures-2.10M
Free Cash Flow5.63M
FCF Per Share0.34

Margins

First Northern Community Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin40.06
Profit Margin31.13
EBITDA Margin3.61

Dividends & Yields

The company's payout ratio of 0.04 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.00
Dividend YieldN/A
Payout Ratio0.04
Shareholder Yield-5.87
FCF Yield3.69

Stock Splits

First Northern Community Bancorp's most recent stock split took place on February 27, 2026 with a 20:21 split ratio.

Last Split Date2/27/2026
Split Ratio20:21

Scores

First Northern Community Bancorp posts an Altman Z-Score of 0.20, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.20