As of June 30, 2026, American Coastal Insurance Corporation carries a market capitalization of 456.17M, placing it among publicly traded companies globally. Its enterprise value stands at 303.62M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 456.17M |
| Enterprise Value | 303.62M |
American Coastal Insurance Corporation's next confirmed earnings release is scheduled for October 29, 2026.
| Earnings Date | 10/29/2026 |
As of June 30, 2026, American Coastal Insurance Corporation has 47.27M shares outstanding.
| Shares Outstanding | 47.27M |
As of June 30, 2026, American Coastal Insurance Corporation trades at a trailing price-to-earnings ratio of 5.34. The price-to-sales ratio is 1.62, and the price-to-book ratio stands at 1.53.
| PE Ratio | 5.34 |
| PS Ratio | 1.62 |
| PB Ratio | 1.53 |
| P/TBV Ratio | 1.87 |
| P/FCF Ratio | -17.67 |
| P/OCF Ratio | -17.47 |
These figures are as of June 30, 2026. The EV/Sales ratio of 1.05 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 303.62M versus a market cap of 456.17M, with the gap driven by net debt and cash on the balance sheet.
| EV / Sales | 1.05 |
These figures are as of June 30, 2026.
| Debt / Equity | 44.76 |
Over the twelve months ended June 30, 2026, American Coastal Insurance Corporation posted a return on equity (ROE) of 31.65, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 7.74, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 22.98, useful for judging operating efficiency across full business cycles. The company generates approximately 4.30M in revenue per employee across its workforce of 67.25, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 31.65 |
| Return on Assets (ROA) | 7.74 |
| Return on Capital Employed (ROCE) | 22.98 |
| Revenue Per Employee | 4.30M |
| Employee Count | 67.25 |
Over the twelve months ended June 30, 2026, American Coastal Insurance Corporation recorded 28.84M in income tax expense. That works out to an effective tax rate of 24.75, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 116.54M, leaving 87.70M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 28.84M |
| Effective Tax Rate | 24.75 |
As of the close on October 22, 2026, American Coastal Insurance Corporation's stock has declined approximately 0.98% over the past 52 weeks. The 50-day moving average sits at 8.45, while the 200-day moving average is 9.20.
| 52-Week Price Change | -0.98% |
| 50-Day Moving Average | 8.45 |
| 200-Day Moving Average | 9.20 |
Over the twelve months ended June 30, 2026, American Coastal Insurance Corporation generated 288.99M in revenue and converted that into 87.70M in net income, yielding earnings per share of 1.76.
| Revenue | 288.99M |
| Pretax Income | 116.54M |
| Net Income | 87.70M |
| Earnings Per Share (EPS) | 1.76 |
As of June 30, 2026, American Coastal Insurance Corporation holds 286.08M in cash and equivalents against 133.52M in total debt, resulting in a net debt position of -60.77M.
| Cash & Cash Equivalents | 286.08M |
| Total Debt | 133.52M |
| Net Debt | -60.77M |
| Equity (Book Value) | 298.29M |
| Book Value Per Share | 6.31 |
American Coastal Insurance Corporation produced -26.79M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -376,379.00 in capital expenditures, free cash flow totaled -27.17M - equivalent to -0.56 per share.
| Operating Cash Flow | -26.79M |
| Capital Expenditures | -376,379.00 |
| Free Cash Flow | -27.17M |
| FCF Per Share | -0.56 |
These figures cover the twelve months ended June 30, 2026.
| Pretax Margin | 40.33 |
| Profit Margin | 30.35 |
Over the twelve months ended June 30, 2026, American Coastal Insurance Corporation paid dividends of 0.66 per share. The dividend payout ratio of 36.50 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -5.66: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield reaches 11.11, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to American Coastal Insurance Corporation shareholders.
| Dividend Per Share | 0.66 |
| Payout Ratio | 36.50 |
| Shareholder Yield | 11.11 |
| FCF Yield | -5.66 |