First Bank Financial Ratios — 6UT Stock

Profitability (USD)

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	8.13	5.55	9.82	6.38	8.37	14.04	13.05	6.33	10.83	10.24
Return on Assets (%)	- -	0.66	0.55	1.11	0.72	0.89	1.45	1.38	0.66	1.14	1.13
Return on Capital (%)	- -	4.43	3.08	5.96	4.05	4.97	8.64	9.05	4.12	6.54	6.23
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	19.92	31.13	34.51	37.05	30.49	34.23	52.12	49.12	26.16	42.47	38.93
Profit Margin (%)	15.26	20.98	16.74	30.12	21.56	25.62	39.52	37.22	20.13	32.53	29.66
Net Income to Common Margin (%)	15.26	20.98	16.74	30.12	21.56	25.62	39.52	37.22	20.13	32.53	29.66
Effective Tax Rate (%)	23.36	32.6	51.5	18.7	29.29	25.14	24.17	24.23	23.05	23.39	23.81
Dvd Payout Ratio (%)	- -	- -	15.82	12.51	17.11	12.26	8.29	12.89	25.46	14.27	13.7
Sustainable Growth Rate (%)	- -	8.13	4.67	8.6	5.29	7.35	12.87	11.37	4.72	9.29	8.84

Credit (USD)

Credit Ratios API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	46	86	117	115	127	191	125	121	234	277	271
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	46	86	117	115	127	191	125	121	234	277	271
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.03	8.27	11.24	11.39	11.25	10.15	10.57	10.6	10.28	10.82	11.21
Long-Term Debt/Equity (%)	66.22	97.01	71.43	59.13	56.29	80.07	46.84	41.67	63.2	67.67	61.12
Long-Term Debt/Capital (%)	39.84	49.24	41.67	37.16	36.02	44.46	31.9	29.41	38.72	40.36	37.93
Long-Term Debt/Total Assets (%)	5.32	8.03	8.03	6.73	6.34	8.13	4.95	4.42	6.49	7.32	6.85
Total Debt/Equity (%)	66.22	97.01	71.43	59.13	56.29	80.07	46.84	41.67	63.2	67.67	61.12
Total Debt/Capital (%)	39.84	49.24	41.67	37.16	36.02	44.46	31.9	29.41	38.72	40.36	37.93
Total Debt/Total Assets (%)	5.32	8.03	8.03	6.73	6.34	8.13	4.95	4.42	6.49	7.32	6.85
Net Debt to Equity	11.75	60.16	42.34	40.47	35.14	38.13	-11.58	2.43	5.18	4.52	-7.02
Net Debt/Capital (%)	10.51	37.56	29.75	28.81	26	27.61	-13.09	2.37	4.93	4.33	-7.55
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.03	8.27	11.24	11.39	11.25	10.15	10.57	10.6	10.28	10.82	11.21
Long-Term Debt/Equity (%)	66.22	97.01	71.43	59.13	56.29	80.07	46.84	41.67	63.2	67.67	61.12
Long-Term Debt/Capital (%)	39.84	49.24	41.67	37.16	36.02	44.46	31.9	29.41	38.72	40.36	37.93
Long-Term Debt/Total Assets (%)	5.32	8.03	8.03	6.73	6.34	8.13	4.95	4.42	6.49	7.32	6.85
Total Debt/Equity (%)	66.22	97.01	71.43	59.13	56.29	80.07	46.84	41.67	63.2	67.67	61.12
Total Debt/Capital (%)	39.84	49.24	41.67	37.16	36.02	44.46	31.9	29.41	38.72	40.36	37.93
Total Debt/Total Assets (%)	5.32	8.03	8.03	6.73	6.34	8.13	4.95	4.42	6.49	7.32	6.85
CFO/Total Liabilities	0.65	0.93	1.28	2.43	0.9	1.16	1.24	1.51	4.44	0.82	1.87
CFO/CapEx	9.53	19.96	38.62	20.59	15.65	68.27	148.37	19.34	46.15	9.5	22.58
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	13.19	13.05	14.44	13.75	13.07	14.36	14.08	9.05	8.95	10.28
Days Sales Outstanding	- -	27.67	27.96	25.27	26.54	27.93	25.42	25.92	40.31	40.8	35.52
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	380	345	405
- Cash & Cash Equivalents	37	33	47	36	48	100	156	114	215	258	302
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	46	86	117	115	127	191	125	121	234	277	271
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	305	286	276
Total Capital	114	175	280	310	354	429	392	410	605	686	715
Total Debt/Capital (%)	39.84	49.24	41.67	37.16	36.02	44.46	31.9	29.41	38.72	40.36	37.93
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	0.77	0.97	0.98
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	2.94	2.2	1.88
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	2.12	10.35	4.22
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	2.17	11.57	4.41
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	336	347	410
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	261	289	281
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	12.23	11.39	11.15
TTM Sales	25	31	42	58	62	76	90	97	104	130	147
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	5	9	17	37	16	25	28	37	144	28	66
TTM Free Cash Flow to Firm	5	9	16	35	15	24	28	35	141	25	63

Multiples (USD)

Valuation Multiples API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	2.39	14.06	6.54
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	305	286	276
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	11.34	11.82	12.5
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	2.94	2.2	1.88
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	16	8.17	9.33
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	13.94	8.17	8.71
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	16.09	9.3	10.24
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	11.91	7.03	7.14
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	1.03	0.84	0.91
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	0.89	0.84	0.85
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	1.03	0.96	1
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	0.76	0.72	0.7
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	1.2	0.97	1.03
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	1.05	0.97	0.96
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	1.21	1.1	1.13
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	0.9	0.83	0.79
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	3.22	2.66	2.77
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	2.81	2.66	2.58
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	3.24	3.02	3.04
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	2.4	2.29	2.12
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	2.32	12.5	6.21
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	2.03	12.5	5.8
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	2.34	14.22	6.82
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	1.73	10.75	4.75
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	2.08	14.06	6.1
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	2.4	15.99	7.18
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	1.78	12.09	5.01
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	2.47	2.2	1.69
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	2.97	2.57	2.15
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	2.01	1.83	1.23
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	15.23	13.74	16.33
High Price	- -	- -	- -	- -	- -	- -	- -	- -	15.33	15.63	17.92
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	257	286	249
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	308	333	316
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	208	238	181

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	9	11	17	19	20	20	19	19	25	25	25
Diluted Weighted Avg Shares	9	11	15	19	19	20	20	20	22	25	25
Basic Weighted Avg Shares	9	10	14	18	19	20	20	20	22	25	25
Revenue per Share	2.7	2.93	2.94	3.21	3.27	3.82	4.57	5	4.73	5.17	5.9
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.41	0.61	0.49	0.97	0.7	0.98	1.81	1.86	0.95	1.68	1.75
Basic EPS from Cont Ops	0.41	0.61	0.49	0.97	0.7	0.98	1.81	1.86	0.95	1.68	1.75
Diluted EPS, GAAP	0.41	0.61	0.48	0.95	0.69	0.97	1.79	1.84	0.95	1.67	1.74
Diluted EPS from Cont Ops	0.41	0.61	0.48	0.95	0.69	0.97	1.79	1.84	0.95	1.67	1.74
Dividend per Share	- -	- -	0.08	0.12	0.12	0.12	0.15	0.24	0.24	0.24	0.24
Cash Flow per Share	0.55	0.88	1.16	2.03	0.84	1.23	1.43	1.89	6.56	1.1	2.63
Free Cash Flow per Basic Share	0.49	0.83	1.13	1.93	0.79	1.21	1.42	1.79	6.41	0.98	2.51
Cash & Equivalents per Share	8.74	6.99	6.3	4.69	4.66	8.2	12.86	10.93	12.39	13.38	16.12
Book Value per Share	7.26	7.78	9.36	10.43	11.07	12.08	13.69	14.89	14.85	16.3	17.88
Tangible Book Value per Share	7.23	7.76	8.7	9.49	10.17	11.17	12.67	13.89	12.65	14.19	15.81