1. Indonesia Stocks

  2. •

    Finance

  3. •

    Regional banks
PT Bank Bumi Arta Tbk

PT Bank Bumi Arta Tbk

IIDX:BNBA
670.00
IDR
+10.00
(+1.52%)
5.43EPS
132.64P/E
2.44TMarket Cap
PT Bank Bumi Arta Tbk
IDX:BNBA
(Indonesia Stock Exchange)

Recent

price

670.00

P/E

ratio

132.64

div

yld

- -

ROIC.AI

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
IDR
90.23
108.52
130.42
135.54
133.45
117.19
108.01
106.53
129.41
109.24
106.75
99.28
97.13
Revenue per Share
18.36
20.18
27.9
31.72
32.91
18.13
12.42
14.87
13.79
13.1
18.12
2.79
5.43
Basic EPS, GAAP
152.01
22.51
143.63
-45.79
-5.95
-29
218.86
340.63
-387.91
-75.27
-108.28
36.39
-110.32
Free Cash Flow per Basic Share
4.99
4.59
5.07
7
8.18
9
4.71
3.22
4.17
- -
- -
- -
- -
Dividend per Share
213.32
437.13
459.38
482.82
529.56
539.8
534.74
661.79
908.14
921.47
940.11
952.71
961.06
Book Value per Share
212.48
436.47
458.82
482.61
528.73
538.18
532.38
660.33
904.28
916.32
933.87
946.34
956.08
Tangible Book Value per Share
2,823
2,823
2,823
2,823
2,823
2,823
2,823
2,870
2,823
3,388
3,388
3,388
3,388
Basic Weighted Avg Shares
254,687
306,319
368,121
382,593
376,681
330,788
304,873
305,709
365,378
370,121
361,655
336,356
329,073
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
8,930
8,875
8,455
11,761
10,672
11,681
16,298
16,547
20,614
23,681
24,896
27,053
28,873
Depreciation Expense
51,828
56,950
78,760
89,548
92,898
51,168
35,053
42,675
38,939
44,366
61,400
9,469
18,391
Net Income, GAAP
26.53
26.65
26.04
26.83
26.58
27.76
34.44
24.87
22.69
22.5
23.1
25.62
23.91
Effective Tax Rate (%)
20.35
18.59
21.4
23.41
24.66
15.47
11.5
13.96
10.66
11.99
16.98
2.82
5.59
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
3,028
55,947
43,234
31,640
48,787
27,818
34,284
LT Debt
602,140
1,233,868
1,296,667
1,362,829
1,494,755
1,523,656
1,509,386
2,241,621
3,076,774
3,121,955
3,185,106
3,227,793
3,256,068
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
6.2
6.22
6.73
6.5
3.39
2.31
2.24
1.44
1.41
1.92
0.29
0.56
Return on Capital (%)
- -
6.2
6.22
6.73
6.5
3.39
2.31
2.28
1.46
1.43
1.95
0.3
0.57
Return on Common Equity (%)

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,388
3,388
3,388
Market Capitalization
2,354,660
2,151,380
2,439,360

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,512,445
1,267,836
1,362,848
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.15%
18.12%
1.34%
Free Cash Flow
-46.86%
-64.05%
-133.61%
Net Income, GAAP
-3.99%
-3.85%
-84.58%
Sales/Revenue/Turnover
1.44%
2.36%
-7%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
87,000
87,876
85,423
102,381
361,655
2025
87,916
82,905
83,818
81,718
336,356
2026
85,209
78,329
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8.61
4.19
4.87
0.46
18.12
2025
5.91
-0.2
-0.45
-2.47
2.79
2026
3.78
4.56
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
PT Bank Bumi Arta Tbk (BNBA.JK) operates as a commercial bank in Indonesia, providing a comprehensive range of banking products and services including funding products such as current accounts in IDR and USD, BBA Savings in IDR and USD, pension savings, BBA Welfare Savings, TabunganKu Savings, BBA Multipurpose Savings, BBA Super Savings, and time deposits in IDR and USD; financing products encompassing current account loans, fixed loans, on-demand loans, house ownership loans, car ownership loans, pension loans, term loans, multipurpose loans, export and import financing, and investment loans; bank guarantee services; payment services for electricity, telephone, and tax; electronic banking services like e-Personal BBA, online deposits, mobile banking with QRIS, BI Fast transfers, ATMs, internet banking, mobile banking, and BBA Flazz; and other services including remittances and collections, virtual accounts, bank notes, corporate payroll, financial supply chain management, and bank drafts. The bank maintains a network of 11 branches, 14 sub-branches, and nine functional offices primarily across Jakarta and other provinces in Indonesia, with international correspondent banking relationships spanning approximately 130 banks worldwide; it was founded in 1967 and is headquartered at Jalan Wahid Hasyim No. 234, Jakarta Pusat. Recent operational changes include the ongoing consolidation of its branch network through closures and transfers of several sub-branch and functional offices such as Tanah Abang Sub-Branch in September 2025, Carolus Functional Office in November 2024, Tanjung Karang Sub-Branch in March 2023, and multiple others including Jombang, Depok, Subang, Kudus, Gianyar, Majalaya, Sumedang, and Kota Bumi between 2022 and 2025 to streamline operations and reassign customers to nearby larger branches; the bank also adjusted Rupiah-denominated floating loan interest rates upward by 0.25% to 0.50% in response to market conditions, with changes applying to existing and new facilities no later than the next billing date.