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    Banks
Guaranty Bancorp

Guaranty Bancorp

GBNK
Guaranty BancorpUS flagNASDAQ
20.75
USD
-0.46
- -
Guaranty Bancorp
GBNK
(NASDAQ)

Recent

price

20.75

P/E

ratio

- -

div

yld

- -

ROIC.AI

2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
TTM
FRC
24.17
17.69
6.3
10.94
11.09
10.63
8.83
7.12
7.01
5.69
3.35
3.76
4.06
4.47
4.71
5.21
5.52
Revenue per Share
16.1
22.25
1.4
1.35
2.1
-13
-25.15
-2.98
-3.58
0.49
0.72
0.67
0.64
1.07
1.06
1.38
1.75
Basic EPS, GAAP
- -
32.57
2.68
1.94
4.37
3.35
3.22
2.1
3.35
1.7
0.56
1.26
1.31
1.34
1.17
1.79
1.97
Free Cash Flow per Basic Share
- -
10.01
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.08
0.2
0.4
0.45
0.5
0.61
Dividend per Share
- -
110.3
1.42
1.71
3.69
-8.96
-34.47
22.95
-40.59
-33.33
13.83
14.43
14.94
15.67
19.95
-12.24
19.03
Book Value per Share
183.75
160.67
49.37
13.92
13.32
12.71
13.33
11.11
7.88
12.4
8.6
8.76
9.53
10.28
12.06
11.6
11.98
Tangible Book Value per Share
- -
- -
3
11
12
11
10
10
10
13
21
21
21
21
23
28
29
Basic Weighted Avg Shares
8
5
17
119
129
113
90
73
72
74
70
79
85
94
110
146
159
Sales/Revenue/Turnover
-240.55
-318.07
35.88
19.11
26.15
-122.43
-291.91
-66.09
-51.93
8.6
17.07
25.96
23.19
35.85
33.49
- -
8.9
Operating Margin (%)
- -
1
- -
18
18
13
12
6
5
4
3
3
3
2
2
3
4
Depreciation Expense
5
7
4
15
24
-138
-257
-29
-31
6
15
14
14
22
25
39
50
Net Income, GAAP
38.03
37.99
38.04
33.5
33.47
- -
- -
- -
- -
- -
- -
31.18
31.58
33.42
32.65
33.93
25.19
Effective Tax Rate (%)
66.61
125.8
22.23
12.34
18.94
-122.26
-284.69
-39.91
-43.25
8.6
21.63
17.86
15.87
23.87
22.56
26.41
31.73
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
55
51
51
50
105
208
206
204
151
151
156
46
121
137
293
298
LT Debt
57
59
515
599
589
419
162
193
160
171
188
189
207
222
352
405
428
Total Equity
-21.29
-12.66
1.07
2.21
3.05
- -
- -
- -
- -
1.85
- -
3.98
3.56
4.87
4.33
- -
1.64
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
40.35
19.94
131.12
79.41
- -
- -
- -
- -
- -
- -
4.77
4.4
6.98
6.23
- -
8.48
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'18
Jun'18
Sep'18
ST Debt
- -
- -
- -
LT Borrowings
223
336
298
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
29
29
29
Market Capitalization
789
841
849

Working Capital

FRC

•

in mil. unless spec.
Mar'18
Jun'18
Sep'18
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
302
73
39
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
16
17
16
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.86%
18.18%
14.9%
Free Cash Flow
14.84%
42.61%
84.33%
Net Income, GAAP
14.34%
24.39%
56.2%
Sales/Revenue/Turnover
3.78%
16.33%
33.42%
Total Cash Common Dividend
- -
1,164.01%
33.63%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
24
24
27
34
110
2017
35
36
37
38
146
2018
39
40
41
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
0.26
0.27
0.25
0.27
1.06
2017
0.35
0.36
0.36
0.3
1.38
2018
0.47
0.46
0.52
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
0.12
0.12
0.11
0.11
0.45
2017
0.13
0.12
0.12
0.13
0.5
2018
0.16
0.16
0.16
- -
- -
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Business
Guaranty Bancorp (GBNK) operates as the bank holding company for Guaranty Bank and Trust Company, a community bank providing commercial banking and wealth management services to consumers and small- to medium-sized businesses in Colorado's Front Range. The bank offers deposit products including demand deposits, interest-bearing demand deposits, NOW accounts, money market accounts, IRA and time deposits, savings accounts, and certificates of deposit; loan products such as commercial loans, commercial and residential real estate loans, construction loans, small business administration loans, installment loans, consumer loans, overdraft protection, and lines of credit; and wealth management services comprising private banking, investment management, and trust services. It maintains approximately 32 branches in the Denver metropolitan area and changed its name from Centennial Bank Holdings, Inc. to Guaranty Bancorp in 2008; the company was founded in 2004 and is headquartered in Denver, Colorado. In recent developments, Guaranty Bancorp's common stock has been delisted from Nasdaq, with the company marked as potentially delisted and no longer actively trading.