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First United Corporation

First United Corporation

FUNC
First United CorporationUS flagNASDAQ Global Select
38.12
USD
-0.92
- -
245.75MMarket Cap

Total Valuation

First United Corporation carries a market capitalization of 245.75M, placing it among publicly traded companies globally. Its enterprise value stands at 162.93M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap245.75M
Enterprise Value162.93M

Share Statistics

First United Corporation currently has 6.45M shares outstanding.

Shares Outstanding6.45M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

First United Corporation trades at a trailing price-to-earnings ratio of 9.37. The price-to-sales ratio is 2.61, and the price-to-book ratio stands at 1.12.

PE Ratio9.37
PS Ratio2.61
PB Ratio1.12
P/TBV Ratio1.23
P/FCF Ratio7.78
P/OCF Ratio9.03

Enterprise Valuation

On an enterprise value basis, First United Corporation trades at an EV/EBITDA multiple of 54.17 and an EV/FCF ratio of 5.32.

EV / Sales1.78
EV / EBITDA54.17
EV / EBITN/A
EV / FCF5.32

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity15.60
Debt / EBITDA10.65
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)12.51
Return on Assets (ROA)1.26
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, First United Corporation has paid 8.31M in income taxes, reflecting an effective tax rate of 24.66.

Income Tax8.31M
Effective Tax Rate24.66

Stock Price Statistics

First United Corporation's stock has gained approximately 29.57172% over the past 52 weeks. The 50-day moving average sits at 37.62, while the 200-day moving average is 37.22.

Beta (5Y)N/A
52-Week Price Change29.57172%
50-Day Moving Average37.62
200-Day Moving Average37.22
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, First United Corporation generated 91.30M in revenue and converted that into 25.37M in net income, yielding earnings per share of 3.90.

Revenue91.30M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income33.68M
Net Income25.37M
EBITDA3.01M
EBITN/A
Earnings Per Share (EPS)3.90

Balance Sheet

First United Corporation holds 106.95M in cash and equivalents against 32.02M in total debt, resulting in a net debt position of -58.92M.

Cash & Cash Equivalents106.95M
Total Debt32.02M
Net Debt-58.92M
Equity (Book Value)212.32M
Book Value Per Share32.71
Working CapitalN/A

Cash Flow

First United Corporation produced 26.33M in operating cash flow over the past twelve months. After subtracting -4.29M in capital expenditures, free cash flow totaled 22.04M - equivalent to 3.39 per share.

Operating Cash Flow26.33M
Capital Expenditures-4.29M
Free Cash Flow22.04M
FCF Per Share3.39

Margins

First United Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin36.88
Profit Margin27.79
EBITDA Margin3.29

Dividends & Yields

The company's payout ratio of 24.57 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.96
Dividend YieldN/A
Payout Ratio24.57
Shareholder Yield-11.90
FCF Yield12.85

Stock Splits

First United Corporation's most recent stock split took place on March 13, 1996 with a 20:21 split ratio.

Last Split Date3/13/1996
Split Ratio20:21

Scores

First United Corporation posts an Altman Z-Score of 0.27, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.27