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Assicurazioni Generali S.p.A.

Assicurazioni Generali S.p.A.

G.MI
Assicurazioni Generali S.p.A.IT flagItalian Stock Exchange
42.94
EUR
+0.05
- -
64.24BMarket Cap
Assicurazioni Generali S.p.A.
G.MI
(Italian Stock Exchange)

Recent

price

42.94

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
56.07
46.27
49.52
50.6
53.51
55.7
51.59
49.67
43.88
56.9
50.11
59.72
21.05
43.4
38.47
48.97
- -
Revenue per Share
1.3
0.56
0.06
1.24
1.07
1.3
1.34
1.35
1.48
1.7
1.11
1.81
1.42
2.43
2.45
2.76
- -
Basic EPS, GAAP
12.33
8.34
6.34
8.34
12.69
11.54
12.09
10.45
9.59
12.97
12.32
11.11
6.59
1.12
10.11
12.99
- -
Free Cash Flow per Basic Share
0.79
0.45
0.2
0.2
0.45
0.6
0.72
0.8
0.8
0.9
0.5
1.47
1.22
1.16
1.31
1.43
- -
Dividend per Share
6.82
1.57
1.07
2.24
2.07
2.3
2.34
2.35
2.48
2.7
2.12
2.81
2.43
3.46
3.5
3.81
- -
Book Value per Share
6.07
4.79
7.67
7.79
10.02
10.32
10.78
11.14
10.17
13.04
14.13
13.92
12.06
13.81
13.96
14.92
- -
Tangible Book Value per Share
1,547
1,541
1,541
1,548
1,556
1,556
1,559
1,561
1,564
1,568
1,569
1,573
1,570
1,542
1,522
1,514
1,502
Basic Weighted Avg Shares
86,744
71,291
76,299
78,338
83,260
86,690
80,411
77,519
68,624
89,212
78,648
93,943
33,057
66,939
58,527
74,133
- -
Sales/Revenue/Turnover
3.27
- -
2.15
2.97
3.55
3.93
3.93
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
497
528
410
594
583
608
562
555
771
836
776
1,072
- -
- -
- -
- -
Depreciation Expense
2,018
856
94
1,915
1,670
2,030
2,081
2,110
2,309
2,670
1,744
2,847
2,235
3,747
3,724
4,172
- -
Net Income, GAAP
30.64
36.12
78.61
31.37
34.98
32.64
29.37
32.67
32.64
31.28
34.66
30.22
34.97
27.56
30.51
26.98
- -
Effective Tax Rate (%)
2.33
1.2
0.12
2.44
2.01
2.34
2.59
2.72
3.36
2.99
2.22
3.03
6.76
5.6
6.36
5.63
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,041
3,303
19,598
17,881
16,800
15,385
15,097
15,252
14,535
14,180
13,424
16,572
36,224
35,345
37,543
39,571
- -
LT Debt
20,064
17,810
21,726
21,405
24,185
24,707
25,667
26,178
24,643
29,852
31,796
31,876
28,973
31,285
33,096
34,788
- -
Total Equity
7.38
- -
1.02
3.49
4.17
5.04
4.98
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
28.63
11.31
0.61
10.65
9.98
12.22
13.45
13.08
14.19
15.78
10.42
14.32
7.27
9.25
9.21
7.86
- -
Return on Capital (%)
30.09
13.21
4.63
74.76
49.86
59.58
57.58
57.71
61.2
65.81
46.14
73.49
54.18
81.8
69.83
75.16
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
39,571
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
1,503
- -
Market Capitalization
50,444
53,977
51,841

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
249,059
- -
Accounts Receivable, Net
- -
4,430
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.77%
2%
5.11%
Free Cash Flow
69.64%
136.46%
27.86%
Net Income, GAAP
11.51%
24.16%
12.03%
Sales/Revenue/Turnover
6.71%
14.25%
26.66%
Total Cash Common Dividend
- -
38.33%
9.32%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
58,527
2025
- -
- -
- -
- -
74,133
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.45
2025
- -
- -
- -
- -
2.76
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.31
2025
- -
- -
- -
- -
1.43
2026
- -
- -
- -
- -
- -
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Business
Assicurazioni Generali S.p.A. (Generali Group) operates as one of the largest integrated global insurance and asset management groups, offering life insurance, property and casualty insurance, and asset management services to 71 million customers across more than 50 countries. The company provides comprehensive life insurance products including lump-sum and annuity payments for life events; property and casualty coverage against property damage, personal injury, and public liability; and asset management solutions for listed and unlisted financial instruments focused on optimal risk-adjusted returns. It serves individuals, medium-to-large companies, brokers, and institutional clients through five business units—Italy; Germany, Austria, and Switzerland; France and Global Business Activities; International; and Asset & Wealth Management—with a strong presence in Europe, Asia, Latin America, and North America; Generali maintains its headquarters in Trieste, Italy, where it was founded in 1831. Generali recently signed a non-binding memorandum of understanding with BPCE in January 2025 to form a 50-50 joint venture between Generali Investments Holding and Natixis Investment Managers, creating Europe's largest asset manager by revenues and a global top-10 player with approximately €1.9 trillion in assets under management. In October 2025, Generali Investments acquired a majority stake in MGG Investment Group, a U.S.-based private direct lending specialist, to bolster its private assets capabilities. The company launched its Lifetime Partner 27: Driving Excellence strategic plan in January 2025, succeeding Lifetime Partner 24: Driving Growth, to enhance customer relationships, operational models, and core capabilities while committing €15 billion in seed capital over five years to the new asset management platform.