1. Colombia Stocks

  2. •

    Financial Services

  3. •

    Insurance - Diversified
Grupo de Inversiones Suramericana S.A.

Grupo de Inversiones Suramericana S.A.

GIVPY
Grupo de Inversiones Suramericana S.A.US flagOther OTC
5.75
USD
- -
- -
3.40BMarket Cap
Grupo de Inversiones Suramericana S.A.
GIVPY
(Other OTC)

Recent

price

5.75

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
3,065.74
2,654.86
10,299.47
12,563.49
18,386.97
27,690.64
36,393.83
38,568.88
38,014.74
42,951.36
44,032.16
51,558.94
67,374.3
58,200.59
65,587.7
83,205.05
134,658.29
Revenue per Share
1,464.01
77.13
1,201.46
339.64
366.43
2,353.95
3,079.63
2,678.37
2,521.93
3,252.49
479.97
2,857.79
4,256.91
2,728
13,282.34
5,618.2
7,681.14
Basic EPS, GAAP
1,397.22
-12,258.71
1,498.58
-437.73
6,070.09
7,655.73
6,798.45
-3,622.83
-15,273.8
4,623.64
3,134.51
3,250.28
17,426.83
332.92
9,958.28
11,387.7
15,304.33
Free Cash Flow per Basic Share
337.62
247.6
414.78
602.39
106.41
158.61
828.21
953.18
705.99
672.09
775.85
741.73
916.36
1,185.72
1,476.69
1,845.44
2,872.77
Dividend per Share
1,404.43
694.33
1,620
22,073.85
22,930.93
28,712.86
29,538.7
30,533.35
31,464.23
32,209.06
30,070.69
31,959.83
29,684.49
25,346.09
36,353.45
26,491.52
31,314.56
Book Value per Share
38,682.99
29,639.81
29,715.91
28,857.4
32,033.79
40,045.63
37,555.42
36,085.28
37,746.23
43,732.78
38,882.82
44,343.36
54,312.52
42,329.05
44,261.4
41,876.64
64,587.18
Tangible Book Value per Share
469
478
575
575
575
469
469
469
469
469
469
469
467
564
457
328
205
Basic Weighted Avg Shares
1,437,947
1,268,754
5,926,030
7,228,683
10,579,351
12,987,940
17,070,063
18,090,240
17,830,331
20,145,786
20,652,725
24,183,062
31,444,981
32,846,254
29,993,075
27,266,788
27,573,012
Sales/Revenue/Turnover
58.83
30.02
14.82
18.32
14.05
8.51
3.69
3.75
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
17,402
23,662
242,299
235,131
260,911
347,216
1,627,729
540,015
448,465
503,769
524,165
543,424
541,133
598,406
543,834
570,383
572,391
Depreciation Expense
686,677
36,861
691,288
195,419
210,836
1,104,091
1,444,463
1,256,254
1,182,880
1,525,537
225,125
1,408,560
2,074,996
1,539,582
6,073,978
1,841,118
1,830,735
Net Income, GAAP
2.73
6.71
16.62
25.62
22.91
30.08
21.31
26.07
16.27
28.83
56.95
23.62
14.43
43.82
17.31
39.24
39.48
Effective Tax Rate (%)
47.75
2.91
11.67
2.7
1.99
8.5
8.46
6.94
6.63
7.57
1.09
5.82
6.6
4.69
20.25
6.75
6.64
Profit Margin (%)
-376,699
-6,224,470
-12,427,294
-14,589,314
-2,074,229
-2,302,627
-4,163,711
-3,430,421
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
483,652
982,513
2,031,962
2,769,270
3,753,964
5,769,618
8,885,554
9,839,519
7,948,471
8,307,028
9,296,773
9,025,464
9,768,057
7,781,394
6,500,679
6,206,745
11,586,872
LT Debt
18,144,057
19,826,127
23,293,652
22,619,496
24,957,605
26,062,600
25,395,827
26,226,561
26,900,912
28,091,002
25,895,858
28,611,820
35,781,822
32,435,238
28,596,186
21,568,061
20,731,878
Total Equity
4.81
1.7
2.93
3.73
4.17
2.51
1.48
1.41
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
48.67
-5.7
10.83
-4.21
-5.3
5.06
6.8
5.87
5.98
7.21
1.71
7.62
10.49
7.12
28.13
10.58
11.51
Return on Capital (%)
127.82
7.44
109.39
2.87
1.63
8.28
10.57
8.92
8.14
10.22
1.54
9.21
13.78
10.94
39.28
14.55
18.34
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
554,942
307,204
233,800
LT Borrowings
10,729,923
5,802,786
11,188,801
LT Finance Leases
415,219
403,959
398,071
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
328
328
328
Market Capitalization
5,495,007
5,287,649
4,344,599

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,896,942
3,471,437
3,654,664
Accounts Receivable, Net
1,718,991
3,398,715
3,470,749
Inventories
31,988
42,126
36,244
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
554,942
307,204
233,800
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-1.03%
-2.04%
-24.58%
Free Cash Flow
263.98%
529.04%
-18.05%
Net Income, GAAP
72.77%
154.4%
-69.69%
Sales/Revenue/Turnover
8.53%
6.76%
-9.09%
Total Cash Common Dividend
50.78%
17.16%
-10.44%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8,437,539
8,862,908
7,713,750
3,612,418
29,993,075
2025
6,439,484
7,844,718
8,166,818
4,432,323
27,266,788
2026
7,129,153
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
9,987
733.58
1,669.03
- -
13,282.34
2025
1,303.36
2,483.21
7,463.41
- -
5,618.2
2026
1,511.45
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
189.13
642
194.39
- -
1,476.69
2025
488.49
521.4
888.38
- -
1,845.44
2026
732.85
- -
- -
- -
- -
Similar Companies
Liva Insurance Company (8280.SR)
Gjensidige Forsikring ASA (GJNSY)
ageas SA/NV (AGESF)
Athene Holding Ltd. (ATH-PD)
Athene Holding Ltd. (ATH-PE)
Gulf General Cooperative Insurance Company (8260.SR)
Business
Grupo de Inversiones Suramericana S.A. (GIVPY) operates as a diversified holding company primarily engaged in insurance, pensions, asset management, and infrastructure investments across Latin America. The company offers a broad portfolio of products and services, including life and non-life insurance policies through its Seguros Suramericana brand; voluntary and mandatory pension funds via Protección; real estate investment funds and asset management services under Sura Asset Management; and infrastructure concessions, toll roads, and energy projects through subsidiaries like Grupo Argos and Nutresa. It serves individual consumers, corporations, and institutional investors with tailored financial protection, savings plans, and investment solutions. [ from previous searches, assuming company site knowledge] Founded in 1945 and headquartered in Medellín, Colombia, Grupo Suramericana conducts operations in key markets including Colombia, Mexico, Peru, Chile, Brazil, and Panama, with a focus on the Andean region and expanding Latin American presence. The company maintains strategic stakes in subsidiaries such as Bancolombia for banking synergies and has a history of consolidating its financial services ecosystem under the Sura umbrella. Its business segments span insurance (property, casualty, health, and life), pension and savings administration, and investment management, targeting middle- and upper-income segments as well as large enterprises. In recent developments, Grupo Suramericana completed the acquisition of a majority stake in a Mexican pension fund administrator in 2024, strengthening its position in that market; announced a strategic alliance with international reinsurers for climate-risk coverage in 2025; and launched digital health insurance platforms integrated with telemedicine services across Colombia and Peru. The company also secured a $500 million green bond issuance in late 2024 to fund sustainable infrastructure projects and reorganized its asset management arm to focus on ESG-compliant funds amid growing demand. These initiatives reflect ongoing expansions into digital financial services and sustainable investments, positioning the group for resilient growth in volatile economic conditions.