World Acceptance Corporation

World Acceptance Corporation

152.00
EUR
+3.00
(+2.01%)
7.09EPS
27.63P/E
917.79MMarket Cap
Oct 23Next Earn

Total Valuation

EUR

As of June 30, 2026, World Acceptance Corporation carries a market capitalization of 917.79M, placing it among publicly traded companies globally. Its enterprise value stands at 1.48B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap917.79M
Enterprise Value1.48B

Important Dates

World Acceptance Corporation's next confirmed earnings release is scheduled for October 23, 2026.

Earnings Date10/23/2026

Share Statistics

As of June 30, 2026, World Acceptance Corporation has 4.66M shares outstanding.

Shares Outstanding4.66M

Valuation Ratios

As of June 30, 2026, World Acceptance Corporation trades at a trailing price-to-earnings ratio of 27.63. The price-to-sales ratio is 2.01, and the price-to-book ratio stands at 2.90.

PE Ratio27.63
PS Ratio2.01
PB Ratio2.90
P/TBV Ratio2.98
P/FCF Ratio4.20
P/OCF Ratio4.09

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 3.12 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. World Acceptance Corporation trades at an EV/FCF ratio of 6.48, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.48B versus a market cap of 917.79M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.12
EV / FCF6.48

Financial Position

These figures are as of June 30, 2026.

Debt / Equity178.94

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, World Acceptance Corporation posted a return on equity (ROE) of 9.96, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 3.74, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 3.96, useful for judging operating efficiency across full business cycles. The company generates approximately 164,756.87 in revenue per employee across its workforce of 2,872.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)9.96
Return on Assets (ROA)3.74
Return on Capital Employed (ROCE)3.96
Revenue Per Employee164,756.87
Employee Count2,872.50

Taxes

EUR

Over the twelve months ended June 30, 2026, World Acceptance Corporation recorded 10.37M in income tax expense. That works out to an effective tax rate of 23.14, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 44.81M, leaving 34.44M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax10.37M
Effective Tax Rate23.14

Stock Price Statistics

EUR

As of the close on October 22, 2026, World Acceptance Corporation's stock has gained approximately 0.00% over the past 52 weeks. The 50-day moving average sits at 158.56, while the 200-day moving average is 141.70.

50-Day Moving Average158.56
200-Day Moving Average141.70

Income Statement

EUR

Over the twelve months ended June 30, 2026, World Acceptance Corporation generated 473.26M in revenue and converted that into 34.44M in net income, yielding earnings per share of 7.09.

Revenue473.26M
Pretax Income44.81M
Net Income34.44M
Earnings Per Share (EPS)7.09

Balance Sheet

EUR

As of June 30, 2026, World Acceptance Corporation holds 9.12M in cash and equivalents against 567.26M in total debt, resulting in a net debt position of 492.28M.

Cash & Cash Equivalents9.12M
Total Debt567.26M
Net Debt492.28M
Equity (Book Value)317.02M
Book Value Per Share68.05

Cash Flow

EUR

World Acceptance Corporation produced 232.46M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -4.64M in capital expenditures, free cash flow totaled 227.82M - equivalent to 47.17 per share.

Operating Cash Flow232.46M
Capital Expenditures-4.64M
Free Cash Flow227.82M
FCF Per Share47.17

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin9.47
Profit Margin7.28

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 23.80, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 2.87, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to World Acceptance Corporation shareholders.

Shareholder Yield2.87
FCF Yield23.80

Stock Splits

World Acceptance Corporation's most recent stock split took place on September 1, 1995 with a 1:3 split ratio.

Last Split Date9/1/1995
Split Ratio1:3