First Internet Bancorp Financial Ratios — 45H Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	10.1	9.6	6.03	4.61	8.88	9.35	8.05	8.54	8.5	9.26	13.53	9.54	2.31	6.77	-9.46
Return on Assets (%)	0.58	0.92	0.64	0.49	0.8	0.77	0.66	0.69	0.66	0.71	1.14	0.81	0.17	0.46	-0.62
Return on Capital (%)	3.63	5.66	4.04	2.6	3.47	3.51	2.9	2.88	2.91	3.25	5	3.41	- -	2.71	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	21.51	29.7	23.41	22.31	33.94	34.01	36.11	34.18	34.54	34.3	49.29	35.2	5.18	21.36	-46.32
Profit Margin (%)	17.31	21.35	17.46	14.96	22.18	22.83	23.98	31.25	32.1	29.8	41.92	31.2	8.83	19.61	-32.03
Net Income to Common Margin (%)	17.31	21.35	17.46	14.96	22.18	22.83	23.98	31.25	32.1	29.8	41.92	31.2	8.83	19.61	-32.03
Effective Tax Rate (%)	19.53	28.13	25.43	32.96	34.66	32.87	33.59	8.57	7.06	13.11	14.95	11.37	- -	8.23	- -
Dvd Payout Ratio (%)	- -	8.54	9.8	24.98	12.24	9.93	11	10.18	9.58	7.98	5.02	6.52	25.61	8.22	-5.93
Sustainable Growth Rate (%)	10.1	8.78	5.44	3.46	7.79	8.42	7.17	7.67	7.69	8.53	12.85	8.92	1.72	6.21	-10.02

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	41	41	35	110	204	227	447	559	584	595	619	719	720	400	355
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	41	41	35	110	204	227	447	559	584	595	619	719	720	400	355
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.47	9.64	11.33	9.97	8.22	8.3	8.1	8.15	7.44	7.79	9.03	8.03	7.02	6.69	6.46
Long-Term Debt/Equity (%)	73.21	66.32	38.04	113.42	195.23	147.17	199.4	193.61	191.67	179.64	162.79	197.13	198.4	104.19	98.67
Long-Term Debt/Capital (%)	42.27	39.87	27.56	53.14	66.13	59.54	66.6	65.94	65.72	64.24	61.95	66.34	66.49	51.03	49.66
Long-Term Debt/Total Assets (%)	6.93	6.39	4.31	11.31	16.04	12.22	16.15	15.78	14.25	14	14.7	15.84	13.93	6.97	6.37
Total Debt/Equity (%)	73.21	66.32	38.04	113.42	195.23	147.17	199.4	193.61	191.67	179.64	162.79	197.13	198.4	104.19	98.67
Total Debt/Capital (%)	42.27	39.87	27.56	53.14	66.13	59.54	66.6	65.94	65.72	64.24	61.95	66.34	66.49	51.03	49.66
Total Debt/Total Assets (%)	6.93	6.39	4.31	11.31	16.04	12.22	16.15	15.78	14.25	14	14.7	15.84	13.93	6.97	6.37
Net Debt to Equity	10.46	13.32	-23.77	82.12	170.16	121.38	177.99	128.25	84.31	52.79	46.33	126.83	86.52	-17.25	-28.3
Net Debt/Capital (%)	9.47	11.76	-31.18	45.09	62.99	54.83	64.03	56.19	45.74	34.55	31.66	55.91	46.39	-20.85	-39.47
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	9.47	9.64	11.33	9.97	8.22	8.3	8.1	8.15	7.44	7.79	9.03	8.03	7.02	6.69	6.46
Long-Term Debt/Equity (%)	73.21	66.32	38.04	113.42	195.23	147.17	199.4	193.61	191.67	179.64	162.79	197.13	198.4	104.19	98.67
Long-Term Debt/Capital (%)	42.27	39.87	27.56	53.14	66.13	59.54	66.6	65.94	65.72	64.24	61.95	66.34	66.49	51.03	49.66
Long-Term Debt/Total Assets (%)	6.93	6.39	4.31	11.31	16.04	12.22	16.15	15.78	14.25	14	14.7	15.84	13.93	6.97	6.37
Total Debt/Equity (%)	73.21	66.32	38.04	113.42	195.23	147.17	199.4	193.61	191.67	179.64	162.79	197.13	198.4	104.19	98.67
Total Debt/Capital (%)	42.27	39.87	27.56	53.14	66.13	59.54	66.6	65.94	65.72	64.24	61.95	66.34	66.49	51.03	49.66
Total Debt/Total Assets (%)	6.93	6.39	4.31	11.31	16.04	12.22	16.15	15.78	14.25	14	14.7	15.84	13.93	6.97	6.37
CFO/Total Liabilities	-5.93	-0.99	5.84	0.23	0.94	1.56	0.97	0.9	-1.15	0.33	1.43	1.98	0.24	0.24	0.07
CFO/CapEx	- -	-18.39	5.78	2.16	4.29	8.34	16.23	13.23	-10.62	0.51	1.83	4.72	2.18	5.01	2.81
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	8.72	12.14	10.32	10.08	11.61	9.78	6.81	4.87	4.44	5.49	6.86	6.14	3.99	4.69	3.92
Days Sales Outstanding	41.88	30.06	35.37	36.21	31.45	37.32	53.61	74.91	82.25	66.51	53.2	59.45	91.55	77.76	93.22
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	219	216	309	176
- Cash & Cash Equivalents	35	33	56	30	26	40	48	189	327	420	443	257	406	466	457
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	41	41	35	110	204	227	447	559	584	595	619	719	720	400	355
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	292	55	-345	-542
Total Capital	96	102	125	207	308	381	671	848	889	925	999	1,084	1,083	784	715
Total Debt/Capital (%)	42.27	39.87	27.56	53.14	66.13	59.54	66.6	65.94	65.72	64.24	61.95	66.34	66.49	51.03	49.66
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.46	13.16	-1.16	-0.66
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.56	0.57	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.53	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.48	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	232	221	312	176
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	305	60	-342	-541
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	32.2	6.33	- -	- -
TTM Sales	18	26	26	29	40	53	63	70	79	99	115	114	95	129	110
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	-31	-6	42	2	11	26	25	29	-44	13	55	83	- -	13	- -
TTM Free Cash Flow to Firm	-31	-6	34	1	8	23	23	27	-48	-12	25	65	- -	10	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.56	35.01	30.01	79.44
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	292	55	-345	-542
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	22.7	9.93	23.87	16.8
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.56	0.57	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.49	26.19	12.24	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.75	20.06	11.36	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7.24	29.1	14.8	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.09	10.42	8.21	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.6	0.59	0.8	0.49
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.63	0.46	0.75	0.6
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.67	0.66	0.97	0.88
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.56	0.24	0.54	0.41
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.61	0.6	0.81	0.49
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.63	0.46	0.76	0.61
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.68	0.67	0.98	0.89
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.57	0.24	0.55	0.41
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.02	2.31	2.4	1.61
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.11	1.77	2.23	1.98
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.26	2.57	2.9	2.89
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.9	0.92	1.61	1.34
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.79	18.88	23.81	51.15
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.9	14.45	22.11	63.12
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.11	20.97	28.79	91.88
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.62	7.51	15.97	42.51
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.71	26.81	27.85	98.02
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.97	38.89	36.28	142.68
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3.34	13.93	20.12	66.02
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.64	0.04	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.79	0.82	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.44	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	24.2	24.95	35.6	20.21
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	27.01	27.71	43.04	36.3
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	301	4	-367	-501
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	317	79	-281	-402
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	278	-75	-447	-571

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	3	3	4	4	4	6	8	10	10	10	10	9	9	9	9
Diluted Weighted Avg Shares	3	3	3	5	5	5	7	10	10	10	10	10	9	9	9
Basic Weighted Avg Shares	3	3	3	4	5	5	7	9	10	10	10	10	9	9	9
Revenue per Share	6.44	9.15	8.65	6.43	8.89	10.15	8.92	7.38	7.83	10.04	11.57	11.95	10.79	14.83	12.58
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.11	1.95	1.51	0.96	1.97	2.32	2.14	2.31	2.51	2.99	4.85	3.73	0.95	2.91	-4.03
Basic EPS from Cont Ops	1.11	1.95	1.51	0.96	1.97	2.32	2.14	2.31	2.51	2.99	4.85	3.73	0.95	2.91	-4.03
Diluted EPS, GAAP	1.11	1.95	1.51	0.96	1.96	2.3	2.13	2.3	2.51	2.99	4.82	3.7	0.95	2.88	-4.03
Diluted EPS from Cont Ops	1.11	1.95	1.51	0.96	1.96	2.3	2.13	2.3	2.51	2.99	4.82	3.7	0.95	2.88	-4.03
Dividend per Share	- -	0.17	0.15	0.24	0.24	0.23	0.24	0.23	0.24	0.24	0.24	0.24	0.24	0.24	0.24
Cash Flow per Share	-10.99	-1.98	13.66	0.44	2.41	5.08	3.46	3.09	-4.34	1.33	5.53	8.68	1.32	1.49	0.4
Free Cash Flow per Basic Share	-10.99	-2.09	11.29	0.24	1.85	4.47	3.25	2.86	-4.75	-1.27	2.52	6.84	0.71	1.2	0.25
Cash & Equivalents per Share	65.56	67.21	53.41	37.8	53.52	76.63	61.97	65.88	89.12	93.61	107.23	71.36	101.89	121.57	123.43
Book Value per Share	19.74	21.79	20.44	21.8	23.28	23.76	26.65	28.39	31.3	33.77	38.99	40.26	41.97	44.31	41.41
Tangible Book Value per Share	18.07	20.13	19.38	20.74	22.24	23.04	26.09	27.93	30.82	33.29	38.51	39.74	41.43	43.77	40.87