EVN Finance Joint Stock Co is a Vietnam-based non-bank financial institution that provides corporate, retail, and investment financial solutions, with specialized expertise in the energy and infrastructure sectors. Founded in 2008 and headquartered in Hanoi, Vietnam, the company operates nationwide with regional branches in major economic centers including Ho Chi Minh City and Da Nang. EVN Finance Joint Stock Co organizes its operations into three primary business segments: Corporate Banking and Structured Finance, Consumer Finance, and Treasury and Investment. The company's corporate offerings include structured medium- and long-term project financing for power generation, renewable energy, and utility infrastructure; short-term working capital loans; financial and project valuation advisory; syndicated loan arrangements; factoring; and domestic and international contract guarantees. Its consumer finance segment, operating primarily through its retail brand Easy Credit, offers unsecured personal installment loans; digital consumer credit lines; point-of-sale financing; and fintech-integrated lending products for individual borrowers. Its treasury and investment portfolio encompasses institutional deposit-taking and capital mobilization; government and corporate bond underwriting, issuance, and distribution; money market instruments; interbank placements; and strategic equity investments. In recent developments, the company transferred its stock listing to the Ho Chi Minh Stock Exchange (HOSE) under the ticker EVF, completed substantial equity capital increases to enhance capital adequacy ratios, expanded its sustainable green finance portfolio through partnerships with international development financiers for renewable energy funding, and accelerated its digital transformation via collaborative fintech partnerships to scale automated retail lending services across Vietnam.