Kredyt Inkaso S.A.

As of December 31, 2024, Kredyt Inkaso S.A. has 12.90M shares outstanding.

As of December 31, 2024, Kredyt Inkaso S.A. trades at a trailing price-to-earnings ratio of 23.27. The price-to-sales ratio is 1.49, and the price-to-book ratio stands at 1.09.

As of December 31, 2024, Kredyt Inkaso S.A. trades at an EV/EBITDA multiple of 40.42 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 3.76 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 40.42 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Kredyt Inkaso S.A. trades at an EV/FCF ratio of 3.90, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.

As of December 31, 2024, Kredyt Inkaso S.A. maintains a current ratio of 1.88, meaning it holds 1.9x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 138.00, indicating elevated leverage, while an interest coverage ratio of 52.27 demonstrates strong ability to service its debt obligations.

Over the twelve months ended December 31, 2024, Kredyt Inkaso S.A. posted a negative return on equity (ROE) of 0.00, meaning shareholder capital produced losses rather than profits. Return on invested capital (ROIC) is negative at -6.37, so the business is destroying capital rather than earning a return above its cost of capital. Return on assets (ROA) is negative at 0.00, reflecting losses generated across the asset base. Return on capital employed (ROCE) is negative at -0.18, pointing to unprofitable operations over the period.

These figures cover the twelve months ended December 31, 2024. That works out to an effective tax rate of 420.38, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

Over the twelve months ended December 31, 2024, Kredyt Inkaso S.A. posted a gross margin of 33.48, reflecting its pricing power and cost economics. The operating margin of 9.30 and net profit margin of 0.00 provide insight into operational efficiency.

These figures cover the twelve months ended December 31, 2024. Free cash flow yield stands at 65.20, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 10.91, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Kredyt Inkaso S.A. shareholders.

As of December 31, 2024, Kredyt Inkaso S.A. has an Altman Z-Score of 1.10, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.