Guaranty Trust Holding Company Plc
0.08
EUR
-0.01
(-15.26%)
ISIN
NGGTCO000002
Return %
Stock
S&P 500
1Y
33.06
14.20
3Y
- -
81.12
5Y
- -
68.34
Capital Structure
FRC
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in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
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in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
FRC
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in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.Company Description
- CEO
- J. K. Olusegun Agbaje
- Sector
- Finance
- Industry
- Regional banks
- Address
- Lagos Nigeria
- IPO Date
- Jun 28, 2021
- Website
- gtcoplc.com
- Similar Companies
- Business
- Guaranty Trust Holding Company Plc (GTCO) is a multinational financial services holding company providing commercial banking, digital payments, pension fund administration, and asset management services to retail, corporate, commercial, small and medium enterprise (SME), and institutional clients. The company operates through four principal business verticals: Banking, Payments, Pension Management, and Asset Management. Its comprehensive product and service portfolio includes retail and commercial deposit products, such as current, savings, domiciliary, and fixed-term deposit accounts; consumer and corporate credit facilities, including personal loans, salary advance facilities, mortgage loans, auto financing, SME working capital loans, structured trade finance, project finance, and syndicated lending; digital banking and payment processing channels, comprising debit, credit, prepaid, and virtual cards, point-of-sale (POS) terminals, the GTWorld mobile application, internet banking, USSD (*737#) banking, and corporate cash management platforms; international trade services, including letters of credit, documentary collections, export financing, and bank guarantees; treasury and global market solutions, covering foreign exchange trading, money market instruments, sovereign debt securities, derivatives, and liquidity management; payment infrastructure and fintech services through its digital payment platform Squad (operated by HabariPay Limited), offering merchant acquiring, payment gateways, softPOS solutions, e-commerce tools, and API integration services; pension fund administration, including Retirement Savings Accounts (RSA), retiree annuity funds, approved existing schemes, and micro-pension plans; and wealth management services, comprising mutual funds, discretionary investment portfolios, institutional fund management, and private wealth advisory. Founded in 1990 as Guaranty Trust Bank and headquartered in Lagos, Nigeria, GTCO maintains operating banking and financial subsidiaries across West Africa (Côte d'Ivoire, The Gambia, Ghana, Liberia, and Sierra Leone), East Africa (Kenya, Rwanda, Tanzania, and Uganda), and Europe (United Kingdom). In recent developments, the group executed a corporate reorganization transitioning into a non-operating financial holding company structure, completed the acquisitions of Investment One Pension Managers and Investment One Fund Managers to establish its dedicated pension and asset management divisions, launched its payments and fintech subsidiary HabariPay, initiated comprehensive digital banking and core infrastructure modernizations across regional subsidiaries, and launched a major public share offering to strengthen its capital base in compliance with the Central Bank of Nigeria's recapitalization directives for international commercial banks and to support continental expansion.