First United Corporation Financial Ratios — FUNC Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	3.13	4.47	6.67	3.98	12.12	5.7	4.01	9.46	10.81	10.77	14.49	17.06	9.6	12.06	12.8
Return on Assets (%)	0.23	0.34	0.49	0.42	0.98	0.55	0.4	0.78	0.93	0.87	1.14	1.4	0.8	1.06	1.21
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	4.78	3.69	3.96	3.91	3.53	3.24	3.52	4.1	5.37	5.28	4.77	4.82	6.89	4.76	3.44
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	5.47	10.33	16.86	13.87	38.88	19.24	22.65	22.6	26.06	26.44	36.56	43.86	27.31	34.13	36.61
Profit Margin (%)	6.63	8.64	12.56	11.3	25.95	13.92	9.77	17.95	20.78	20.57	27.48	33.11	21.12	25.78	27.59
Net Income to Common Margin (%)	3.8	5.62	9.11	6.06	20.56	10.05	7.52	17.95	20.78	20.57	27.48	33.11	21.12	25.78	27.59
Effective Tax Rate (%)	- -	16.37	25.55	18.51	33.26	27.65	56.86	20.58	20.26	22.19	24.85	24.51	22.67	24.46	24.65
Dvd Payout Ratio (%)	-74.41	-53.54	-37.85	216.56	- -	- -	- -	17.92	23.8	26.34	19.68	15.91	34.64	26.12	24.34
Sustainable Growth Rate (%)	5.47	6.87	9.19	-4.64	12.12	5.7	4.01	7.77	8.23	7.93	11.64	14.34	6.28	8.91	9.69

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	244	183	183	183	148	132	121	141	104	104	34	33	112	172	97
ST Debt	37	- -	- -	- -	- -	- -	- -	40	- -	- -	- -	- -	- -	50	- -
LT Debt	207	183	183	183	148	132	121	101	104	104	34	33	112	122	97
Total Debt/EBITDA	93.2	91.73	89.41	94.22	83.45	77.81	63.71	57.88	30.71	29.23	9.82	9.14	22.88	45.42	31.72
Net Debt/EBITDA	68.32	50.03	68.34	75.93	53.96	40.42	19.59	48.21	15.02	-13.65	-24.72	-11.9	12.44	24.41	-11.66
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	4.8	5.22	5.39	5.93	6.86	7.11	8.11	8.46	8.73	7.56	8.2	8.21	8.49	9.09	9.76
Long-Term Debt/Equity (%)	214.21	184.76	179.3	167.53	122.16	115.87	111.57	86.22	82.71	79.27	23.74	21.94	69.49	68.22	47.69
Long-Term Debt/Capital (%)	60.79	64.88	64.2	62.62	54.99	53.67	52.73	39.12	45.27	44.22	19.19	17.99	41	34.79	32.29
Long-Term Debt/Total Assets (%)	14.89	13.84	13.69	13.71	11.15	9.99	9.05	7.29	7.22	5.99	1.95	1.8	5.9	6.2	4.65
Total Debt/Equity (%)	252.35	184.76	179.3	167.53	122.16	115.87	111.57	120.38	82.71	79.27	23.74	21.94	69.49	96.11	47.69
Total Debt/Capital (%)	71.62	64.88	64.2	62.62	54.99	53.67	52.73	54.62	45.27	44.22	19.19	17.99	41	49.01	32.29
Total Debt/Total Assets (%)	17.54	13.84	13.69	13.71	11.15	9.99	9.05	10.18	7.22	5.99	1.95	1.8	5.9	8.73	4.65
Net Debt to Equity	184.99	100.77	137.03	135.01	78.99	60.18	34.3	100.28	40.46	-37.01	-59.75	-28.58	37.79	51.65	-17.52
Net Debt/Capital (%)	64.91	50.19	57.81	57.45	44.13	37.57	25.54	50.07	28.29	-56.73	-141.63	-39.16	27.24	33.89	-21.1
EBITDA	3	2	2	2	2	2	2	2	3	4	3	4	5	4	3
EBITDA-CapEx	2	1	1	1	- -	-2	-5	-7	-1	2	2	- -	5	2	-1
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	4.8	5.22	5.39	5.93	6.86	7.11	8.11	8.46	8.73	7.56	8.2	8.21	8.49	9.09	9.76
Long-Term Debt/Equity (%)	214.21	184.76	179.3	167.53	122.16	115.87	111.57	86.22	82.71	79.27	23.74	21.94	69.49	68.22	47.69
Long-Term Debt/Capital (%)	60.79	64.88	64.2	62.62	54.99	53.67	52.73	39.12	45.27	44.22	19.19	17.99	41	34.79	32.29
Long-Term Debt/Total Assets (%)	14.89	13.84	13.69	13.71	11.15	9.99	9.05	7.29	7.22	5.99	1.95	1.8	5.9	6.2	4.65
Total Debt/Equity (%)	252.35	184.76	179.3	167.53	122.16	115.87	111.57	120.38	82.71	79.27	23.74	21.94	69.49	96.11	47.69
Total Debt/Capital (%)	71.62	64.88	64.2	62.62	54.99	53.67	52.73	54.62	45.27	44.22	19.19	17.99	41	49.01	32.29
Total Debt/Total Assets (%)	17.54	13.84	13.69	13.71	11.15	9.99	9.05	10.18	7.22	5.99	1.95	1.8	5.9	8.73	4.65
CFO/Total Liabilities	4.87	1.24	1.52	0.32	1.85	0.95	1.05	1.44	1.25	1.01	1.26	1.56	1.29	1.24	1.03
CFO/CapEx	267.1	11.88	19.85	5.4	16.19	2.93	1.97	1.93	4.13	10.08	17.76	7.42	63.65	11.59	4.88
Altman's Z-Score	0.12	0.14	0.14	0.15	0.17	0.19	0.21	0.21	0.24	0.19	0.21	0.21	0.22	0.25	0.26

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	1.49	2.01	1.92	1.95	2.42	2.58	2.53	2.84	3.46	6.03	13.01	13.92	10.54	10.67	11.56
Days Sales Outstanding	245.4	181.58	190.52	186.73	150.73	141.7	144.02	128.64	105.48	60.51	28.06	26.23	34.64	34.22	31.58
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	20	45	48	54	74	100	123	113	171	108	124	131	156	218	243
- Cash & Cash Equivalents	65	83	43	35	52	63	84	24	50	149	116	74	50	78	132
+ Preferred Equity and Hybrid Capital	30	30	30	30	30	20	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	244	183	183	183	148	132	121	141	104	104	34	33	112	172	97
Enterprise Value	-17	-49	-119	10	29	48	14	93	94	-164	-245	-36	122	289	189
Total Capital	341	282	285	292	268	245	229	258	230	235	176	185	274	352	301
Total Debt/Capital (%)	71.62	64.88	64.2	62.62	54.99	53.67	52.73	54.62	45.27	44.22	19.19	17.99	41	49.01	32.29
Total Debt / EV	-14.63	-3.74	-1.54	18.84	5.1	2.72	8.84	1.52	1.11	-0.63	-0.14	-0.93	0.92	0.6	0.51
EV/Sales	- -	- -	- -	0.2	0.58	0.93	0.25	1.56	1.49	- -	- -	- -	1.71	3.62	2.12
EV/EBITDA	- -	- -	- -	5	16.35	28.6	7.21	38.01	27.76	- -	- -	- -	24.75	76.23	61.68
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	2.49	1.3	4.21	1.06	5.06	5.75	- -	- -	- -	5.41	12.98	9.74
EV/Free Cash Flow to Firm	- -	- -	- -	2.1	1.23	3.14	0.7	3.33	4.62	- -	- -	- -	5.33	11.95	8.09
Diluted Market Cap	20	45	48	54	73	100	121	113	171	108	126	131	157	220	244
Diluted Enterprise Value	228	174	218	231	199	188	158	230	225	63	44	90	219	314	209
EV per Share	- -	- -	- -	1.54	4.59	7.72	1.94	13.06	13.24	- -	- -	- -	18.32	44.7	29.05
TTM Sales	55	54	52	50	50	52	54	59	63	67	72	76	71	80	89
TTM EBITDA	3	2	2	2	2	2	2	2	3	4	3	4	5	4	3
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	63	15	19	4	22	11	13	18	16	16	20	27	22	22	19
TTM Free Cash Flow to Firm	63	16	20	5	24	15	19	28	20	18	21	30	23	24	23

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	0.31	2.71	2.45	11.64	3.1	6.48	6.19	4.06	8.41	6.1	5.94	4.35	6.86	9.11	10.43
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-17	-49	-119	10	29	48	14	93	94	-164	-245	-36	122	289	189
Low Price	2.76	3.16	6.68	7.3	7.91	8.82	13	14.75	15.45	10.74	15.3	16.18	12.56	19.17	24.66
EV/Sales	- -	- -	- -	0.2	0.58	0.93	0.25	1.56	1.49	- -	- -	- -	1.71	3.62	2.12
EV/EBITDA	- -	- -	- -	5	16.35	28.6	7.21	38.01	27.76	- -	- -	- -	24.75	76.23	61.68
Price/Earnings	9.46	14.73	10.21	17.86	7.1	19.01	29.75	10.57	13.05	7.83	6.36	5.21	10.38	10.7	9.91
Price/Earnings Average	12.04	11.76	10.69	17.48	5.37	13.17	26.25	12.6	10.89	7.69	6.14	5.23	7.56	8.26	8.99
Price/Earnings High	17.96	17.67	12.45	19.11	7.22	20.2	31.29	16.14	13.43	12.63	6.95	6.5	10.46	11.58	11.25
Price/Earnings Low	8.26	6.49	8.89	15.25	4.8	10.51	22.23	9.79	8.37	5.43	5.19	4.29	5.55	6.08	6.53
Price/Book Value	0.29	0.65	0.67	0.68	0.81	1.07	1.13	0.96	1.36	0.83	0.88	0.86	0.96	1.22	1.19
Price/Book Value Average	0.38	0.52	0.7	0.66	0.61	0.74	1	1.15	1.14	0.81	0.84	0.87	0.7	0.94	1.08
Price/Book Value High	0.56	0.78	0.81	0.73	0.83	1.13	1.19	1.47	1.4	1.33	0.96	1.08	0.97	1.32	1.36
Price/Book Value Low	0.26	0.29	0.58	0.58	0.55	0.59	0.85	0.89	0.87	0.57	0.71	0.71	0.52	0.69	0.79
Price/Tangible Book Value	0.38	0.77	0.79	0.79	0.92	1.21	1.26	1.06	1.49	0.9	0.96	0.94	1.04	1.3	1.27
Price/Tangible Book Value Average	0.48	0.62	0.82	0.77	0.7	0.84	1.11	1.27	1.24	0.89	0.92	0.94	0.76	1.01	1.15
Price/Tangible Book Value High	0.71	0.93	0.96	0.84	0.94	1.28	1.33	1.62	1.53	1.46	1.05	1.17	1.05	1.41	1.44
Price/Tangible Book Value Low	0.33	0.34	0.69	0.67	0.62	0.67	0.94	0.99	0.96	0.63	0.78	0.77	0.56	0.74	0.83
Price/Sales	0.36	0.83	0.93	1.08	1.46	1.91	2.24	1.9	2.71	1.61	1.75	1.73	2.19	2.76	2.73
Price/Sales Average	0.46	0.66	0.97	1.06	1.1	1.32	1.97	2.26	2.26	1.58	1.69	1.73	1.6	2.13	2.48
Price/Sales High	0.68	0.99	1.13	1.16	1.48	2.03	2.35	2.9	2.79	2.6	1.91	2.15	2.21	2.99	3.1
Price/Sales Low	0.31	0.37	0.81	0.92	0.99	1.06	1.67	1.76	1.74	1.12	1.43	1.42	1.17	1.57	1.8
Price/Cash Flow	0.31	2.94	2.57	13.79	3.29	8.69	9.33	6.16	10.45	6.7	6.28	4.92	6.96	9.88	12.54
Price/Cash Flow Average	0.4	2.35	2.69	13.5	2.49	6.02	8.23	7.34	8.72	6.58	6.06	4.94	5.07	7.63	11.38
Price/Cash Flow High	0.59	3.53	3.13	14.76	3.35	9.24	9.82	9.41	10.76	10.81	6.86	6.13	7.01	10.69	14.24
Price/Cash Flow Low	0.27	1.3	2.24	11.78	2.23	4.81	6.97	5.71	6.7	4.64	5.12	4.05	3.72	5.62	8.26
Price/Free Cash Flow Average	0.4	2.17	2.56	11.39	2.34	4.49	5.46	4.84	7.02	5.99	5.74	4.36	5	7.04	9.46
Price/Free Cash Flow High	0.59	3.26	2.98	12.45	3.15	6.89	6.51	6.2	8.66	9.83	6.5	5.42	6.92	9.86	11.84
Price/Free Cash Flow Low	0.27	1.2	2.13	9.93	2.1	3.58	4.62	3.76	5.39	4.23	4.85	3.58	3.67	5.18	6.87
EV/Sales Average	4.27	3.06	4.26	4.64	3.62	3.01	2.7	4.24	3.12	0.91	0.53	1.2	2.47	3.29	2.1
EV/Sales High	4.5	3.39	4.42	4.74	4	3.72	3.09	4.88	3.65	1.92	0.75	1.62	3.08	4.14	2.72
EV/Sales Low	4.13	2.77	4.1	4.5	3.5	2.75	2.39	3.73	2.6	0.44	0.27	0.88	2.05	2.73	1.42
EV/EBITDA Average	89.31	83	107.6	118.52	102.43	93.14	76.76	103.45	58.12	17.14	11.03	24.82	35.89	69.18	60.83
EV/EBITDA High	94.02	92.02	111.66	121.04	113.31	115	87.73	118.99	67.96	36.36	15.66	33.56	44.76	87.01	78.97
EV/EBITDA Low	86.3	74.96	103.48	115.05	99.12	84.89	67.99	91.14	48.36	8.32	5.62	18.34	29.73	57.47	41.09
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	3.16	7.17	7.67	8.55	11.7	15.95	17.4	15.92	24.09	15.5	18.76	19.65	23.51	33.71	37.44
High Price	6	8.6	9.35	9.15	11.89	16.95	18.3	24.32	24.8	24.99	20.5	24.5	23.69	36.49	42.5
Enterprise Value Average	234	165	220	230	181	158	146	252	197	61	38	90	176	262	186
Enterprise Value High	246	183	228	235	200	195	167	290	231	129	54	122	220	330	242
Enterprise Value Low	226	149	211	223	175	144	129	222	164	30	19	67	146	218	126

Shares Outstanding	6	6	6	6	6	6	7	7	7	7	7	7	7	6	6
Diluted Weighted Avg Shares	6	6	6	6	6	6	7	7	7	7	7	7	7	7	7
Basic Weighted Avg Shares	6	6	6	6	6	6	7	7	7	7	7	7	7	7	6
Revenue per Share	8.79	8.65	8.25	7.9	8.01	8.35	7.78	8.39	8.89	9.62	10.74	11.39	10.73	12.22	13.69
EBITDA per Share	0.42	0.32	0.33	0.31	0.28	0.27	0.27	0.34	0.48	0.51	0.51	0.55	0.74	0.58	0.47
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.33	0.49	0.75	0.48	1.65	0.84	0.58	1.51	1.85	1.98	2.95	3.77	2.27	3.15	3.78
Basic EPS from Cont Ops	0.58	0.75	1.04	0.89	2.08	1.16	0.76	1.51	1.85	1.98	2.95	3.77	2.27	3.15	3.78
Diluted EPS, GAAP	0.33	0.49	0.75	0.48	1.65	0.84	0.58	1.51	1.85	1.98	2.95	3.76	2.26	3.15	3.77
Diluted EPS from Cont Ops	0.58	0.75	1.04	0.89	2.08	1.16	0.76	1.51	1.85	1.98	2.95	3.76	2.26	3.15	3.77
Dividend per Share	- -	- -	- -	1.45	0.43	0.32	0.18	0.27	0.44	0.52	0.58	0.6	0.78	0.82	0.92
Cash Flow per Share	10.13	2.44	2.99	0.62	3.55	1.83	1.86	2.58	2.31	2.31	2.99	4	3.38	3.41	2.99
Free Cash Flow per Basic Share	10.09	2.23	2.84	0.51	3.33	1.21	0.92	1.24	1.75	2.08	2.82	3.46	3.33	3.12	2.37
Cash & Equivalents per Share	49.78	49.04	60.66	40.88	35.28	32.43	32.58	22.74	25.5	53.81	60.79	30.03	22.13	15.64	23.33
Book Value per Share	10.72	11.04	11.49	12.59	14.4	14.95	15.34	16.52	17.71	18.74	21.43	22.77	24.38	27.71	31.33
Tangible Book Value per Share	8.41	9.28	9.73	10.84	12.66	13.19	13.78	14.97	16.17	17.17	19.61	20.9	22.56	25.89	29.57

First United Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)