Gouverneur Bancorp, Inc.
Other OTCTotal Valuation
Gouverneur Bancorp, Inc. carries a market capitalization of 22.16M, placing it among publicly traded companies globally. Its enterprise value stands at 3.85M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 22.16M |
| Enterprise Value | 3.85M |
Share Statistics
Gouverneur Bancorp, Inc. currently has 1.06M shares outstanding.
| Shares Outstanding | 1.06M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Gouverneur Bancorp, Inc. trades at a trailing price-to-earnings ratio of 20.79. The price-to-sales ratio is 2.39, and the price-to-book ratio stands at 0.64.
| PE Ratio | 20.79 |
| PS Ratio | 2.39 |
| PB Ratio | 0.64 |
| P/TBV Ratio | 0.76 |
| P/FCF Ratio | 13.00 |
| P/OCF Ratio | 17.49 |
Enterprise Valuation
On an enterprise value basis, Gouverneur Bancorp, Inc. trades at an EV/EBITDA multiple of 7.25 and an EV/FCF ratio of 2.45.
| EV / Sales | 0.45 |
| EV / EBITDA | 7.25 |
| EV / EBIT | N/A |
| EV / FCF | 2.45 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 12.21 |
| Debt / EBITDA | 7.53 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 3.00 |
| Return on Assets (ROA) | 0.49 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Gouverneur Bancorp, Inc. has paid 64,000.00 in income taxes, reflecting an effective tax rate of 6.12.
| Income Tax | 64,000.00 |
| Effective Tax Rate | 6.12 |
Stock Price Statistics
Gouverneur Bancorp, Inc.'s stock has gained approximately 49.5% over the past 52 weeks. The 50-day moving average sits at 21.56, while the 200-day moving average is 19.21.
| Beta (5Y) | N/A |
| 52-Week Price Change | 49.5% |
| 50-Day Moving Average | 21.56 |
| 200-Day Moving Average | 19.21 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Gouverneur Bancorp, Inc. generated 8.55M in revenue and converted that into 981,000.00 in net income, yielding earnings per share of 0.95.
| Revenue | 8.55M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 1.05M |
| Net Income | 981,000.00 |
| EBITDA | 531,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.95 |
Balance Sheet
Gouverneur Bancorp, Inc. holds 21.07M in cash and equivalents against 4.00M in total debt, resulting in a net debt position of -2.34M.
| Cash & Cash Equivalents | 21.07M |
| Total Debt | 4.00M |
| Net Debt | -2.34M |
| Equity (Book Value) | 32.75M |
| Book Value Per Share | 30.93 |
| Working Capital | N/A |
Cash Flow
Gouverneur Bancorp, Inc. produced 1.17M in operating cash flow over the past twelve months. After subtracting -402,000.00 in capital expenditures, free cash flow totaled 764,000.00 - equivalent to 0.74 per share.
| Operating Cash Flow | 1.17M |
| Capital Expenditures | -402,000.00 |
| Free Cash Flow | 764,000.00 |
| FCF Per Share | 0.74 |
Margins
Gouverneur Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 12.22 |
| Profit Margin | 11.48 |
| EBITDA Margin | 6.21 |
Dividends & Yields
The company's payout ratio of 19.57 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.19 |
| Dividend Yield | N/A |
| Payout Ratio | 19.57 |
| Shareholder Yield | -0.11 |
| FCF Yield | 7.69 |
Stock Splits
Gouverneur Bancorp, Inc.'s most recent stock split took place on November 1, 2023 with a 1000:533 split ratio.
| Last Split Date | 11/1/2023 |
| Split Ratio | 1000:533 |
Scores
Gouverneur Bancorp, Inc. posts an Altman Z-Score of 0.33, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.33 |