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    Finance

  3. •

    Property/Casualty insurance
PT Asuransi Multi Artha Guna Tbk

PT Asuransi Multi Artha Guna Tbk

IIDX:AMAG
380.00
IDR
+2.00
(+0.53%)
50.36EPS
7.86P/E
1.96TMarket Cap
PT Asuransi Multi Artha Guna Tbk
IDX:AMAG
(Indonesia Stock Exchange)

Recent

price

380.00

P/E

ratio

7.86

div

yld

0.00%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
IDR
224.64
184.05
153.94
172.77
180.7
185.58
149.91
158.2
157.12
168.58
157.96
184.98
205.6
219.83
416.5
456.14
467.02
Revenue per Share
48.17
56.67
51.21
52.92
49.76
46.58
26.05
24.63
5.65
14.61
21.44
29.97
34.05
29.72
53.55
31.61
50.36
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
8.53
10
12.06
8.64
7.99
- -
8
- -
- -
30
50.15
50
20.01
30
40
- -
Dividend per Share
244.51
222.24
266.32
385.28
407.04
301.61
352.64
370.69
365.15
390.1
401.15
372.87
341.02
370.29
399.88
438.13
439.21
Book Value per Share
244.51
222.24
266.32
385.28
407.04
301.61
170.98
189.03
184.58
211.23
400.95
372.6
340.87
370.21
399.78
438.07
439.02
Tangible Book Value per Share
1,232
1,685
2,873
2,887
4,071
4,160
5,002
5,002
5,002
5,002
5,002
4,987
4,986
4,983
4,953
4,951
4,948
Basic Weighted Avg Shares
276,842
310,060
442,313
498,737
735,686
771,992
749,788
791,231
785,866
843,172
790,034
922,411
1,025,174
1,095,347
2,062,802
2,258,414
2,310,940
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
4,506
2,934
3,372
6,624
12,139
11,717
15,797
16,281
13,088
11,021
13,487
13,299
12,351
14,554
14,237
12,289
- -
Depreciation Expense
59,362
95,466
147,143
152,770
202,575
193,750
130,306
123,190
28,247
73,060
107,253
149,438
169,774
148,074
265,241
156,487
249,211
Net Income, GAAP
12.44
12.73
14.72
13.19
8.98
8.59
6.15
9.23
48.01
7.44
13.4
7.28
11.95
6.15
6.7
6.43
2.95
Effective Tax Rate (%)
21.44
30.79
33.27
30.63
27.54
25.1
17.38
15.57
3.59
8.66
13.58
16.2
16.56
13.52
12.86
6.93
10.78
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
640
274
- -
- -
433
433
33
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
351,270
638,550
765,222
1,117,794
1,352,497
1,508,527
1,763,759
1,854,009
1,826,305
1,951,095
2,006,375
1,859,762
1,700,337
1,836,496
1,980,119
2,167,537
2,172,240
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
18.99
19.27
20.96
16.23
16.4
13.54
7.96
6.81
1.54
3.87
5.42
7.73
9.54
8.37
13.9
7.55
12.56
Return on Capital (%)
19.05
19.29
20.96
16.23
16.4
13.54
7.96
6.81
1.54
3.87
5.42
7.73
9.54
8.37
13.9
7.55
12.56
Return on Common Equity (%)

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4,947
4,946
4,946
Market Capitalization
1,988,792
2,176,128
1,958,516

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,755,262
2,751,761
2,995,782
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.96%
1.88%
9.46%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
16.85%
15.66%
-41%
Sales/Revenue/Turnover
13.55%
26.51%
9.48%
Total Cash Common Dividend
- -
17.73%
33.29%

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
310,551
307,124
275,882
314,142
2,062,802
2025
550,800
626,910
696,304
607,188
2,258,414
2026
433,642
573,806
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8.69
15.41
4.94
17.12
53.55
2025
6.86
4.08
8.55
8.36
31.61
2026
14.4
19.07
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
30
2025
- -
- -
- -
- -
40
2026
- -
- -
- -
- -
- -
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Business
PT Asuransi Multi Artha Guna Tbk (AMAG.JK) operates as a general insurance provider in Indonesia, offering a comprehensive range of non-life insurance products including motor vehicle coverage under the MAGNA brand that protects against loss or damage to vehicles and equipment; health and personal accident insurance through MAGNA Sehat for healthcare and hospitalization; property insurance via MAGNA Properti covering fire, lightning, explosion, airplane crash, and smoke damage; travel insurance with MAGNA Wisata Overseas for international trips and MAGNA Wisata Domestik for domestic travel encompassing personal accidents, medical expenses, baggage loss, and third-party liability; as well as fire, marine cargo, engineering, heavy equipment, burglary, money, cyber risk, earthquake, oil and gas, cash-in-ATM, comprehensive machinery, cash-in-management, garage keeper liability, and other specialized products; and reinsurance services. The company serves individual and corporate customers through branches, representative offices, brokers, agents, bancassurance partners, and direct marketing across major Indonesian cities such as Jakarta, Bandung, Medan, Surabaya, Makassar, and others, totaling 36 locations nationwide. Founded on November 14, 1980, in Surabaya and headquartered at The City Center Batavia Tower One, 17th Floor, Jl. K.H. Mas Mansyur Kav. 126, Central Jakarta, it functions as a subsidiary of Fairfax Asia Ltd., which acquired an 80% controlling stake in 2016 alongside a long-term bancassurance partnership with PT Bank Pan Indonesia Tbk and the integration of PT Fairfax Insurance Indonesia to comply with single presence policy requirements. Recent developments include an equity buyback program announced in October 2025 valued at IDR 90,150 million; amendments to its Articles of Association via Deed No. 93 dated June 22, 2023; and consistent recognition as a market leader and top performer in general insurance awards from 2022 through 2025, reflecting strong operational performance amid a dividend payout ratio of 65%.