First

First

18.40
EUR
-0.50
(-2.65%)
1.43EPS
12.26P/E
1.78BMarket Cap
Oct 27Next Earn

Total Valuation

EUR

As of June 30, 2026, First Commonwealth Financial Corporation carries a market capitalization of 1.78B, placing it among publicly traded companies globally. Its enterprise value stands at 938.38M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.78B
Enterprise Value938.38M

Important Dates

First Commonwealth Financial Corporation's next confirmed earnings release is scheduled for October 27, 2026.

Earnings Date10/27/2026

Share Statistics

As of June 30, 2026, First Commonwealth Financial Corporation has 101.15M shares outstanding.

Shares Outstanding101.15M

Valuation Ratios

As of June 30, 2026, First Commonwealth Financial Corporation trades at a trailing price-to-earnings ratio of 12.26. The price-to-sales ratio is 3.78, and the price-to-book ratio stands at 1.30.

PE Ratio12.26
PS Ratio3.78
PB Ratio1.30
P/TBV Ratio1.74
P/FCF Ratio11.62
P/OCF Ratio10.77

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.96 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. First Commonwealth Financial Corporation trades at an EV/FCF ratio of 6.01, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 938.38M versus a market cap of 1.78B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.96
EV / FCF6.01

Financial Position

These figures are as of June 30, 2026.

Debt / Equity16.76

Financial Efficiency

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Over the twelve months ended June 30, 2026, First Commonwealth Financial Corporation posted a return on equity (ROE) of 10.91, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.38, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.77, useful for judging operating efficiency across full business cycles. The company generates approximately 315,926.74 in revenue per employee across its workforce of 1,512.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)10.91
Return on Assets (ROA)1.38
Return on Capital Employed (ROCE)8.77
Revenue Per Employee315,926.74
Employee Count1,512.75

Taxes

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Over the twelve months ended June 30, 2026, First Commonwealth Financial Corporation recorded 38.01M in income tax expense. That works out to an effective tax rate of 20.50, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 185.35M, leaving 147.35M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax38.01M
Effective Tax Rate20.50

Stock Price Statistics

EUR

As of the close on August 6, 2026, First Commonwealth Financial Corporation's stock has gained approximately 29.58% over the past 52 weeks. The 50-day moving average sits at 17.20, while the 200-day moving average is 15.31.

52-Week Price Change29.58%
50-Day Moving Average17.20
200-Day Moving Average15.31

Income Statement

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Over the twelve months ended June 30, 2026, First Commonwealth Financial Corporation generated 477.92M in revenue and converted that into 147.35M in net income, yielding earnings per share of 1.43.

Revenue477.92M
Pretax Income185.35M
Net Income147.35M
Earnings Per Share (EPS)1.43

Balance Sheet

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As of June 30, 2026, First Commonwealth Financial Corporation holds 1.07B in cash and equivalents against 230.23M in total debt, resulting in a net debt position of 70.02M.

Cash & Cash Equivalents1.07B
Total Debt230.23M
Net Debt70.02M
Equity (Book Value)1.37B
Book Value Per Share13.58

Cash Flow

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First Commonwealth Financial Corporation produced 167.81M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -11.65M in capital expenditures, free cash flow totaled 156.16M - equivalent to 1.52 per share.

Operating Cash Flow167.81M
Capital Expenditures-11.65M
Free Cash Flow156.16M
FCF Per Share1.52

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin38.78
Profit Margin30.83

Dividends & Yields

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Over the twelve months ended June 30, 2026, First Commonwealth Financial Corporation paid dividends of 0.48 per share. The dividend payout ratio of 33.37 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.60, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 9.62, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to First Commonwealth Financial Corporation shareholders.

Dividend Per Share0.48
Payout Ratio33.37
Shareholder Yield9.62
FCF Yield8.60

Stock Splits

First Commonwealth Financial Corporation's most recent stock split took place on November 19, 1999 with a 1:2 split ratio.

Last Split Date11/19/1999
Split Ratio1:2