As of March 31, 2026, First Bank carries a market capitalization of 348.36M, placing it among publicly traded companies globally. Its enterprise value stands at 221.16M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 348.36M |
| Enterprise Value | 221.16M |
First Bank's next confirmed earnings release is scheduled for October 22, 2026.
| Earnings Date | 10/22/2026 |
As of March 31, 2026, First Bank has 25.06M shares outstanding.
| Shares Outstanding | 25.06M |
As of March 31, 2026, First Bank trades at a trailing price-to-earnings ratio of 9.19. The price-to-sales ratio is 2.58, and the price-to-book ratio stands at 0.90.
| PE Ratio | 9.19 |
| PS Ratio | 2.58 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | 7.23 |
| P/OCF Ratio | 6.84 |
These figures are as of March 31, 2026. The EV/Sales ratio of 1.71 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. First Bank trades at an EV/FCF ratio of 4.76, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 221.16M versus a market cap of 348.36M, with the gap driven by net debt and cash on the balance sheet.
| EV / Sales | 1.71 |
| EV / FCF | 4.76 |
These figures are as of March 31, 2026.
| Debt / Equity | 56.97 |
Over the twelve months ended March 31, 2026, First Bank posted a return on equity (ROE) of 9.70, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.07, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.85, useful for judging operating efficiency across full business cycles. The company generates approximately 394,382.74 in revenue per employee across its workforce of 328.00, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 9.70 |
| Return on Assets (ROA) | 1.07 |
| Return on Capital Employed (ROCE) | 5.85 |
| Revenue Per Employee | 394,382.74 |
| Employee Count | 328.00 |
Over the twelve months ended March 31, 2026, First Bank recorded 11.37M in income tax expense. That works out to an effective tax rate of 23.87, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 47.64M, leaving 36.27M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 11.37M |
| Effective Tax Rate | 23.87 |
As of the close on October 22, 2026, First Bank's stock has gained approximately 22.56% over the past 52 weeks. The 50-day moving average sits at 15.61, while the 200-day moving average is 14.55.
| 52-Week Price Change | 22.56% |
| 50-Day Moving Average | 15.61 |
| 200-Day Moving Average | 14.55 |
Over the twelve months ended March 31, 2026, First Bank generated 129.36M in revenue and converted that into 36.27M in net income, yielding earnings per share of 1.50.
| Revenue | 129.36M |
| Pretax Income | 47.64M |
| Net Income | 36.27M |
| Earnings Per Share (EPS) | 1.50 |
As of March 31, 2026, First Bank holds 348.68M in cash and equivalents against 221.49M in total debt, resulting in a net debt position of -46.39M.
| Cash & Cash Equivalents | 348.68M |
| Total Debt | 221.49M |
| Net Debt | -46.39M |
| Equity (Book Value) | 388.76M |
| Book Value Per Share | 15.51 |
First Bank produced 48.78M in operating cash flow over the twelve months ended March 31, 2026. After subtracting -2.28M in capital expenditures, free cash flow totaled 46.50M - equivalent to 1.94 per share.
| Operating Cash Flow | 48.78M |
| Capital Expenditures | -2.28M |
| Free Cash Flow | 46.50M |
| FCF Per Share | 1.94 |
These figures cover the twelve months ended March 31, 2026.
| Pretax Margin | 36.83 |
| Profit Margin | 28.04 |
Over the twelve months ended March 31, 2026, First Bank paid dividends of 0.24 per share. The dividend payout ratio of 16.01 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 13.82, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -10.31, meaning First Bank raised more capital through share issuance and new debt than it returned via dividends and buybacks.
| Dividend Per Share | 0.24 |
| Payout Ratio | 16.01 |
| Shareholder Yield | -10.31 |
| FCF Yield | 13.82 |