1. Japan Stocks

  2. •

    Finance

  3. •

    Regional banks
Hachijuni Nagano Bank, Ltd.

Hachijuni Nagano Bank, Ltd.

15.50
EUR
- -
- -
Nov 06Next Earn
Hachijuni Nagano Bank, Ltd.
GETTEX:877372
(Gettex)

Recent

price

15.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
283.77
292.81
292.27
304.72
305.3
311.78
371.23
326.27
285.61
294.11
285.55
288.84
360.83
345.97
425.05
531.07
- -
Revenue per Share
38.82
33.97
43.61
52.38
54.1
59.86
51.93
51
45.18
44.8
45.73
54.46
49.9
76.37
101.23
141.19
- -
Basic EPS, GAAP
410.49
494.42
769.29
458.28
164.33
172.43
536.87
968.3
1,833.08
-281.2
2,789.83
1,654.67
-1,216.8
937.29
-1,349.19
-963.07
- -
Free Cash Flow per Basic Share
6.52
8
7.51
11.5
11.03
15.91
15
14
13.06
14.06
14
14
20.12
19.83
27.33
49.25
- -
Dividend per Share
874.82
922.55
1,066.03
1,120.79
1,320.92
1,306.38
1,415.38
1,485.96
1,485.63
1,513.2
1,851.24
1,856.8
1,936.9
2,310.1
2,087.65
2,534.67
2,534.67
Book Value per Share
863.73
912.95
1,056.51
1,110.58
1,309.69
1,295
1,405.08
1,475.03
1,474.65
1,502.89
1,841.54
1,847.35
1,927.36
2,300.85
2,078.82
2,524.1
2,524.1
Tangible Book Value per Share
521
511
508
506
503
504
507
507
498
493
489
490
484
485
474
457
117
Basic Weighted Avg Shares
147,731
149,641
148,445
154,263
153,420
157,155
188,097
165,310
142,188
144,930
139,774
141,428
174,507
167,937
201,464
242,887
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
5,441
5,610
5,567
5,556
5,653
5,558
6,169
6,161
5,959
5,842
5,847
5,560
5,543
5,965
6,186
6,088
- -
Depreciation Expense
20,210
17,359
22,151
26,519
27,185
30,171
26,312
25,840
22,492
22,077
22,384
26,667
24,135
37,071
47,982
64,572
- -
Net Income, GAAP
41.64
41.25
37.5
37.1
37.36
34.25
29.85
31.02
29.7
28.99
29.2
29.44
30.31
27.13
25.85
18.97
- -
Effective Tax Rate (%)
13.68
11.6
14.92
17.19
17.72
19.2
13.99
15.63
15.82
15.23
16.01
18.86
13.83
22.07
23.82
26.59
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
25,713
149,179
190,997
140,841
96,612
212,169
238,207
443,483
1,627,891
1,631,929
2,315,863
3,592,855
3,052,603
3,286,003
2,176,443
2,017,837
2,017,837
LT Debt
465,045
492,642
563,237
594,050
692,207
686,157
743,553
777,066
765,508
748,429
909,692
912,696
915,951
1,118,274
967,657
1,156,163
1,156,163
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
3.46
2.51
2.83
3.23
3.25
3.36
2.64
2.23
1.17
0.88
0.79
0.69
0.57
0.89
1.27
2.04
- -
Return on Capital (%)
4.5
3.78
4.38
4.79
4.42
4.56
3.82
3.53
3.03
2.99
2.72
2.94
2.65
3.66
4.62
6.1
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Jun'26
Sep'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
460
457
455
Market Capitalization
- -
- -
- -

Working Capital

JPY

•

in mil. unless spec.
Jun'26
Sep'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
2,905,605
2,818,818
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.95%
5.76%
19.48%
Free Cash Flow
-148.37%
-132.46%
-31.12%
Net Income, GAAP
9.93%
25.45%
34.58%
Sales/Revenue/Turnover
5.33%
12.27%
20.56%
Total Cash Common Dividend
13.46%
29.88%
73.9%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
38,692
43,485
42,491
43,269
167,937
2025
- -
- -
- -
- -
201,464
2026
- -
- -
- -
- -
242,887

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
54.4
139.85
2,055.89
1,429.09
76.37
2025
- -
- -
- -
- -
101.23
2026
- -
- -
- -
- -
141.19

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
19.83
2025
- -
- -
- -
- -
27.33
2026
- -
- -
- -
- -
49.25
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Business
The Hachijuni Bank, Ltd. (8359.T) operates as a regional bank primarily serving Nagano Prefecture and surrounding areas in Japan, offering a comprehensive range of banking products and services to individuals, corporations, and sole proprietors; these include foreign currency, structured, time, property, public, payment, relay, savings, and fixed deposits; housing, car, education, card, remodeling, medical, overdraft, business, founding support, and Hachijuni free loans; public and private placement bonds; life, medical, education, and fire insurance products; credit and debit cards; pension plans; investment trusts; domestic and foreign exchange; loan guarantees; and digital services such as internet and mobile banking, pension consultation, foreign currency reserves, payment collection, expense settlement, management and business support, and civil trust information, alongside leasing operations encompassing financial and operating leases, securities brokerage, and venture capital investments. The bank maintains a network of branches concentrated in Japan with additional presence in overseas markets including Hong Kong, Dalian, Shanghai, and Bangkok, while engaging in non-financial support areas like business succession consulting, M&A advisory, structured finance, and sustainability initiatives such as solar power plant operations and climate change responses aligned with TCFD recommendations. Founded in 1931 through the merger of predecessor institutions dating back to 1877 and headquartered at 178-8 Nakagosho Okada, Nagano City, Nagano Prefecture, the bank recently entered a comprehensive business alliance in March 2025 with The Shizuoka Bank Ltd. and The Yamanashi Chuo Bank Ltd. as part of the Mt. Fuji-Alps Alliance to expand support for customer growth activities including business succession and M&A beyond regional boundaries; concluded an absorption-type merger agreement on September 26, 2025, with its wholly-owned subsidiary The Nagano Bank Ltd., set for effectiveness on January 1, 2026, resulting in a name change to The Hachijuni Nagano Bank Ltd.; established Hachijuni Investment Co., Ltd. to enhance investment services like capital funding alongside traditional lending; and advanced operational digital transformation through AI utilization, data warehouses, smart devices, electronic payment systems, and personnel reforms including a multitrack system overhaul and Diversity Promotion Group.