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First United Corporation

First United Corporation

FUNC
First United CorporationUS flagNASDAQ Global Select
43.62
USD
-0.24
- -
281.52MMarket Cap

Total Valuation

First United Corporation carries a market capitalization of 281.52M, placing it among publicly traded companies globally. Its enterprise value stands at 213.43M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap281.52M
Enterprise Value213.43M

Share Statistics

First United Corporation currently has 6.45M shares outstanding.

Shares Outstanding6.45M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

First United Corporation trades at a trailing price-to-earnings ratio of 11.41. The price-to-sales ratio is 3.06, and the price-to-book ratio stands at 1.34.

PE Ratio11.41
PS Ratio3.06
PB Ratio1.34
P/TBV Ratio1.42
P/FCF Ratio8.35
P/OCF Ratio9.49

Enterprise Valuation

On an enterprise value basis, First United Corporation trades at an EV/EBITDA multiple of 71.79 and an EV/FCF ratio of 6.22.

EV / Sales2.28
EV / EBITDA71.79
EV / EBITN/A
EV / FCF6.22

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity15.04
Debt / EBITDA10.74
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)12.42
Return on Assets (ROA)1.23
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, First United Corporation has paid 8.06M in income taxes, reflecting an effective tax rate of 24.34.

Income Tax8.06M
Effective Tax Rate24.34

Stock Price Statistics

First United Corporation's stock has gained approximately 21.70759% over the past 52 weeks. The 50-day moving average sits at 44.05, while the 200-day moving average is 40.17.

Beta (5Y)N/A
52-Week Price Change21.70759%
50-Day Moving Average44.05
200-Day Moving Average40.17
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, First United Corporation generated 93.46M in revenue and converted that into 25.06M in net income, yielding earnings per share of 3.86.

Revenue93.46M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income33.12M
Net Income25.06M
EBITDA2.97M
EBITN/A
Earnings Per Share (EPS)3.86

Balance Sheet

First United Corporation holds 103.19M in cash and equivalents against 31.94M in total debt, resulting in a net debt position of -54.26M.

Cash & Cash Equivalents103.19M
Total Debt31.94M
Net Debt-54.26M
Equity (Book Value)212.37M
Book Value Per Share32.91
Working CapitalN/A

Cash Flow

First United Corporation produced 30.14M in operating cash flow over the past twelve months. After subtracting -4.15M in capital expenditures, free cash flow totaled 25.99M - equivalent to 4.01 per share.

Operating Cash Flow30.14M
Capital Expenditures-4.15M
Free Cash Flow25.99M
FCF Per Share4.01

Margins

First United Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin35.44
Profit Margin26.81
EBITDA Margin3.18

Dividends & Yields

The company's payout ratio of 25.87 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.00
Dividend YieldN/A
Payout Ratio25.87
Shareholder Yield-14.37
FCF Yield11.97

Stock Splits

First United Corporation's most recent stock split took place on March 13, 1996 with a 20:21 split ratio.

Last Split Date3/13/1996
Split Ratio20:21

Scores

First United Corporation posts an Altman Z-Score of 0.28, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.28