First Northern Community Bancorp

First Northern Community Bancorp

FNRN
First Northern Community BancorpUS flagNASDAQ Capital Market
17.35
USD
+0.01
- -
284.66MMarket Cap

Total Valuation

First Northern Community Bancorp carries a market capitalization of 284.66M, placing it among publicly traded companies globally. Its enterprise value stands at -245.64M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap284.66M
Enterprise Value-245.64M

Share Statistics

First Northern Community Bancorp currently has 16.51M shares outstanding.

Shares Outstanding16.51M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

First Northern Community Bancorp trades at a trailing price-to-earnings ratio of 13.04. The price-to-sales ratio is 3.92, and the price-to-book ratio stands at 1.36.

PE Ratio13.04
PS Ratio3.92
PB Ratio1.36
P/TBV Ratio1.39
P/FCF Ratio27.29
P/OCF Ratio34.08

Enterprise Valuation

EV / Sales8.81
EV / EBITDA243.20
EV / EBITN/A
EV / FCFN/A

Financial Efficiency

Return on Equity (ROE)10.98
Return on Assets (ROA)1.19
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, First Northern Community Bancorp has paid 6.05M in income taxes, reflecting an effective tax rate of 21.11.

Income Tax6.05M
Effective Tax Rate21.11

Stock Price Statistics

First Northern Community Bancorp's stock has gained approximately 50.86957% over the past 52 weeks. The 50-day moving average sits at 17.76, while the 200-day moving average is 15.50.

Beta (5Y)N/A
52-Week Price Change50.86957%
50-Day Moving Average17.76
200-Day Moving Average15.50
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, First Northern Community Bancorp generated 75.17M in revenue and converted that into 22.63M in net income, yielding earnings per share of 1.35.

Revenue75.17M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income28.68M
Net Income22.63M
EBITDA2.76M
EBITN/A
Earnings Per Share (EPS)1.35

Balance Sheet

Cash & Cash Equivalents541.81M
Total DebtN/A
Net Debt-124.30M
Equity (Book Value)217.15M
Book Value Per Share13.15
Working CapitalN/A

Cash Flow

First Northern Community Bancorp produced 8.66M in operating cash flow over the past twelve months. After subtracting -2.33M in capital expenditures, free cash flow totaled 6.33M - equivalent to 0.38 per share.

Operating Cash Flow8.66M
Capital Expenditures-2.33M
Free Cash Flow6.33M
FCF Per Share0.38

Margins

First Northern Community Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin38.15
Profit Margin30.10
EBITDA Margin3.67

Dividends & Yields

The company's payout ratio of 0.04 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.00
Dividend YieldN/A
Payout Ratio0.04
Shareholder Yield-8.34
FCF Yield3.66

Stock Splits

First Northern Community Bancorp's most recent stock split took place on February 27, 2026 with a 20:21 split ratio.

Last Split Date2/27/2026
Split Ratio20:21

Scores

First Northern Community Bancorp posts an Altman Z-Score of 0.22, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.22