American Coastal Insurance Corporation

American Coastal Insurance Corporation

10.10
EUR
+0.10
(+1.00%)
1.76EPS
5.34P/E
456.17MMarket Cap
Oct 29Next Earn

Total Valuation

EUR

As of June 30, 2026, American Coastal Insurance Corporation carries a market capitalization of 456.17M, placing it among publicly traded companies globally. Its enterprise value stands at 303.62M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap456.17M
Enterprise Value303.62M

Important Dates

American Coastal Insurance Corporation's next confirmed earnings release is scheduled for October 29, 2026.

Earnings Date10/29/2026

Share Statistics

As of June 30, 2026, American Coastal Insurance Corporation has 47.27M shares outstanding.

Shares Outstanding47.27M

Valuation Ratios

As of June 30, 2026, American Coastal Insurance Corporation trades at a trailing price-to-earnings ratio of 5.34. The price-to-sales ratio is 1.62, and the price-to-book ratio stands at 1.53.

PE Ratio5.34
PS Ratio1.62
PB Ratio1.53
P/TBV Ratio1.87
P/FCF Ratio-17.67
P/OCF Ratio-17.47

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.05 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 303.62M versus a market cap of 456.17M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.05

Financial Position

These figures are as of June 30, 2026.

Debt / Equity44.76

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, American Coastal Insurance Corporation posted a return on equity (ROE) of 31.65, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 7.74, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 22.98, useful for judging operating efficiency across full business cycles. The company generates approximately 4.30M in revenue per employee across its workforce of 67.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)31.65
Return on Assets (ROA)7.74
Return on Capital Employed (ROCE)22.98
Revenue Per Employee4.30M
Employee Count67.25

Taxes

EUR

Over the twelve months ended June 30, 2026, American Coastal Insurance Corporation recorded 28.84M in income tax expense. That works out to an effective tax rate of 24.75, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 116.54M, leaving 87.70M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax28.84M
Effective Tax Rate24.75

Stock Price Statistics

EUR

As of the close on October 22, 2026, American Coastal Insurance Corporation's stock has declined approximately 0.98% over the past 52 weeks. The 50-day moving average sits at 8.45, while the 200-day moving average is 9.20.

52-Week Price Change-0.98%
50-Day Moving Average8.45
200-Day Moving Average9.20

Income Statement

EUR

Over the twelve months ended June 30, 2026, American Coastal Insurance Corporation generated 288.99M in revenue and converted that into 87.70M in net income, yielding earnings per share of 1.76.

Revenue288.99M
Pretax Income116.54M
Net Income87.70M
Earnings Per Share (EPS)1.76

Balance Sheet

EUR

As of June 30, 2026, American Coastal Insurance Corporation holds 286.08M in cash and equivalents against 133.52M in total debt, resulting in a net debt position of -60.77M.

Cash & Cash Equivalents286.08M
Total Debt133.52M
Net Debt-60.77M
Equity (Book Value)298.29M
Book Value Per Share6.31

Cash Flow

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American Coastal Insurance Corporation produced -26.79M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -376,379.00 in capital expenditures, free cash flow totaled -27.17M - equivalent to -0.56 per share.

Operating Cash Flow-26.79M
Capital Expenditures-376,379.00
Free Cash Flow-27.17M
FCF Per Share-0.56

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin40.33
Profit Margin30.35

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, American Coastal Insurance Corporation paid dividends of 0.66 per share. The dividend payout ratio of 36.50 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -5.66: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield reaches 11.11, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to American Coastal Insurance Corporation shareholders.

Dividend Per Share0.66
Payout Ratio36.50
Shareholder Yield11.11
FCF Yield-5.66