1. Finland Stocks

  2. •

    Finance

  3. •

    Major banks
Alisa Pankki Oyj

Alisa Pankki Oyj

0.12
EUR
0.00
(0.00%)
36.00MMarket Cap
Jan 26Next Earn
Alisa Pankki Oyj
HEL:ALISA
(Nasdaq Helsinki)

Recent

price

0.12

P/E

ratio

- -

div

yld

42.64%

ROIC.AI

2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
EUR
2.27
2.62
2.7
2.97
2.62
3.09
2.96
3.19
3.31
0.17
0.13
0.19
0.14
0.1
- -
Revenue per Share
0.08
0.24
0.31
0.53
0.42
0.72
0.69
0.72
0.91
-0.04
-0.14
- -
-0.01
-0.01
- -
Basic EPS, GAAP
-3.86
0.67
1.9
2
1.83
7.49
-5.43
3.66
1.85
0.11
1.47
0.1
1.35
-0.46
- -
Free Cash Flow per Basic Share
0.13
0.26
0.21
0.4
0.33
0.4
0.53
0.61
0.64
0.4
- -
- -
- -
- -
0.05
Dividend per Share
2.27
2.25
2.19
2.96
2.74
3.1
3.27
3.4
3.89
0.28
0.29
0.29
0.24
0.23
0.34
Book Value per Share
1.72
1.71
1.86
2.53
2.31
2.67
2.78
2.8
3.21
0.22
0.2
0.2
0.13
0.13
0.25
Tangible Book Value per Share
21
21
22
22
23
23
23
24
24
43
77
88
125
150
35
Basic Weighted Avg Shares
48
56
60
64
60
71
69
76
80
7
10
17
17
15
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
4
5
4
3
3
2
2
4
6
- -
1
1
1
2
- -
Depreciation Expense
2
5
7
11
10
17
16
17
22
-2
-11
- -
-1
-2
- -
Net Income, GAAP
36.36
17.39
23.48
19.63
19.83
19.72
19.53
20.85
21.36
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
3.32
8.99
11.4
17.87
16
23.42
23.32
22.66
27.55
-21.88
-103.4
-0.83
-7.09
-14.08
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
62
56
33
36
46
98
167
154
141
9
6
7
7
7
- -
LT Debt
49
49
52
70
64
73
77
82
95
12
26
26
37
35
29
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
4.09
6.26
11.08
8.7
11.34
7.09
6.59
8.73
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
10.43
13.8
19.14
14.52
24.78
21.64
21.99
25.39
-3.16
-64.99
-0.53
-3.86
-5.9
- -
Return on Common Equity (%)

Capital Structure

EUR

•

in mil. unless spec.
Sep'21
Dec'21
Jun'22
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
24
24
87
Market Capitalization
10
11
36

Working Capital

EUR

•

in mil. unless spec.
Sep'21
Dec'21
Jun'22
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
311
- -
135
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.25%
13.77%
-5.43%
Free Cash Flow
377.74%
771.67%
-140.76%
Net Income, GAAP
130.64%
243.65%
74.83%
Sales/Revenue/Turnover
2.85%
0.94%
-11.98%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
17
2024
- -
- -
17
2025
- -
- -
15

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
- -
2024
- -
- -
-0.01
2025
- -
- -
-0.01

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
- -
2024
- -
- -
- -
2025
- -
- -
- -
Similar Companies
HDFC Bank Limited (NSE:HDFCBANK)
Bank of America Corporation (NYSE:BAC)
JP Morgan Chase & Co. (NYSE:JPM)
Axis Bank Limited (NSE:AXISBANK)
Kotak Mahindra Bank Limited (NSE:KOTAKBANK)
Banco Santander, S.A. (BME:SAN)
Business
Alisa Pankki Oyj operates as a Finland-based digital bank offering banking and financial services to personal and business customers, primarily small and medium-sized enterprises (SMEs), deposit customers, and partners; its core products and services include savings accounts, fixed-term deposits, current accounts, personal and business loans, consumer loans, credit cards, invoice financing, corporate financing, payment services, and mobile and online banking platforms delivered through digital channels and Banking-as-a-Service (BaaS) partnerships. The company, founded in 1983 and headquartered in Helsinki, Finland, with operations extending to Denmark, Germany, and Poland, targets everyday banking needs with a focus on seamless customer experience, operational efficiency, and solvency. In April 2023, it changed its name from Fellow Pankki Oyj to better reflect its approachable domestic banking identity following the 2022 merger of Fellow Finance Plc and Evli Bank Plc; in 2024, it completed a major combination with PURO Finance, a fintech specializing in SME invoice financing, strengthening its capital base by approximately EUR 4 million, accelerating growth in corporate finance, and advancing its strategy toward integrated digital services for SMEs via partnerships.