Gouverneur Bancorp, Inc.
Other OTCTotal Valuation
Gouverneur Bancorp, Inc. carries a market capitalization of 20.60M, placing it among publicly traded companies globally. Its enterprise value stands at -5.70M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 20.60M |
| Enterprise Value | -5.70M |
Share Statistics
Gouverneur Bancorp, Inc. currently has 1.06M shares outstanding.
| Shares Outstanding | 1.06M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Gouverneur Bancorp, Inc. trades at a trailing price-to-earnings ratio of 18.57. The price-to-sales ratio is 2.10, and the price-to-book ratio stands at 0.61.
| PE Ratio | 18.57 |
| PS Ratio | 2.10 |
| PB Ratio | 0.61 |
| P/TBV Ratio | 0.65 |
| P/FCF Ratio | 8.74 |
| P/OCF Ratio | 10.17 |
Enterprise Valuation
| EV / Sales | 5.72 |
| EV / EBITDA | 87.47 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 3.06 |
| Debt / EBITDA | 1.87 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 3.29 |
| Return on Assets (ROA) | 0.48 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Gouverneur Bancorp, Inc. has paid 101,000.00 in income taxes, reflecting an effective tax rate of 9.53.
| Income Tax | 101,000.00 |
| Effective Tax Rate | 9.53 |
Stock Price Statistics
Gouverneur Bancorp, Inc.'s stock has gained approximately 46.71698% over the past 52 weeks. The 50-day moving average sits at 19.34, while the 200-day moving average is 17.41.
| Beta (5Y) | N/A |
| 52-Week Price Change | 46.71698% |
| 50-Day Moving Average | 19.34 |
| 200-Day Moving Average | 17.41 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Gouverneur Bancorp, Inc. generated 8.49M in revenue and converted that into 959,000.00 in net income, yielding earnings per share of 0.94.
| Revenue | 8.49M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 1.06M |
| Net Income | 959,000.00 |
| EBITDA | 535,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.94 |
Balance Sheet
Gouverneur Bancorp, Inc. holds 24.51M in cash and equivalents against 1.00M in total debt, resulting in a net debt position of -4.97M.
| Cash & Cash Equivalents | 24.51M |
| Total Debt | 1.00M |
| Net Debt | -4.97M |
| Equity (Book Value) | 29.39M |
| Book Value Per Share | 28.96 |
| Working Capital | N/A |
Cash Flow
Gouverneur Bancorp, Inc. produced 1.75M in operating cash flow over the past twelve months. After subtracting -285,000.00 in capital expenditures, free cash flow totaled 1.47M - equivalent to 1.45 per share.
| Operating Cash Flow | 1.75M |
| Capital Expenditures | -285,000.00 |
| Free Cash Flow | 1.47M |
| FCF Per Share | 1.45 |
Margins
Gouverneur Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 12.49 |
| Profit Margin | 11.30 |
| EBITDA Margin | 6.30 |
Dividends & Yields
The company's payout ratio of 18.67 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.18 |
| Dividend Yield | N/A |
| Payout Ratio | 18.67 |
| Shareholder Yield | 6.86 |
| FCF Yield | 11.44 |
Stock Splits
Gouverneur Bancorp, Inc.'s most recent stock split took place on November 1, 2023 with a 1000:533 split ratio.
| Last Split Date | 11/1/2023 |
| Split Ratio | 1000:533 |
Scores
Gouverneur Bancorp, Inc. posts an Altman Z-Score of 0.32, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.32 |