First Financial Ratios — FCF Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	2.03	5.58	5.69	6.23	6.99	8.11	6.74	11.54	10.37	6.91	12.7	11.86	13.27	10.49	10.29
Return on Assets (%)	0.26	0.71	0.68	0.71	0.78	0.9	0.79	1.42	1.31	0.85	1.49	1.32	1.48	1.24	1.27
Return on Capital (%)	- -	3.72	3.18	2.75	2.49	3.15	3.53	6.58	6.68	5.38	10.66	9.12	8.77	7.53	8.31
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	6.02	22.26	23.19	25.41	28.41	32.33	33.56	38.95	36.82	24.87	44.85	38.98	40.96	37.27	36.59
Profit Margin (%)	6.17	16.49	16.94	18.18	20.07	22.6	17.85	31.54	29.64	20.25	35.88	31.19	32.57	29.82	29.13
Net Income to Common Margin (%)	6.17	16.49	16.94	18.18	20.07	22.6	17.85	31.54	29.64	20.25	35.88	31.19	32.57	29.82	29.13
Effective Tax Rate (%)	- -	25.89	26.92	28.46	29.36	30.08	46.82	19.04	19.5	18.58	20	19.98	20.5	20	20.41
Dvd Payout Ratio (%)	82.22	44.71	53.86	58.88	50.03	41.8	55.31	32.42	37.4	58.52	31.54	34.78	32.35	36.9	36.43
Sustainable Growth Rate (%)	0.36	3.08	2.63	2.56	3.49	4.72	3.01	7.8	6.49	2.87	8.69	7.74	8.98	6.62	6.54

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	291	458	695	1,107	1,481	829	655	750	370	233	182	466	750	318	387
ST Debt	84	178	478	945	1,400	748	568	565	136	- -	- -	285	563	55	125
LT Debt	207	280	217	162	81	81	88	185	234	233	182	181	187	263	262
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.99	12.44	11.45	11.26	10.96	11.22	12.15	12.46	12.71	11.78	11.62	10.73	11.47	12.13	12.59
Long-Term Debt/Equity (%)	27.34	37.56	30.43	22.57	11.32	10.79	9.9	18.97	22.18	21.83	16.43	17.23	14.21	18.72	16.84
Long-Term Debt/Capital (%)	19.75	23.27	15.4	8.87	3.7	5.13	5.7	10.73	16.42	17.92	14.11	11.94	9.05	15.26	13.48
Long-Term Debt/Total Assets (%)	3.55	4.67	3.48	2.54	1.24	1.21	1.2	2.36	2.82	2.57	1.91	1.85	1.63	2.27	2.12
Total Debt/Equity (%)	38.42	61.44	97.61	154.53	205.89	110.53	73.8	76.9	35.09	21.83	16.43	44.31	57.05	22.63	24.88
Total Debt/Capital (%)	27.75	38.06	49.39	60.71	67.31	52.5	42.46	43.47	25.97	17.92	14.11	30.71	36.32	18.45	19.92
Total Debt/Total Assets (%)	4.99	7.64	11.18	17.4	22.56	12.4	8.97	9.58	4.46	2.57	1.91	4.75	6.54	2.74	3.13
Net Debt to Equity	28.07	47.63	86.72	144.12	196.24	95.11	60.86	66.01	22.9	-12.14	-19.74	29.14	45.49	12.83	13.04
Net Debt/Capital (%)	21.92	32.26	46.45	59.04	66.24	48.75	37.64	39.59	18.53	-13.72	-24.44	22.47	31.19	11.34	11.51
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.99	12.44	11.45	11.26	10.96	11.22	12.15	12.46	12.71	11.78	11.62	10.73	11.47	12.13	12.59
Long-Term Debt/Equity (%)	27.34	37.56	30.43	22.57	11.32	10.79	9.9	18.97	22.18	21.83	16.43	17.23	14.21	18.72	16.84
Long-Term Debt/Capital (%)	19.75	23.27	15.4	8.87	3.7	5.13	5.7	10.73	16.42	17.92	14.11	11.94	9.05	15.26	13.48
Long-Term Debt/Total Assets (%)	3.55	4.67	3.48	2.54	1.24	1.21	1.2	2.36	2.82	2.57	1.91	1.85	1.63	2.27	2.12
Total Debt/Equity (%)	38.42	61.44	97.61	154.53	205.89	110.53	73.8	76.9	35.09	21.83	16.43	44.31	57.05	22.63	24.88
Total Debt/Capital (%)	27.75	38.06	49.39	60.71	67.31	52.5	42.46	43.47	25.97	17.92	14.11	30.71	36.32	18.45	19.92
Total Debt/Total Assets (%)	4.99	7.64	11.18	17.4	22.56	12.4	8.97	9.58	4.46	2.57	1.91	4.75	6.54	2.74	3.13
CFO/Total Liabilities	1.66	1.5	1.56	1.46	1.24	1.5	1.38	1.97	1.48	1.32	1.96	1.73	1.49	1.27	1.74
CFO/CapEx	10.11	7.73	8.9	7.48	14.89	11.92	7.62	14.09	6.19	13.88	15.51	13.51	6.84	8.33	11.66
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

No data availableFinancial data will appear here once available

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	850	823	1,248	1,408	1,154	1,421	1,029	1,517	1,310	1,601	1,674	1,729
- Cash & Cash Equivalents	78	103	77	75	69	116	107	99	122	357	395	154	147	133	180
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	291	458	695	1,107	1,481	829	655	750	370	233	182	466	750	318	387
Enterprise Value	- -	- -	- -	572	1,348	1,183	1,225	896	768	75	262	860	1,183	711	973
Total Capital	1,050	1,204	1,406	1,823	2,201	1,579	1,544	1,725	1,426	1,302	1,292	1,518	2,064	1,723	1,941
Total Debt/Capital (%)	27.75	38.06	49.39	60.71	67.31	52.5	42.46	43.47	25.97	17.92	14.11	30.71	36.32	18.45	19.92
Total Debt / EV	- -	- -	- -	1.93	1.1	0.7	0.54	0.84	0.48	3.12	0.7	0.54	0.63	0.45	0.4
EV/Sales	- -	- -	- -	2.34	5.4	4.49	3.96	2.63	2.16	0.21	0.68	2.09	2.45	1.49	1.86
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	6.96	18.53	13.25	13.87	6.62	7.13	0.71	1.59	5.68	7.85	5.5	5.19
EV/Free Cash Flow to Firm	- -	- -	- -	8.04	19.87	14.46	15.97	7.13	8.5	0.76	1.7	6.13	9.19	6.25	5.67
Diluted Market Cap	- -	- -	- -	863	826	1,248	1,408	1,166	1,425	1,047	1,542	1,312	1,601	1,682	1,740
Diluted Enterprise Value	- -	- -	- -	585	1,352	1,183	1,225	908	772	92	288	861	1,183	719	984
EV per Share	- -	- -	- -	6.23	15.15	13.28	12.56	9.09	7.8	0.78	2.78	9.2	11.58	6.99	9.45
TTM Sales	248	254	245	245	250	264	309	341	355	363	385	411	482	478	523
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	79	86	82	73	89	88	135	108	106	165	151	151	129	188
TTM Free Cash Flow to Firm	- -	69	76	71	68	82	77	126	90	98	154	140	129	114	171

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	12.12	12.18	15.26	18.36	9.28	15.79	10.67	9.99	9.36	12.44	14.76	10.15
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	572	1,348	1,183	1,225	896	768	75	262	860	1,183	711	973
Low Price	- -	- -	- -	8.07	7.82	7.85	12.02	11.55	11.86	7.08	10.89	12.77	11.28	12.53	13.43
EV/Sales	- -	- -	- -	2.34	5.4	4.49	3.96	2.63	2.16	0.21	0.68	2.09	2.45	1.49	1.86
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	19.11	16.41	20.95	25.53	10.85	13.49	14.02	10.97	10.22	10.2	11.74	11.35
Price/Earnings Average	- -	- -	- -	18.2	16.02	14.37	23.75	13.92	12.44	12.53	9.58	10.57	8.69	10.79	10.84
Price/Earnings High	- -	- -	- -	19.64	17.71	21.13	26.98	16.38	13.81	19.03	11.07	12.72	10.64	13.73	12.2
Price/Earnings Low	- -	- -	- -	16.66	13.88	11.73	21.24	10.7	11.07	9.27	7.42	9.31	7.34	8.95	9.07
Price/Book Value	- -	- -	- -	1.19	1.14	1.66	1.59	1.18	1.35	0.96	1.37	1.25	1.22	1.19	1.11
Price/Book Value Average	- -	- -	- -	1.13	1.12	1.14	1.48	1.52	1.24	0.86	1.19	1.29	1.04	1.1	1.06
Price/Book Value High	- -	- -	- -	1.22	1.23	1.68	1.68	1.79	1.38	1.31	1.38	1.55	1.27	1.39	1.2
Price/Book Value Low	- -	- -	- -	1.03	0.97	0.93	1.32	1.17	1.1	0.64	0.93	1.13	0.88	0.91	0.89
Price/Tangible Book Value	- -	- -	- -	1.54	1.49	2.26	2.28	1.68	1.93	1.37	1.91	1.77	1.73	1.64	1.5
Price/Tangible Book Value Average	- -	- -	- -	1.46	1.45	1.55	2.12	2.15	1.78	1.22	1.67	1.83	1.47	1.51	1.43
Price/Tangible Book Value High	- -	- -	- -	1.58	1.6	2.28	2.41	2.53	1.98	1.86	1.93	2.21	1.8	1.92	1.61
Price/Tangible Book Value Low	- -	- -	- -	1.34	1.26	1.27	1.9	1.65	1.58	0.91	1.29	1.61	1.24	1.25	1.2
Price/Sales	- -	- -	- -	3.47	3.29	4.73	4.56	3.42	4	2.84	3.94	3.19	3.32	3.5	3.31
Price/Sales Average	- -	- -	- -	3.31	3.22	3.25	4.24	4.39	3.69	2.54	3.44	3.3	2.83	3.22	3.16
Price/Sales High	- -	- -	- -	3.57	3.56	4.78	4.81	5.16	4.09	3.85	3.97	3.97	3.47	4.1	3.55
Price/Sales Low	- -	- -	- -	3.03	2.79	2.65	3.79	3.38	3.28	1.88	2.66	2.9	2.39	2.67	2.64
Price/Cash Flow	- -	- -	- -	10.34	11.31	13.98	15.95	8.62	13.21	9.74	9.19	8.65	10.62	12.93	9.22
Price/Cash Flow Average	- -	- -	- -	9.85	11.04	9.59	14.84	11.06	12.17	8.71	8.02	8.95	9.05	11.89	8.8
Price/Cash Flow High	- -	- -	- -	10.63	12.21	14.11	16.85	13.01	13.51	13.22	9.27	10.77	11.09	15.12	9.91
Price/Cash Flow Low	- -	- -	- -	9.02	9.57	7.83	13.27	8.51	10.83	6.44	6.22	7.88	7.65	9.86	7.37
Price/Free Cash Flow Average	- -	- -	- -	11.54	11.89	10.47	17.08	11.91	14.56	9.54	8.72	9.68	10.6	13.57	9.69
Price/Free Cash Flow High	- -	- -	- -	12.46	13.14	15.4	19.4	14.01	16.16	14.49	10.08	11.65	12.98	17.26	10.91
Price/Free Cash Flow Low	- -	- -	- -	10.57	10.3	8.54	15.28	9.16	12.96	7.06	6.76	8.52	8.96	11.25	8.11
EV/Sales Average	- -	- -	- -	2.17	5.32	3	3.65	3.59	1.85	- -	0.18	2.2	1.96	1.2	1.71
EV/Sales High	- -	- -	- -	2.44	5.66	4.53	4.22	4.35	2.25	1.22	0.72	2.87	2.6	2.08	2.11
EV/Sales Low	- -	- -	- -	1.89	4.89	2.4	3.2	2.58	1.44	- -	- -	1.81	1.52	0.65	1.2
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	9.26	9.24	14.02	14.44	11.71	14.45	10.7	16.09	14.03	15.68	16.45	16.8
High Price	- -	- -	- -	9.52	9.98	14.14	15.26	17.68	14.78	14.53	16.23	17.46	16.36	19.23	18.06
Enterprise Value Average	- -	- -	- -	531	1,329	791	1,127	1,223	656	-34	70	904	946	576	894
Enterprise Value High	- -	- -	- -	595	1,414	1,194	1,305	1,484	800	443	276	1,180	1,253	995	1,102
Enterprise Value Low	- -	- -	- -	463	1,222	633	989	881	512	-274	-228	742	735	313	625

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	105	100	95	92	89	89	98	99	98	96	94	93	102	102	103
Diluted Weighted Avg Shares	105	104	97	93	89	89	98	100	99	98	96	94	102	102	104
Basic Weighted Avg Shares	105	100	95	92	89	89	98	100	98	96	94	93	102	102	103
Revenue per Share	2.36	2.55	2.57	2.66	2.81	2.96	3.17	3.42	3.61	3.77	4.09	4.4	4.72	4.7	5.08
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.15	0.42	0.44	0.48	0.56	0.67	0.57	1.08	1.07	0.76	1.47	1.37	1.54	1.4	1.48
Basic EPS from Cont Ops	0.15	0.42	0.44	0.48	0.56	0.67	0.57	1.08	1.07	0.76	1.47	1.37	1.54	1.4	1.48
Diluted EPS, GAAP	0.15	0.4	0.43	0.48	0.56	0.67	0.57	1.08	1.07	0.75	1.44	1.37	1.54	1.39	1.47
Diluted EPS from Cont Ops	0.15	0.4	0.43	0.48	0.56	0.67	0.57	1.08	1.07	0.75	1.44	1.37	1.54	1.39	1.47
Dividend per Share	0.12	0.19	0.23	0.29	0.28	0.28	0.31	0.35	0.4	0.45	0.46	0.48	0.5	0.52	0.54
Cash Flow per Share	0.8	0.79	0.9	0.9	0.82	1	0.91	1.36	1.09	1.1	1.75	1.62	1.48	1.27	1.82
Free Cash Flow per Basic Share	0.72	0.69	0.8	0.78	0.76	0.92	0.79	1.26	0.92	1.02	1.64	1.5	1.26	1.12	1.67
Cash & Equivalents per Share	11.63	12.78	14.65	15.09	10.74	10.04	8.6	10.23	10.41	12.35	15.24	9.82	11.43	12.58	11.11
Book Value per Share	7.23	7.48	7.47	7.8	8.08	8.42	9.11	9.9	10.73	11.11	11.77	11.26	12.86	13.8	15.11
Tangible Book Value per Share	5.67	5.86	5.78	6.03	6.22	6.19	6.34	6.98	7.48	7.82	8.43	7.92	9.08	10.04	11.22