IDBI Bank Limited

IDBI Bank Limited

IDBI.NS
IDBI Bank LimitedIN flagNational Stock Exchange of India
82.32
INR
+1.79
- -
885.14BMarket Cap
IDBI Bank Limited
IDBI.NS
(National Stock Exchange of India)

Recent

price

82.32

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
71.21
66.66
65.82
64.23
61.46
56.25
47.73
50.91
18.3
12.16
12.2
12.05
13.95
16.01
16.73
- -
17.24
Revenue per Share
17.4
20.29
14.75
8.22
5.87
-21.33
-24.36
-34
-30.22
-14.42
1.44
2.36
3.45
5.38
7.1
- -
7.36
Basic EPS, GAAP
36.6
-32.88
-2.33
-14.26
-12.41
-3.37
38.86
-52.33
-68.99
0.23
9.74
4.71
-2.51
-1.46
23.67
- -
- -
Free Cash Flow per Basic Share
2.83
6.41
1.77
4.93
0.38
0.89
0.06
0.09
- -
0.02
0.01
0.01
0.01
1
1.5
- -
- -
Dividend per Share
14.37
16.25
14.69
15.48
14
-5.78
-31.58
-58.81
-49.68
-39.36
-32.81
-30.36
14.26
17.15
20.89
- -
10
Book Value per Share
162.17
196.78
165.86
168.98
152.29
167.05
113.33
91.97
77.52
39.26
35.99
39.71
43.21
47.64
57.46
- -
59.39
Tangible Book Value per Share
898
987
1,280
1,401
1,604
1,683
2,059
2,392
4,959
8,899
10,486
10,752
10,752
10,752
10,752
- -
10,753
Basic Weighted Avg Shares
63,979
65,789
84,278
89,999
98,583
94,691
98,267
121,742
90,772
108,202
127,881
129,618
149,981
172,191
179,937
188,451
185,421
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,305
1,204
1,283
1,166
1,408
2,178
3,622
3,768
3,699
3,944
3,968
4,903
4,992
5,433
5,381
6,169
- -
Depreciation Expense
15,635
20,025
18,889
11,517
9,418
-35,908
-50,159
-81,324
-149,868
-128,352
15,140
25,337
37,061
57,881
76,307
92,100
79,155
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
71.5
47.77
43.9
45.18
40.6
- -
36.94
Effective Tax Rate (%)
24.44
30.44
22.41
12.8
9.55
-37.92
-51.04
-66.8
-165.1
-118.62
11.84
19.55
24.71
33.61
42.41
48.87
42.69
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
515,697
534,776
658,089
601,463
618,325
695,739
563,640
516,245
362,917
258,369
159,081
119,450
102,378
146,827
199,320
231,037
224,625
LT Debt
145,700
194,210
212,384
236,758
244,261
281,199
233,329
219,939
384,437
349,393
377,410
426,999
464,577
512,259
617,849
687,420
638,662
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
52.99
138.35
108.42
56.89
42.67
- -
- -
- -
- -
- -
- -
- -
- -
34.28
37.32
38.72
73.62
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10,752
10,752
10,752
Market Capitalization
823,314
836,338
1,112,190

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
200,957
487,722
330,710
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.5%
12.81%
11.26%
Free Cash Flow
109.63%
-401.53%
-35.41%
Net Income, GAAP
28.23%
44.47%
20.7%
Sales/Revenue/Turnover
8.07%
8.22%
4.73%
Total Cash Common Dividend
1,012.84%
1,865.59%
40.01%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
49,104
40,976
44,781
37,330
172,191
2025
40,989
52,507
50,460
35,982
179,937
2026
46,472
44,891
42,615
- -
188,451

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.14
1.29
1.4
- -
5.38
2025
1.61
1.73
1.81
- -
7.1
2026
1.88
1.82
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1
2025
- -
- -
- -
- -
1.5
2026
- -
- -
- -
- -
- -
Business
IDBI Bank Limited, a scheduled commercial bank under the majority ownership of Life Insurance Corporation of India and the Government of India, provides banking and financial solutions to retail, corporate, MSME, agriculture and wholesale customers across India. Founded in 1964 and headquartered in Mumbai, Maharashtra, the bank offers savings, current and salary accounts; fixed and term deposits; home, auto, education, personal, agricultural and MSME loans; credit cards including gold debit, platinum and international debit cards; corporate products such as project finance, infrastructure finance, working capital, cash management, trade finance, syndication, underwriting, derivatives and tax payments; capital market services including demat, IPOs, mutual funds, insurance and portfolio investment schemes for NRIs; treasury operations; and digital services encompassing internet banking, mobile banking, phone banking, SMS alerts and bill payments. IDBI Bank operates over 2,100 branches, more than 3,700 ATMs and 58 e-lounges nationwide, with one overseas branch in Dubai. In recent developments, Kotak Mahindra Bank emerges as the front-runner to acquire the government's 30.48% stake and LIC's 30.24% stake in a strategic disinvestment process advancing toward financial bids in late 2025, following RBI fit-and-proper clearances and due diligence completion; the bank reported a 16% rise in FY25 operating profit to Rs 11,079 crore with a net interest margin of 4.56%; and it exited RBI's Prompt Corrective Action framework in March 2021 after recapitalization by LIC, which assumed management control in January 2019 with a 51% stake.