Cuscal Limited
3.50
EUR
+0.08
(+2.34%)
Cuscal Limited
FRA:Y49
(Frankfurt Stock Exchange)
Recent
price
3.50
P/E
ratio
22.11
div
yld
1.71%
ROIC.AI
Capital Structure
AUD
•
in mil. unless spec.Working Capital
AUD
•
in mil. unless spec.Growth Rates
AUD
•
in mil. unless spec.Semi-annual Revenue
AUD
•
in mil. unless spec.Semi-annual Earnings Per Share
AUD
•
in mil. unless spec.Semi-annual Dividends Per Share
AUD
•
in mil. unless spec.- Similar Companies
- Business
- Cuscal Ltd Cuscal Limited (CCL.AX) operates as Australia's largest independent provider of end-to-end payments and regulated data services outside the Big Four banks, serving banks, mutuals, corporates, fintechs, and non-bank lenders with comprehensive payment infrastructure solutions; these include real-time payments via the New Payments Platform (NPP), Direct Entry, BPAY, and Real-time Gross Settlement (RTGS); card issuing and acquiring services encompassing credit, debit, prepaid cards, card scheme sponsorship for Visa, Mastercard, and eftpos, mobile payments including digital wallets like Apple Pay and Google Pay, and merchant solutions for payment facilitators; ATM solutions; fraud monitoring leveraging AI and machine learning for cards and real-time payments; Consumer Data Right (CDR) solutions such as data holder and recipient services, open banking APIs, and regulatory reporting; as well as enablement services like settlement, dispute resolution, and reconciliation. Founded in 1966 as a credit union services body and formally incorporated in 1992 before rebranding to Cuscal Limited in 2005, the company maintains headquarters at 1 Margaret Street, Sydney, New South Wales, and functions as an Authorised Deposit-taking Institution (ADI) regulated by APRA and ASIC, primarily targeting the Australian market with a focus on enabling secure, innovative money movement and competition in the payments ecosystem. Recent developments include its initial public offering and ASX listing in November 2024, exceeding FY25 prospectus forecasts with pro forma NPAT of A$38.4 million and transaction volumes up 8% to 4.3 billion; a conditional binding agreement announced in August 2025 to acquire Indue Limited for A$75 million in cash, subject to regulatory approvals from ACCC and APRA with expected completion by December 2025, anticipated to deliver A$15-20 million post-tax annual run-rate cost synergies by FY29, EPS accretion of over 25%, and enhanced resilience through complementary client bases in government, corporates, and mutuals; a strategic investment in 2023 acquiring a controlling interest in Basiq Pty Ltd to bolster open data and CDR capabilities; and leadership in innovations such as being the first certified PayTo Payer and Initiator in 2022.
Company News
WORLDLINE : New Zealand payment activities divestment finalised - Press release