Hdb Financial Services L

Hdb Financial Services L

HDBFS.NS
Hdb Financial Services LIN flagNational Stock Exchange of India
682.70
INR
-10.75
- -
566.90BMarket Cap
Hdb Financial Services L
HDBFS.NS
(National Stock Exchange of India)

Recent

price

682.70

P/E

ratio

- -

div

yld

- -

ROIC.AI

2023
2024
2025
2026
TTM
FRC
147.59
168.11
194.28
220.87
172.66
Revenue per Share
23.62
29.66
26.29
30.97
26.26
Basic EPS, GAAP
-83.92
-203.23
-167.17
-106.51
- -
Free Cash Flow per Basic Share
1.81
2.96
2.88
2.99
- -
Dividend per Share
138.19
166.05
191.14
249.44
- -
Book Value per Share
137.94
165.78
190.75
248.66
- -
Tangible Book Value per Share
830
830
828
821
830
Basic Weighted Avg Shares
122,439
139,463
160,796
181,434
143,311
Sales/Revenue/Turnover
48.27
50.42
52.49
52.1
34.85
Operating Margin (%)
1,118
1,452
1,944
2,093
1,603
Depreciation Expense
19,594
24,608
21,759
25,438
21,797
Net Income, GAAP
25.43
25.53
25.68
24.88
25.52
Effective Tax Rate (%)
16
17.65
13.53
14.02
15.21
Profit Margin (%)
37,137
64,842
-14,460
107,185
- -
Working Capital
353,518
487,632
509,609
649,973
- -
LT Debt
114,370
137,427
158,198
206,640
- -
Total Equity
- -
6.78
6.47
6.29
- -
Return on Invested Capital (%)
- -
5.92
4.97
4.57
1.74
Return on Capital (%)
- -
19.55
14.72
13.94
10.76
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
342,328
- -
LT Borrowings
- -
649,973
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
828
828
828
Market Capitalization
633,603
463,865
621,967

Working Capital

FRC

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
471,592
- -
Cash, Cash Equivalents & STI
- -
50,852
- -
Accounts Receivable, Net
- -
2,960
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
364,406
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
342,328
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
30.62%
Free Cash Flow
- -
- -
-36.77%
Net Income, GAAP
- -
- -
16.91%
Sales/Revenue/Turnover
- -
- -
12.83%
Total Cash Common Dividend
- -
- -
3.1%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
41,367
42,591
- -
- -
160,796
2026
44,412
- -
46,663
47,386
181,434
2027
49,262
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
5.69
6.41
- -
- -
26.29
2026
6.86
- -
7.76
9.04
30.97
2027
9.46
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
2.88
2026
- -
- -
- -
- -
2.99
2027
- -
- -
- -
- -
- -
Business
I cannot browse the web or fetch real-time data in this turn. If you want, I can draft a template based on typical structure and then you or I can fill in the latest specifics.HDB Financial Services Limited, a non-banking financial company (NBFC) focused on consumer and small business lending, operates as a diversified financial services provider delivering retail assets, lending solutions, credit services, and allied financial products to individuals and small enterprises. Core products and services include consumer loans (personal loans, two-wheeler loans, white goods loans, consumer durable loans), small and micro enterprise loans, secured and unsecured lending, credit cards, business loans for SMEs, loan against property, vehicle financing, fleet financing, payment and merchant solutions, loan protection and insurance products, wealth management and mutual fund distribution, and digital lending platforms. The company supports financing across segments such as personal finance, automobile finance, SME lending, and distribution finance, leveraging a wide network of branches and partner channels. Geographic footprint extends across India with operations in multiple states and major urban centers, supported by a technology-enabled platform for loan origination, underwriting, disbursal, collections, and customer service. HDB Financial Services maintains partnerships with banks, non-bank entities, and e-commerce platforms to expand reach and enhance product offerings. The company is headquartered in Mumbai and traces its origins to technology-enabled lending practices deployed in consumer finance, consumer durable finance, and SME credit markets. Parent company affiliation and regulatory status reflect integration within a broader financial services group, with ongoing initiatives to expand product lines, deepen digital distribution, and optimize risk-adjusted returns across lending portfolios. Subsidiaries and formal affiliates participate in specialized lending segments, risk management, and distribution channels, aligning with strategic growth in retail finance and allied financial services.