Tien Phong Commercial Joint Stock Bank

Tien Phong Commercial Joint Stock Bank

HHOSE:TPB
12,750.00
VND
+100.00
(+0.79%)
2,825.79EPS
5.16P/E
40.04TMarket Cap
Dec 02Next Earn

Total Valuation

VND

As of June 30, 2026, Tien Phong Commercial Joint Stock Bank carries a market capitalization of 40.04T, placing it among publicly traded companies globally. Its enterprise value stands at 40.76T, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap40.04T
Enterprise Value40.76T

Important Dates

Tien Phong Commercial Joint Stock Bank's next confirmed earnings release is scheduled for December 2, 2026.

Earnings Date12/2/2026

Share Statistics

As of June 30, 2026, Tien Phong Commercial Joint Stock Bank has 2.77B shares outstanding.

Shares Outstanding2.77B

Valuation Ratios

As of June 30, 2026, Tien Phong Commercial Joint Stock Bank trades at a trailing price-to-earnings ratio of 5.16. The price-to-sales ratio is 1.95, and the price-to-book ratio stands at 0.87.

PE Ratio5.16
PS Ratio1.95
PB Ratio0.87
P/TBV Ratio0.90
P/FCF Ratio1.22
P/OCF Ratio1.20

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.01 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Tien Phong Commercial Joint Stock Bank trades at an EV/FCF ratio of 1.25, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 40.76T versus a market cap of 40.04T, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.01
EV / FCF1.25

Financial Position

These figures are as of June 30, 2026.

Debt / Equity190.81

Financial Efficiency

VND

Over the twelve months ended June 30, 2026, Tien Phong Commercial Joint Stock Bank posted a return on equity (ROE) of 17.97, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.64, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 6.06, useful for judging operating efficiency across full business cycles. The company generates approximately 2.55B in revenue per employee across its workforce of 7,941.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)17.97
Return on Assets (ROA)1.64
Return on Capital Employed (ROCE)6.06
Revenue Per Employee2.55B
Employee Count7,941.75

Taxes

VND

Over the twelve months ended June 30, 2026, Tien Phong Commercial Joint Stock Bank recorded 1.93T in income tax expense. That works out to an effective tax rate of 19.95, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 9.68T, leaving 7.67T in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax1.93T
Effective Tax Rate19.95

Stock Price Statistics

VND

As of the close on October 22, 2026, Tien Phong Commercial Joint Stock Bank's stock has declined approximately 15.18% over the past 52 weeks. The 50-day moving average sits at 12,362.04, while the 200-day moving average is 13,673.55.

52-Week Price Change-15.18%
50-Day Moving Average12,362.04
200-Day Moving Average13,673.55

Income Statement

VND

Over the twelve months ended June 30, 2026, Tien Phong Commercial Joint Stock Bank generated 20.25T in revenue and converted that into 7.67T in net income, yielding earnings per share of 2,825.79.

Revenue20.25T
Pretax Income9.68T
Net Income7.67T
Earnings Per Share (EPS)2,825.79

Balance Sheet

VND

As of June 30, 2026, Tien Phong Commercial Joint Stock Bank holds 97.62T in cash and equivalents against 94.58T in total debt, resulting in a net debt position of -97.62T.

Cash & Cash Equivalents97.62T
Total Debt94.58T
Net Debt-97.62T
Equity (Book Value)45.81T
Book Value Per Share16,515.37

Cash Flow

VND

Tien Phong Commercial Joint Stock Bank produced 32.96T in operating cash flow over the twelve months ended June 30, 2026. After subtracting -399.60B in capital expenditures, free cash flow totaled 32.56T - equivalent to 11,878.61 per share.

Operating Cash Flow32.96T
Capital Expenditures-399.60B
Free Cash Flow32.56T
FCF Per Share11,878.61

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin47.77
Profit Margin37.85

Dividends & Yields

Over the twelve months ended June 30, 2026, Tien Phong Commercial Joint Stock Bank paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 82.29, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 4.01, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Tien Phong Commercial Joint Stock Bank shareholders.

Shareholder Yield4.01
FCF Yield82.29

Stock Splits

Tien Phong Commercial Joint Stock Bank's most recent stock split took place on October 2, 2026 with a 20:23 split ratio.

Last Split Date10/2/2026
Split Ratio20:23