1. Vietnam Stocks

  2. •

    Finance

  3. •

    Major banks
Fortune Vietnam Joint Stock Commercial Bank

Fortune Vietnam Joint Stock Commercial Bank

HHOSE:LPB
39,000.00
VND
-700.00
(-1.76%)
3,657.61EPS
14.63P/E
159.82TMarket Cap
Dec 02Next Earn
Fortune Vietnam Joint Stock Commercial Bank
HOSE:LPB
(Ho Chi Minh Stock Exchange)

Recent

price

39,000.00

P/E

ratio

14.63

div

yld

- -

ROIC.AI

2018
2019
2020
2021
2022
2023
2024
2025
TTM
VND
1,989.23
2,493.67
3,279.49
4,203.48
6,142.64
6,105.78
6,683.85
7,337.55
7,717.18
Revenue per Share
365.6
609.46
780.02
1,183.71
1,952.19
2,168.63
3,254.09
3,823.67
3,657.61
Basic EPS, GAAP
-4,052.04
1,508.01
2,804.27
4,157.85
3,335.53
899.79
17,589.71
18,584.92
8,974.33
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
2,500
- -
Dividend per Share
3,884.98
4,790.98
5,962.15
7,300.33
8,921.23
11,420.83
14,507.53
15,797.8
14,404.56
Book Value per Share
3,637.57
4,573
5,749.33
7,086.72
8,739.36
11,159.94
14,167.43
15,399.66
13,953.47
Tangible Book Value per Share
2,626
2,626
2,387
2,427
2,310
2,569
2,987
2,987
2,987
Basic Weighted Avg Shares
5,223,160
6,547,684
7,828,156
10,203,252
14,191,646
15,688,640
19,966,547
21,919,325
23,053,407
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
235,196
239,834
257,567
273,136
282,836
253,705
224,790
310,072
- -
Depreciation Expense
959,953
1,600,277
1,861,908
2,873,248
4,510,253
5,572,246
9,720,900
11,422,379
10,926,312
Net Income, GAAP
20.86
21.51
23.27
21.02
20.73
20.84
20.11
19.95
19.77
Effective Tax Rate (%)
18.38
24.44
23.78
28.16
31.78
35.52
48.69
52.11
47.4
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
15,673,877
33,900,328
34,978,071
46,170,178
37,013,742
50,869,706
65,400,496
66,352,477
85,864,931
LT Debt
10,200,892
12,579,800
14,231,726
16,801,877
24,055,154
34,117,400
43,338,300
47,192,474
43,030,481
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
4.42
3.89
5.12
7.27
7.63
10.04
10.28
9.43
Return on Capital (%)
- -
14.05
13.89
18.52
22.08
19.16
25.1
25.23
24.58
Return on Common Equity (%)

Capital Structure

VND

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,987
2,987
2,987
Market Capitalization
124,868,392
125,167,120
159,819,592

Working Capital

VND

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
167,424,519
132,883,953
123,525,294
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

VND

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
27.8%
8.89%
Free Cash Flow
- -
427.11%
5.66%
Net Income, GAAP
- -
45.36%
17.5%
Sales/Revenue/Turnover
- -
23.41%
9.78%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

VND

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,486,568
4,891,364
5,131,683
5,689,554
19,966,547
2025
4,246,145
4,932,168
- -
6,972,683
21,919,325
2026
5,057,934
6,090,622
- -
- -
- -

Quarterly Earnings Per Share

VND

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
769.48
810.65
780.23
893.72
3,254.09
2025
848.23
802.02
- -
1,248.82
3,823.67
2026
762.96
843.8
- -
- -
- -

Quarterly Dividends Per Share

VND

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
2,500
2026
- -
- -
- -
- -
- -
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Business
Fortune Vietnam Joint Stock Commercial Bank, operating under the commercial brand LPBank, is a Vietnam-based commercial banking institution primarily engaged in the provision of comprehensive retail, corporate, and digital banking services. The bank offers a diverse portfolio of financial products and services, including deposit and savings solutions, comprising demand deposits, fixed-term savings, multi-currency accounts, tiered interest deposits, and certificates of deposit; consumer and retail financing, encompassing residential mortgage loans, vehicle financing, personal unsecured credit, home improvement loans, and overdraft facilities; corporate and commercial lending, covering short-term working capital financing, medium- and long-term project loans, asset-backed lending, syndicated loans, and specialized credit packages for small and medium-sized enterprises; card products, including domestic and international credit, debit, and prepaid cards under global and national payment schemes; transaction and cash management services, providing domestic and cross-border fund transfers, automated payroll processing, bill collection, liquidity management, and escrow services; trade finance and risk management instruments, consisting of import and export letters of credit, documentary collections, bank guarantees, performance bonds, foreign exchange spot and forward contracts, and money market operations; and wealth and intermediary services, including bancassurance distribution, investment advisory, and securities settlement support. The bank delivers its solutions to retail consumers, agricultural households, micro-enterprises, commercial corporations, and institutional clients across Vietnam through a nationwide physical network of branch and transaction offices, as well as digital distribution channels including the LPBank mobile banking platform and internet banking systems. Founded in 2008 and headquartered in Hanoi, Vietnam, the institution formerly operated as Lien Viet Post Joint Stock Commercial Bank (LienVietPostBank) before executing a formal corporate rebranding and name change to Fortune Vietnam Joint Stock Commercial Bank following approval from the State Bank of Vietnam. Recent major developments include successive increases in charter capital to bolster capital adequacy and expand lending capacity, the structural transition following the share divestment process by state-owned Vietnam Post Corporation, extensive investments in core banking modernization and cloud-native digital infrastructure, the rollout of enhanced automated credit appraisal systems, and strategic expansions in bancassurance distribution and sustainable green financing initiatives.