PT Bank Kasikorn Indonesia Tbk

PT Bank Kasikorn Indonesia Tbk

IIDX:BMAS
412.00
IDR
+10.00
(+2.49%)
0.03EPS
14,505.27P/E
8.65TMarket Cap
PT Bank Kasikorn Indonesia Tbk
IDX:BMAS
(Indonesia Stock Exchange)

Recent

price

412.00

P/E

ratio

14,505.27

div

yld

- -

ROIC.AI

2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
IDR
15.45
20.26
18.88
21.34
27.02
23.95
23.94
25.02
26.76
30.76
39.95
38.78
43.19
43.42
40.92
Revenue per Share
2.36
3.49
2.52
3.99
6.57
6.02
6.15
5.18
5.8
6.94
9.23
4.05
-13.66
1.76
0.03
Basic EPS, GAAP
-4.27
28.39
40.61
-57.25
-18.74
-18.74
31.05
11.64
73.91
227.06
-124.02
-205.4
-17.79
-171.19
-414.17
Free Cash Flow per Basic Share
2.23
- -
1.57
1.23
- -
- -
3.08
3.08
- -
2.89
- -
- -
- -
- -
- -
Dividend per Share
36.97
63.67
63.66
84.76
111.11
100.67
104.01
106.46
111.25
115.32
220.48
371.36
357.05
359.17
359.11
Book Value per Share
34.62
61.33
61.32
66.87
92.81
70.64
74.05
76.44
81.43
86.21
196.42
352.25
338.3
341.49
341.87
Tangible Book Value per Share
10,005
9,005
10,005
10,080
10,372
11,544
11,544
11,544
11,544
11,544
12,448
15,610
18,103
18,103
18,103
Basic Weighted Avg Shares
154,541
182,426
188,890
215,065
280,279
276,509
276,402
288,823
308,958
355,123
497,263
605,277
781,853
786,032
740,723
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
5,998
7,924
8,890
9,797
13,732
8,969
9,267
9,258
10,839
13,193
14,366
15,684
30,812
34,568
35,608
Depreciation Expense
23,654
31,459
25,173
40,190
68,158
69,497
71,014
59,747
66,986
80,162
114,941
63,253
-247,212
31,818
597
Net Income, GAAP
24.92
25.01
26.49
26.46
25.92
25.4
25.42
25.73
25.2
21.06
23.92
24.54
- -
32.95
98.26
Effective Tax Rate (%)
15.31
17.25
13.33
18.69
24.32
25.13
25.69
20.69
21.68
22.57
23.11
10.45
-31.62
4.05
0.08
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
13,273
10,489
7,702
27,160
1,352,556
5,827,214
LT Debt
369,898
637,035
636,941
848,007
1,111,612
1,162,157
1,200,741
1,228,932
1,284,262
1,331,211
3,152,614
6,722,658
6,463,587
6,501,961
6,500,826
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
6.25
3.95
5.41
6.96
6.11
6.01
4.92
5.33
6.1
5.1
1.28
- -
0.44
0.01
Return on Capital (%)
- -
6.25
3.95
5.41
6.96
6.11
6.01
4.92
5.33
6.13
5.13
1.28
-3.75
0.49
0.01
Return on Common Equity (%)

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
18,103
18,103
18,103
Market Capitalization
11,766,730
9,775,438
8,653,073

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,546,857
3,579,757
1,686,221
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
29.63%
50.09%
0.59%
Free Cash Flow
108.01%
185.65%
862.2%
Net Income, GAAP
-51.56%
-117.12%
-112.87%
Sales/Revenue/Turnover
14.68%
21.28%
0.53%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
197,612
193,498
194,008
196,218
781,853
2025
197,400
199,036
- -
162,906
786,032
2026
192,030
186,751
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.3
0.48
0.28
-16.72
-13.66
2025
1.7
-0.31
- -
-0.01
1.76
2026
0.14
0.21
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
PT Bank Maspion Indonesia Tbk operates as a financial institution primarily engaged in providing banking services and financial products in Indonesia. The company offers a broad range of core banking products and services including savings accounts, time deposits, demand deposits, fixed deposits, credit facilities such as personal loans, business loans, and mortgage loans. It also provides digital banking services, electronic payment solutions, and other financial services to individual customers, small and medium enterprises (SMEs), and corporate clients. Bank Maspion's operations are concentrated mainly in Indonesia, with headquarters located in Surabaya. Founded in 1989, the bank has developed a local presence through a network of branches and digital platforms. Recently, PT Bank Maspion Indonesia Tbk has undertaken significant strategic initiatives to enhance its service offerings and market reach. These include the expansion of its digital banking platform to improve customer experience and accessibility, as well as new partnerships to support fintech integration and innovative payment systems. The company also pursued selective acquisitions and increased capital investment aimed at strengthening its competitive position in the Indonesian banking sector. These moves reflect Bank Maspion’s commitment to digital transformation and broadening its product portfolio to include more technologically driven financial solutions, positioning itself for growth in the increasingly dynamic Indonesian banking industry. The company operates primarily within the financial services industry, focusing on retail and commercial banking segments. Its target markets include retail consumers, SMEs, and corporate clients across Indonesia. Bank Maspion also operates several subsidiaries to support its diversified banking activities. Its full product suite, regional focus, and recent strategic enhancements underscore its role as a growing mid-sized bank addressing a broad customer base with comprehensive banking solutions in the Indonesian market.