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Jinshang Bank Co., Ltd. Class H

Jinshang Bank Co., Ltd. Class H

HHKEX:2558
1.03
HKD
0.00
(0.00%)
6.77BMarket Cap
Mar 30Next Earn
Jinshang Bank Co., Ltd. Class H
HKEX:2558
(Hong Kong Exchange)

Recent

price

1.03

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
CNY
0.69
0.77
0.83
0.86
0.82
0.89
0.84
0.91
1.02
0.94
- -
Revenue per Share
0.18
0.21
0.23
0.28
0.27
0.29
0.31
0.34
0.3
0.29
- -
Basic EPS, GAAP
0.34
-3.19
-3.64
3.03
-0.02
0.41
4.25
1.37
1.82
1.36
- -
Free Cash Flow per Basic Share
0.05
0.05
0.08
0.08
0.12
0.1
0.1
0.11
0.1
0.09
- -
Dividend per Share
1.68
2.56
2.79
3.45
3.6
3.79
4
4.25
4.8
4.98
5.12
Book Value per Share
1.66
2.54
2.75
3.41
3.56
3.73
3.94
4.18
4.73
4.91
5.06
Tangible Book Value per Share
5,728
5,728
5,728
5,301
5,839
5,839
5,839
5,839
5,839
5,839
5,839
Basic Weighted Avg Shares
3,950
4,386
4,753
4,553
4,759
5,223
4,900
5,327
5,968
5,495
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
147
144
129
256
278
320
324
320
314
314
- -
Depreciation Expense
1,026
1,227
1,310
1,484
1,567
1,686
1,838
2,003
1,755
1,665
- -
Net Income, GAAP
22.86
19.06
12.41
7.78
2.57
0.74
1.13
1.64
3.78
1.33
- -
Effective Tax Rate (%)
25.99
27.98
27.57
32.59
32.92
32.27
37.52
37.6
29.41
30.3
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
11,767
26,163
51,289
50,808
52,545
59,304
6,498
2,399
2,374
4,374
2,304
LT Debt
9,671
14,676
15,996
20,159
21,041
22,158
23,354
24,813
28,028
29,087
29,917
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
3.93
2.42
2.15
2.16
2.18
3.31
7.03
6.11
5.22
- -
Return on Capital (%)
- -
10.11
8.56
8.22
7.61
7.81
8.09
8.32
6.65
5.83
- -
Return on Common Equity (%)

Capital Structure

CNY

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5,839
5,839
5,839
Market Capitalization
7,735
7,427
5,860

Working Capital

CNY

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
39,389
39,992
38,611
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
6.74%
3.78%
Free Cash Flow
- -
-303.72%
-25.34%
Net Income, GAAP
- -
1.62%
-5.12%
Sales/Revenue/Turnover
- -
3.28%
-7.92%
Total Cash Common Dividend
- -
-5.96%
-15.19%

Semi-annual Revenue

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
5,968
2025
- -
- -
5,495
2026
- -
- -
- -

Semi-annual Earnings Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.3
2025
- -
- -
0.29
2026
- -
- -
- -

Semi-annual Dividends Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.1
2025
- -
- -
0.09
2026
- -
- -
- -
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Business
Jinshang Bank Co., Ltd. (2558.HK) engages primarily in commercial banking operations throughout China, with a focus on Shanxi Province where it maintains extensive branch coverage across 11 prefecture-level cities and 154 outlets as of late 2025. Incorporated in 1998 as Taiyuan City Commercial Bank Co., Ltd. and renamed in December 2008, the bank is headquartered at No. 59 Changfeng Street, Xiaodian District, Taiyuan, Shanxi Province; it operates through Corporate Banking, Retail Banking, Treasury Business, and Other segments, offering corporate loans and advances, trade financing, deposit-taking activities, agency services, wealth management, consulting and advisory, remittance and settlement, and guarantee services to corporations, government agencies, and financial institutions; personal loans, deposit-taking, personal wealth management, and remittance services to retail customers; interbank money market transactions, repurchase agreements, interbank investments, debt security trading, and debt issuance in treasury operations; as well as investment management including debt securities investment, distribution, underwriting of debt financing instruments, and special purpose vehicle investments in trust plans, asset management plans, and mutual funds. The bank provides specialized small and micro-enterprise financing such as entrepreneurial guarantee loans, Lianlianrong supply chain finance, government procurement quick loans, and loans for specialized new enterprises; digital banking solutions encompassing mobile banking, online banking, scenario finance, and electronic channels; corporate deposit and loan services, investment banking, institutional business, cash management, and payment processing; credit cards; and private banking for high-net-worth individuals. Recent developments include the launch of the Jinyun Chain coal trading platform to enhance county-level sub-branch competitiveness and support local key projects; entry into the Renewed Huaneng Framework Agreement with Huaneng Capital in late 2024 for a three-year term starting January 1, 2025, covering entrusted loans, settlement services, fund consignment, and Yuncheng app services; execution of an Assets Transfer Agreement on August 27, 2025, with Jinyang AMC for non-performing assets valued at approximately RMB1.42 billion at a consideration of RMB310.33 million; and ongoing expansions in consumer finance through its initiated Jinshang Consumer Finance Co., Ltd. and village banking via Qingxu Jinshang Village Bank Co., Ltd., alongside H-share listing on the Hong Kong Stock Exchange in July 2019.