Industrial & Commercial Bank of China Ltd.

Industrial & Commercial Bank of China Ltd.

IDCBY
Industrial & Commercial Bank of China Ltd.US flagOther OTC
17.30
USD
+0.40
- -
308.29BMarket Cap
Industrial & Commercial Bank of China Ltd.
IDCBY
(Other OTC)

Recent

price

17.30

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
22.01
27.24
30.46
33.55
37.15
38.64
37.26
39.97
42.46
46.99
47.99
51.27
46.81
45.13
43.78
45.23
43.33
Revenue per Share
9.6
12
13.6
15
15.6
15.4
15.4
15.8
16.4
17.2
17.2
19
19.4
19.6
19.6
20
19.13
Basic EPS, GAAP
15.4
19.4
29.35
-1.97
8.87
61.03
11.2
42.2
36.97
25.08
83.12
18.49
74.72
75.52
29.12
100.51
68.61
Free Cash Flow per Basic Share
3.45
3.89
4.53
5.35
5.84
5.78
5.62
5.71
6.24
6.55
6.95
7.13
7.79
9.28
9.5
11
12.08
Dividend per Share
31.98
38.17
41.17
49.31
56.77
63.26
71.79
80.31
86.12
95.02
101.65
107.84
114.32
122.15
126.99
137.65
130.28
Book Value per Share
47.76
55.19
64.34
73.01
85
95.64
105.26
113.88
124.81
141.72
150.84
171.31
181.62
196.11
206.39
225.58
210.72
Tangible Book Value per Share
17,204
17,355
17,539
17,510
17,680
17,996
18,068
18,104
18,151
18,153
18,367
18,334
18,615
18,571
18,666
18,428
19,003
Basic Weighted Avg Shares
378,675
472,770
534,293
587,540
656,735
695,317
673,287
723,552
770,700
852,908
881,361
939,893
871,338
838,048
817,284
833,496
823,314
Sales/Revenue/Turnover
56.64
- -
57.54
57.37
54.76
51.71
53.52
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
12,158
13,453
14,996
16,438
18,305
20,344
21,820
20,072
22,654
28,544
29,653
31,319
34,013
34,774
34,538
34,485
34,588
Depreciation Expense
165,156
208,265
238,532
262,649
275,811
277,131
278,249
286,049
297,676
312,224
315,906
348,338
361,132
363,993
365,863
368,562
363,499
Net Income, GAAP
22.93
23.45
22.68
22.32
23.6
23.54
23.17
21.17
19.79
20.02
18.98
17.58
14.74
13.47
13.01
12.64
13.97
Effective Tax Rate (%)
43.61
44.05
44.64
44.7
42
39.86
41.33
39.53
38.62
36.61
35.84
37.06
41.45
43.43
44.77
44.22
44.15
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
227,897
453,957
486,368
655,179
712,053
784,215
858,044
1,018,888
1,104,091
1,233,128
1,266,743
1,280,715
1,428,764
1,898,250
2,599,150
2,751,358
3,188,186
LT Debt
821,657
957,823
1,128,459
1,278,463
1,537,304
1,800,519
1,981,163
2,141,056
2,344,883
2,692,003
2,909,515
3,275,258
3,515,419
3,776,588
3,987,266
4,272,024
4,138,876
Total Equity
17
- -
15.07
14.21
12.71
11.04
9.95
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
32.96
34.35
34.46
33.13
29.54
25.87
22.85
20.8
19.73
18.99
17.59
18.12
17.59
16.56
15.77
15.02
15.14
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
134,614
134,614
134,614
Shares Outstanding
356,406
356,406
356,406
Market Capitalization
1,840,963
1,958,807
2,140,668

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,751,029
4,977,864
4,600,852
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.06%
8.01%
7.14%
Free Cash Flow
79.99%
82.56%
240.74%
Net Income, GAAP
2.93%
3.2%
0.74%
Sales/Revenue/Turnover
1.99%
-0.99%
1.98%
Total Cash Common Dividend
7.07%
9.88%
14.38%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
218,893
199,144
204,713
194,534
817,284
2025
211,385
212,682
197,965
- -
833,496
2026
228,664
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.8
- -
5
- -
19.6
2025
4.6
- -
- -
- -
20
2026
4.8
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.03
- -
6.56
- -
9.5
2025
3.42
- -
- -
- -
11
2026
2.15
- -
- -
- -
- -
Business
Industrial and Commercial Bank of China Ltd Industrial and Commercial Bank of China Ltd (ICBC) operates as China's largest bank by total assets and a leading provider of comprehensive corporate and personal banking services; it offers deposits, loans, trade finance, global cash management, settlement and clearing, custody, wealth management, investment banking, debit and credit cards including the Peony RMB Credit Card brand, e-banking platforms such as mobile and online banking, personal loans including overseas study financing, fund underwriting, asset management, financial leasing, insurance agency services, and treasury operations encompassing money market transactions, securities investment, and foreign exchange; the bank serves corporations, government agencies, financial institutions, and over 567 million individual customers through its corporate banking, personal banking, and treasury segments. Headquartered in Beijing, China, and founded in 1984 as a separation from the People's Bank of China, ICBC maintains an extensive global footprint with branches and subsidiaries across Asia-Pacific including Hong Kong via ICBC (Asia), Europe including Luxembourg as its European headquarters with offices in Paris, Brussels, Milan, Madrid, Warsaw, and Lisbon, North America including the US and Canada, South America including Argentina, the Middle East including UAE, Kuwait, Qatar, and Pakistan, Africa, and Oceania, supported by a network of over 16,000 domestic outlets and international correspondent banks. In a significant recent development, ICBC received regulatory approval in October 2025 to acquire the troubled Bank of Jinzhou Co. Ltd. in a state-led bailout, absorbing its assets, liabilities, operations, branches, and staff valued at approximately 826.6 billion yuan as of mid-2022 while continuing service to its customers; this bolsters ICBC's regional presence amid ongoing efforts in intelligent risk control, digital transformation, and green finance including Belt and Road Initiative lending exceeding $100 billion.

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