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Quanzhou Huixin Micro-credit Co., Ltd. Class H

Quanzhou Huixin Micro-credit Co., Ltd. Class H

HHKEX:1577
1.24
HKD
+0.14
(+12.73%)
691.04MMarket Cap
Quanzhou Huixin Micro-credit Co., Ltd. Class H
HKEX:1577
(Hong Kong Exchange)

Recent

price

1.24

P/E

ratio

- -

div

yld

- -

ROIC.AI

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
CNY
1.02
1.86
1.92
0.27
0.2
0.22
0.25
0.25
0.19
0.19
0.22
0.25
0.27
- -
Revenue per Share
0.6
1.08
1.11
0.16
0.13
0.13
0.09
0.06
0.06
0.09
0.1
0.13
0.15
- -
Basic EPS, GAAP
0.19
-0.99
1.04
-0.1
-0.04
- -
0.21
0.09
0.06
0.31
0.1
0.21
-0.17
- -
Free Cash Flow per Basic Share
- -
0.37
0.44
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
- -
Dividend per Share
0.79
0.86
0.93
1.38
1.46
1.54
1.59
1.6
1.62
1.66
1.7
1.79
1.89
1.89
Book Value per Share
0.79
0.86
0.92
1.38
1.46
1.54
1.56
1.58
1.6
1.64
1.68
1.79
1.89
1.89
Tangible Book Value per Share
68
68
68
545
680
680
680
680
680
680
680
680
680
680
Basic Weighted Avg Shares
70
127
130
148
137
149
168
167
131
128
150
173
184
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
1
1
1
1
4
4
3
3
3
4
5
- -
Depreciation Expense
41
73
75
86
91
88
64
41
42
61
65
92
100
- -
Net Income, GAAP
25.07
25.09
25.01
25.17
24.11
22.98
24.06
23.89
24.63
24.26
23.48
23.62
26.52
- -
Effective Tax Rate (%)
59.11
58.05
57.73
57.75
66.29
59.23
38.25
24.66
32.01
47.26
43.35
53.04
54.4
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
150
136
100
- -
140
200
72
50
108
40
12
1
109
109
LT Debt
536
584
629
939
996
1,066
1,229
1,230
1,208
1,239
1,269
1,221
1,287
1,287
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
10.46
10.39
10.25
8.77
7.32
4.23
2.19
1.71
3.77
4.18
6.96
7.62
- -
Return on Capital (%)
- -
13.13
12.41
10.91
9.4
8.6
6.05
3.79
3.84
5.44
5.67
7.71
7.98
- -
Return on Common Equity (%)

Capital Structure

CNY

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
680
680
680
Market Capitalization
460
629
621

Working Capital

CNY

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
103
36
59
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.26%
0.97%
5.41%
Free Cash Flow
475.38%
56.72%
-179.24%
Net Income, GAAP
5.76%
20.77%
8.95%
Sales/Revenue/Turnover
4.17%
2.97%
6.22%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
150
2024
- -
- -
173
2025
- -
- -
184

Semi-annual Earnings Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.1
2024
- -
- -
0.13
2025
- -
- -
0.15

Semi-annual Dividends Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.05
2024
- -
- -
0.05
2025
- -
- -
0.05
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Business
Quanzhou Huixin Micro-credit Co., Ltd. operates as a dedicated microfinance provider, delivering a range of short-term funding solutions across the People's Republic of China. The company's offerings encompass revolving credit lines, jointly guaranteed loans, specifically designated payment loans, interim bridge financing, and secure collateralized quick-access credit facilities. It caters predominantly to individual entrepreneurs, along with small and medium-sized enterprises, and microbusinesses. Beyond its core lending activities, the firm extends services in investment consulting, management advisory, information technology guidance, and treasury operations. Established in 2010, the company maintains its headquarters in Quanzhou, within the People's Republic of China. The company further bolstered its operations by completing the acquisition of an additional 22.88% stake in Jinjiang Huixin Microfinance Co., Ltd. in March 2025.