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    Banks
Guaranty Bancorp

Guaranty Bancorp

GBNK
Guaranty BancorpUS flagNASDAQ
20.75
USD
-0.46
- -

Total Valuation

Guaranty Bancorp carries a market capitalization of - -, placing it among publicly traded companies globally. Its enterprise value stands at 1.11B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap- -
Enterprise Value1.11B

Share Statistics

Guaranty Bancorp currently has 29.30M shares outstanding.

Shares Outstanding29.30M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Guaranty Bancorp trades at a trailing price-to-earnings ratio of 16.86. The price-to-sales ratio is 5.35, and the price-to-book ratio stands at 1.55.

PE Ratio16.86
PS Ratio5.35
PB Ratio1.55
P/TBV Ratio2.47
P/FCF Ratio14.33
P/OCF Ratio14.58

Enterprise Valuation

On an enterprise value basis, Guaranty Bancorp trades at an EV/EBITDA multiple of 53.60 and an EV/FCF ratio of 18.56. The EV/Sales ratio of 6.98 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 78.45 provides insight into valuation relative to core operating earnings.

EV / Sales6.98
EV / EBITDA53.60
EV / EBIT78.45
EV / FCF18.56

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity69.63
Debt / EBITDA14.43
Interest CoverageN/A

Financial Efficiency

Guaranty Bancorp posts a return on equity of 8.48 and a return on invested capital of 1.64.

Return on Equity (ROE)8.48
Return on Assets (ROA)1.38
Return on Invested Capital (ROIC)1.64
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Guaranty Bancorp has paid 16.96M in income taxes, reflecting an effective tax rate of 25.19.

Income Tax16.96M
Effective Tax Rate25.19

Stock Price Statistics

Guaranty Bancorp's stock has gained approximately 0% over the past 52 weeks. The 50-day moving average sits at 24.47, while the 200-day moving average is 28.91.

Beta (5Y)N/A
52-Week Price Change0%
50-Day Moving Average24.47
200-Day Moving Average28.91
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Guaranty Bancorp generated 158.72M in revenue and converted that into 50.37M in net income, yielding earnings per share of 1.74. EBITDA reached 20.67M, while operating income came in at 14.12M.

Revenue158.72M
Gross ProfitN/A
Operating Income14.12M
Pretax Income67.33M
Net Income50.37M
EBITDA20.67M
EBIT14.12M
Earnings Per Share (EPS)1.74

Balance Sheet

Guaranty Bancorp holds 39.44M in cash and equivalents against 298.19M in total debt, resulting in a net debt position of 258.75M.

Cash & Cash Equivalents39.44M
Total Debt298.19M
Net Debt258.75M
Equity (Book Value)547.45M
Book Value Per Share19.03
Working CapitalN/A

Cash Flow

Guaranty Bancorp produced 58.24M in operating cash flow over the past twelve months. After subtracting -1.47M in capital expenditures, free cash flow totaled 56.77M - equivalent to 1.97 per share.

Operating Cash Flow58.24M
Capital Expenditures-1.47M
Free Cash Flow56.77M
FCF Per Share1.97

Margins

Guaranty Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of 8.90 and net profit margin of 31.73 provide insight into operational efficiency.

Gross Margin100.00
Operating Margin8.90
Pretax Margin42.42
Profit Margin31.73
EBITDA Margin13.02

Dividends & Yields

The company's payout ratio of 35.07 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.61
Dividend YieldN/A
Payout Ratio35.07
Shareholder Yield-11.39
FCF Yield6.98

Stock Splits

Guaranty Bancorp's most recent stock split took place on May 21, 2013 with a 5:1 split ratio.

Last Split Date5/21/2013
Split Ratio5:1

Scores

Guaranty Bancorp posts an Altman Z-Score of 0.09, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.09