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Getin Holding S.A.

Getin Holding S.A.

GGPW:GTN
0.30
PLN
-0.01
(-1.80%)
0.02EPS
0.90P/E
121.83MMarket Cap
Getin Holding S.A.
GPW:GTN
(Warsaw Stock Exchange)

Recent

price

0.30

P/E

ratio

0.90

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
PLN
2.69
3.46
2.01
3.5
5.85
7.06
6.56
6.89
8.22
4.59
2.37
- -
1.6
1.21
0.02
0.01
0.01
Revenue per Share
0.43
0.55
5.03
2.88
1.22
0.88
0.65
1.27
0.99
-5.05
0.53
-1.83
-0.69
-1.15
0.14
0.68
0.72
Basic EPS, GAAP
2.98
3.13
0.14
-13.23
-1.31
0.24
1.62
-2.37
-0.88
-0.91
4.56
3.91
0.72
0.12
0.17
-0.01
0.03
Free Cash Flow per Basic Share
- -
- -
- -
- -
0.37
0.02
0.02
0.02
0.02
0.01
- -
- -
- -
- -
0.58
0.27
- -
Dividend per Share
4.92
5.56
7.1
9.05
10.16
9.96
8.81
9.67
10.99
3.96
4.67
3.29
3.49
1.14
0.56
0.93
0.93
Book Value per Share
3.59
4.15
6.79
6.46
7.17
4.81
4.98
5.71
6.7
2.54
3.33
3.03
3.49
1.07
0.5
0.93
0.93
Tangible Book Value per Share
776
771
200
202
202
198
196
199
185
190
190
190
190
190
190
190
187
Basic Weighted Avg Shares
2,089
2,670
402
705
1,180
1,399
1,283
1,371
1,520
871
449
-1
304
230
4
2
1
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
63
65
78
35
50
64
67
58
59
56
105
79
26
11
10
10
10
Depreciation Expense
336
421
1,005
580
246
174
127
253
184
-959
101
-347
-132
-219
27
129
134
Net Income, GAAP
5.98
1.89
33.85
22.98
1.09
24.73
- -
7.29
30.55
- -
32.1
- -
38.13
- -
- -
2.88
1.53
Effective Tax Rate (%)
16.09
15.77
249.68
82.35
20.89
12.43
9.88
18.48
12.08
-110.01
22.56
39,731.35
-43.4
-95.28
746.88
8,514.51
10,986.89
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
901
110
122
1,589
2,216
1,966
1,700
957
940
1,582
1,707
46
- -
- -
- -
- -
- -
LT Debt
4,053
4,936
6,233
1,996
2,239
2,619
2,717
3,016
3,249
879
998
655
692
216
107
176
176
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
6.97
7.32
15.18
11.02
5.42
1.95
- -
1.25
1.82
- -
4.62
- -
-18.88
- -
- -
91.17
94.09
Return on Capital (%)
9.06
10.19
19.96
15.55
12.71
8.57
6.7
13.59
9.1
-67.58
12.38
-45.95
-20.47
-49.82
16.91
91.17
94.09
Return on Common Equity (%)

Capital Structure

PLN

•

in mil. unless spec.
Sep'24
Dec'24
Mar'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
190
190
190
Market Capitalization
104
116
122

Working Capital

PLN

•

in mil. unless spec.
Sep'24
Dec'24
Mar'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
26
46
46
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

PLN

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-12.03%
-16.68%
64.51%
Free Cash Flow
-59.11%
-48.97%
-103.6%
Net Income, GAAP
-86.6%
-35.7%
372.72%
Sales/Revenue/Turnover
-3,519.7%
-7,023.05%
-58.53%
Total Cash Common Dividend
- -
- -
-53.45%

Quarterly Revenue

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
44
- -
2
62
4
2024
1
- -
- -
1
2
2025
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.02
0.04
-0.04
0.12
0.14
2024
0.02
0.03
0.08
0.55
0.68
2025
0.05
- -
- -
- -
- -

Quarterly Dividends Per Share

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.58
2024
- -
- -
- -
- -
0.27
2025
- -
- -
- -
- -
- -
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Business
Getin Holding S.A. is a Poland-based financial holding company that invests in and manages a portfolio of companies operating in banking, leasing, financial intermediation, and insurance sectors primarily in Central and Eastern Europe. The group offers retail and corporate banking services through subsidiaries including cash loans, car loans, deposits, payment cards, credit cards, loans and advances, guarantees, and sureties; leasing services for light and heavy vehicles, machinery, equipment, and medical devices; financial intermediation such as brokerage, wealth management, and corporate finance; as well as insurance intermediation and advisory services, targeting small and medium-sized enterprises and individual clients. Founded in 1996 and headquartered in Wroclaw, Poland, with its registered address at ul. Zwycięska 45 lokal 3.3.1, the company lists on the Warsaw Stock Exchange under ticker GTN.WA and maintains operations in markets including Poland, Ukraine, Belarus, and Russia. Recent developments include the sale of Idea Bank Ukraine to Alkemi Limited, a TAS Group member, completed on April 23, 2025, for approximately $36.5 million following National Bank of Ukraine approval; the divestiture of Noble Securities by the Getin Noble Bank bankruptcy trustee to Skarbiec Holding in late 2024; publication of half-year 2025 financial results on August 28, 2025, along with first-quarter and full-year 2024 results earlier in the year; appointment of a new President of the Management Board on October 20, 2025, succeeding a resignation; change of registered office address announced on October 15, 2025; and intent to acquire shares in FaktorOne S.A. disclosed in September 2025.