First Internet Bancorp

First Internet Bancorp

23.60
EUR
+0.40
(+1.72%)
-3.13EPS
209.61MMarket Cap
Oct 29Next Earn

Total Valuation

EUR

As of June 30, 2026, First Internet Bancorp carries a market capitalization of 209.61M, placing it among publicly traded companies globally. Its enterprise value stands at -406.70M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap209.61M
Enterprise Value-406.70M

Important Dates

First Internet Bancorp's next confirmed earnings release is scheduled for October 29, 2026.

Earnings Date10/29/2026

Share Statistics

As of June 30, 2026, First Internet Bancorp has 8.73M shares outstanding.

Shares Outstanding8.73M

Valuation Ratios

These figures are as of June 30, 2026. The price-to-sales ratio is 1.94, and the price-to-book ratio stands at 0.66.

PS Ratio1.94
PB Ratio0.66
P/TBV Ratio0.67
P/FCF Ratio1.50
P/OCF Ratio1.49

Financial Position

These figures are as of June 30, 2026.

Debt / Equity94.93

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, First Internet Bancorp posted a negative return on equity (ROE) of -8.34, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -0.54, reflecting losses generated across the asset base. The company generates approximately 312,794.93 in revenue per employee across its workforce of 346.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)-8.34
Return on Assets (ROA)-0.54
Revenue Per Employee312,794.93
Employee Count346.25

Taxes

EUR

Over the twelve months ended June 30, 2026, First Internet Bancorp recorded an income tax benefit of -12.47M rather than an expense, typically from losses, carryforwards, or the release of a tax provision. The company reported a pretax loss of -39.97M and -27.51M in bottom-line net income, so the effective tax rate carries little signal until profitability returns.

Income Tax-12.47M

Stock Price Statistics

EUR

As of the close on October 22, 2026, First Internet Bancorp's stock has gained approximately 26.88% over the past 52 weeks. The 50-day moving average sits at 24.12, while the 200-day moving average is 21.32.

52-Week Price Change26.88%
50-Day Moving Average24.12
200-Day Moving Average21.32

Income Statement

EUR

Over the twelve months ended June 30, 2026, First Internet Bancorp generated 108.31M in revenue and converted that into -27.51M in net income, yielding earnings per share of -3.13.

Revenue108.31M
Pretax Income-39.97M
Net Income-27.51M
Earnings Per Share (EPS)-3.13

Balance Sheet

EUR

As of June 30, 2026, First Internet Bancorp holds 918.40M in cash and equivalents against 302.09M in total debt, resulting in a net debt position of -57.63M.

Cash & Cash Equivalents918.40M
Total Debt302.09M
Net Debt-57.63M
Equity (Book Value)318.21M
Book Value Per Share36.44

Cash Flow

EUR

First Internet Bancorp produced 140.59M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -624,964.20 in capital expenditures, free cash flow totaled 139.97M - equivalent to 16.02 per share.

Operating Cash Flow140.59M
Capital Expenditures-624,964.20
Free Cash Flow139.97M
FCF Per Share16.02

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin-36.91
Profit Margin-25.40

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, First Internet Bancorp paid dividends of 0.21 per share. The dividend payout ratio of -6.61 is negative because earnings are negative, so the dividend is being paid out of something other than profits, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 66.45, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 206.81, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to First Internet Bancorp shareholders.

Dividend Per Share0.21
Payout Ratio-6.61
Shareholder Yield206.81
FCF Yield66.45

Stock Splits

First Internet Bancorp's most recent stock split took place on June 24, 2013 with a 2:3 split ratio.

Last Split Date6/24/2013
Split Ratio2:3