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First Savings Financial Group, Inc.

First Savings Financial Group, Inc.

FSFG
First Savings Financial Group, Inc.US flagNASDAQ Capital Market
33.98
USD
- -
- -
238.37MMarket Cap

Total Valuation

First Savings Financial Group, Inc. carries a market capitalization of 238.37M, placing it among publicly traded companies globally. Its enterprise value stands at 646.11M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap238.37M
Enterprise Value646.11M

Share Statistics

First Savings Financial Group, Inc. currently has 6.98M shares outstanding.

Shares Outstanding6.98M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

First Savings Financial Group, Inc. trades at a trailing price-to-earnings ratio of 9.33. The price-to-sales ratio is 2.58, and the price-to-book ratio stands at 1.12.

PE Ratio9.33
PS Ratio2.58
PB Ratio1.12
P/TBV Ratio1.20
P/FCF Ratio2.74
P/OCF Ratio2.73

Enterprise Valuation

On an enterprise value basis, First Savings Financial Group, Inc. trades at an EV/EBITDA multiple of 287.93 and an EV/FCF ratio of 8.08.

EV / Sales7.70
EV / EBITDA287.93
EV / EBITN/A
EV / FCF8.08

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity239.70
Debt / EBITDA206.67
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)12.67
Return on Assets (ROA)0.96
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, First Savings Financial Group, Inc. has paid 3.70M in income taxes, reflecting an effective tax rate of 13.78.

Income Tax3.70M
Effective Tax Rate13.78

Stock Price Statistics

First Savings Financial Group, Inc.'s stock has gained approximately 35.86565% over the past 52 weeks. The 50-day moving average sits at 32.39, while the 200-day moving average is 28.81.

Beta (5Y)N/A
52-Week Price Change35.86565%
50-Day Moving Average32.39
200-Day Moving Average28.81
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, First Savings Financial Group, Inc. generated 83.86M in revenue and converted that into 23.16M in net income, yielding earnings per share of 3.32.

Revenue83.86M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income26.86M
Net Income23.16M
EBITDA2.24M
EBITN/A
Earnings Per Share (EPS)3.32

Balance Sheet

First Savings Financial Group, Inc. holds 33.65M in cash and equivalents against 463.76M in total debt, resulting in a net debt position of 431.67M.

Cash & Cash Equivalents33.65M
Total Debt463.76M
Net Debt431.67M
Equity (Book Value)192.19M
Book Value Per Share27.97
Working CapitalN/A

Cash Flow

First Savings Financial Group, Inc. produced 79.13M in operating cash flow over the past twelve months. After subtracting -879,000.00 in capital expenditures, free cash flow totaled 78.25M - equivalent to 11.39 per share.

Operating Cash Flow79.13M
Capital Expenditures-879,000.00
Free Cash Flow78.25M
FCF Per Share11.39

Margins

First Savings Financial Group, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin32.03
Profit Margin27.62
EBITDA Margin2.68

Dividends & Yields

The company's payout ratio of 18.93 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.64
Dividend YieldN/A
Payout Ratio18.93
Shareholder Yield28.52
FCF Yield36.49

Stock Splits

First Savings Financial Group, Inc.'s most recent stock split took place on September 16, 2021 with a 1:3 split ratio.

Last Split Date9/16/2021
Split Ratio1:3

Scores

First Savings Financial Group, Inc. posts an Altman Z-Score of 0.21, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.21