Kredyt Inkaso S.A.

    Kredyt Inkaso S.A.

    GGPW:KRI
    - -
    PLN
    - -
    - -
    23.27P/E
    Kredyt Inkaso S.A.
    GPW:KRI
    (Warsaw Stock Exchange)

    Recent

    price

    - -

    P/E

    ratio

    23.27

    div

    yld

    - -

    ROIC.AI

    2009
    2010
    2011
    2012
    2013
    2014
    2015
    2016
    2017
    2018
    2019
    2020
    2021
    2022
    2023
    2024
    TTM
    PLN
    3.41
    2.96
    3.39
    2.27
    2.14
    7.87
    11.46
    11.77
    7.6
    8.3
    10.89
    12.22
    10.29
    9.61
    9.56
    12.13
    12.98
    Revenue per Share
    0.46
    1.01
    1.21
    0.49
    -0.18
    0.74
    2.93
    3.1
    0.43
    0.43
    0.62
    -2.83
    3.5
    2.32
    1.75
    2.59
    - -
    Basic EPS, GAAP
    -1.47
    -0.97
    -6.21
    0.3
    0.61
    0.23
    3.4
    6.72
    -6.08
    8.92
    11.29
    10.85
    8.91
    12.35
    12.66
    13.33
    12.58
    Free Cash Flow per Basic Share
    0.16
    0.09
    0.24
    0.32
    0.03
    - -
    0.02
    0.03
    0.07
    0.09
    0.1
    0.08
    0.11
    0.07
    0.07
    - -
    - -
    Dividend per Share
    2.07
    2.99
    2.56
    1.06
    0.89
    1.63
    8.44
    10.49
    10.62
    11.31
    10.78
    5.91
    12.3
    15.22
    18.02
    19.68
    17.68
    Book Value per Share
    15.95
    17.81
    31.27
    8.8
    8.53
    9.25
    16.49
    19.49
    19.95
    19.55
    18.53
    15.15
    19.05
    21.9
    23.93
    26.53
    25.01
    Tangible Book Value per Share
    5
    5
    7
    13
    13
    13
    13
    13
    13
    13
    13
    13
    13
    13
    13
    13
    13
    Basic Weighted Avg Shares
    19
    16
    23
    29
    28
    102
    148
    152
    98
    107
    140
    158
    133
    124
    123
    156
    174
    Sales/Revenue/Turnover
    74.99
    65.21
    62.56
    28.52
    -64
    -16.77
    72.64
    55.89
    29.63
    -2.94
    9.43
    -3.65
    -3.33
    -29.32
    -13.59
    -14.15
    9.3
    Operating Margin (%)
    - -
    1
    1
    1
    2
    2
    3
    3
    3
    3
    3
    7
    6
    7
    8
    9
    8
    Depreciation Expense
    3
    6
    8
    6
    -2
    10
    38
    40
    5
    6
    8
    -37
    45
    30
    23
    33
    - -
    Net Income, GAAP
    17.06
    17.54
    11.71
    - -
    - -
    - -
    0.35
    - -
    9.69
    9.68
    56.45
    - -
    18.3
    22.52
    9.97
    16.61
    420.38
    Effective Tax Rate (%)
    13.55
    34
    35.68
    21.69
    -8.32
    9.46
    25.58
    26.31
    5.61
    5.22
    5.74
    -23.19
    34
    24.16
    18.26
    21.32
    - -
    Profit Margin (%)
    - -
    - -
    - -
    110
    57
    135
    340
    390
    553
    573
    407
    451
    544
    507
    158
    222
    167
    Working Capital
    - -
    - -
    16
    218
    212
    223
    186
    263
    395
    421
    237
    305
    328
    249
    270
    378
    363
    LT Debt
    88
    99
    214
    115
    113
    122
    227
    265
    271
    269
    259
    215
    263
    299
    323
    353
    347
    Total Equity
    - -
    9.37
    7.04
    - -
    - -
    - -
    23
    - -
    3.63
    -0.35
    0.7
    - -
    -0.51
    -4.01
    -9.7
    -2.48
    -6.37
    Return on Invested Capital (%)
    - -
    39.76
    19.54
    - -
    - -
    - -
    16.51
    - -
    4.23
    0.66
    1.11
    - -
    8.87
    6.05
    3.99
    5.2
    -0.18
    Return on Capital (%)
    - -
    39.76
    48.55
    40.92
    -18.23
    59.19
    58.23
    32.68
    4.04
    3.96
    5.66
    -33.94
    38.43
    16.88
    10.5
    13.72
    - -
    Return on Common Equity (%)

    Capital Structure

    PLN

    •

    in mil. unless spec.
    Jun'25
    Sep'25
    Dec'25
    ST Debt
    90
    95
    116
    LT Borrowings
    382
    351
    357
    LT Finance Leases
    8
    7
    6
    Preferred Equity and Hybrid Capital
    - -
    - -
    - -
    Shares Outstanding
    13
    13
    13
    Market Capitalization
    246
    236
    259

    Working Capital

    PLN

    •

    in mil. unless spec.
    Jun'25
    Sep'25
    Dec'25
    Total Current Assets
    360
    332
    358
    Cash, Cash Equivalents & STI
    84
    67
    84
    Accounts Receivable, Net
    10
    6
    8
    Inventories
    - -
    - -
    - -
    Total Current Liabilities
    138
    129
    190
    Payables & Accruals
    - -
    - -
    - -
    ST Debt
    90
    95
    116
    Deferred Revenue
    - -
    - -
    - -

    Growth Rates

    PLN

    •

    in mil. unless spec.

    (avg. rate of change)

    10 years
    5 years
    1 year
    Total Equity
    13.7%
    7.3%
    9.35%
    Free Cash Flow
    112.13%
    4.95%
    5.29%
    Net Income, GAAP
    -52.87%
    -157.44%
    48.1%
    Sales/Revenue/Turnover
    6.91%
    3.23%
    26.84%
    Total Cash Common Dividend
    - -
    - -
    - -

    Quarterly Revenue

    PLN

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    30
    30
    30
    33
    123
    2024
    35
    39
    41
    41
    156
    2025
    44
    45
    44
    - -
    - -

    Quarterly Earnings Per Share

    PLN

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    1.1
    0.03
    0.05
    - -
    1.75
    2024
    0.63
    1.52
    0.08
    - -
    2.59
    2025
    0.67
    0.05
    - -
    - -
    - -

    Quarterly Dividends Per Share

    PLN

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    - -
    - -
    - -
    - -
    0.07
    2024
    - -
    - -
    - -
    - -
    - -
    2025
    - -
    - -
    - -
    - -
    - -
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