- CEO
- Hung Nguyen
- Full Time Employees
- 7,959
- Sector
- Finance
- Industry
- Major banks
- Address
- Ha Noi Vietnam
- IPO Date
- Apr 19, 2018
- Business
- Tien Phong Commercial Joint Stock Bank (TPBank) is a Vietnam-based financial institution that provides a comprehensive range of retail, commercial, digital, and investment banking products and services to individual consumers, small and medium-sized enterprises, and corporate clients throughout Vietnam. Founded in 2008 and headquartered in Hanoi, Vietnam, the bank operates across major economic regions through an extensive physical branch network and automated transaction hubs. TPBank organizes its business activities into principal operating segments, including Retail Banking, Corporate Banking, Treasury and Financial Markets, and Digital Financial Services. The bank offers a diversified portfolio of core products and services, including: consumer banking solutions comprising demand and term deposit accounts, residential mortgage loans, automobile financing, unsecured personal loans, overdraft facilities, and debit and credit cards issued under Visa, Mastercard, JCB, and domestic payment networks; commercial and institutional banking services encompassing working capital facilities, term loans, project and infrastructure financing, trade finance, letters of credit, bank guarantees, liquidity management, payment collection, payroll solutions, and supply chain financing; digital banking channels and automated capabilities delivered via the TPBank Mobile platform, the TPBank Biz corporate portal, and the proprietary TPBank LiveBank network of 24/7 automated teller and video-banking kiosks utilizing biometric verification, facial recognition, and fingerprint authentication; treasury and market solutions comprising foreign exchange spot and forward trading, cross-currency swaps, money market placements, government and corporate bond dealing, and derivative hedging instruments; and wealth management and intermediary services, including bancassurance distribution partnerships, custodial operations, and trustee services. Through associated subsidiaries such as Tien Phong Securities Joint Stock Company, the bank also facilitates securities brokerage, investment banking, and capital underwriting services. In recent strategic developments, TPBank has executed substantial capital increases through share issuances to strengthen its Tier 1 capital ratios and reinforce compliance with Basel III regulatory standards. The bank has expanded its digital ecosystem by deploying generative artificial intelligence and advanced machine-learning credit scoring algorithms to automate retail loan originations and streamline digital onboarding. In addition, TPBank has forged strategic fintech alliances to integrate open banking APIs, deepened its multi-year bancassurance distribution agreements, and expanded its LiveBank kiosk network to support fully digitalized corporate merchant payments and cashless point-of-sale infrastructure nationwide.