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PT Lippo General Insurance Tbk

PT Lippo General Insurance Tbk

IIDX:LPGI
600.00
IDR
-20.00
(-3.23%)
2.04TMarket Cap
PT Lippo General Insurance Tbk
IDX:LPGI
(Indonesia Stock Exchange)

Recent

price

600.00

P/E

ratio

- -

div

yld

-NaN%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
IDR
214.12
242.62
291.86
441.09
578.47
672.87
661.75
738.7
755.35
834.3
883.67
595.93
743.8
1,050.1
985.91
1,214.87
- -
Revenue per Share
36.04
28.01
28.41
53.94
85.33
51.77
55.44
61.25
45.79
53.34
61.94
11.05
24.61
8.3
21.38
48.24
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
3
11.34
8.7
9
16.69
17.99
16.5
16.99
24.49
32.48
21.39
13.94
33.32
5.42
2.7
6
- -
Dividend per Share
231.48
219.63
333.23
363.61
440.9
425.24
395.35
357.18
293.27
282.84
287.03
283.4
243.38
282.87
300.2
342.69
372.13
Book Value per Share
231.29
219.49
333.05
363.38
440.34
424.38
392.41
354.28
290.43
280.47
285.01
280.89
241.3
282.46
294.45
334.28
363.86
Tangible Book Value per Share
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
3,000
3,000
3,000
3,000
3,000
3,000
Basic Weighted Avg Shares
321,173
363,924
437,785
661,638
867,704
1,009,309
992,628
1,108,055
1,133,018
1,251,445
1,325,508
1,787,785
2,231,389
3,150,312
2,957,719
3,644,618
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
3,755
4,191
4,937
5,705
6,630
7,374
8,010
8,199
10,346
12,628
12,264
13,756
11,641
1,432
1,214
- -
Depreciation Expense
54,059
42,014
42,622
80,912
127,988
77,658
83,158
91,874
68,687
80,003
92,908
33,154
73,839
24,885
64,130
144,731
- -
Net Income, GAAP
22.51
21.05
19.49
20.78
10.52
18.09
3.23
5.09
12.05
8.85
16.98
56.55
25.11
- -
16.9
14.09
- -
Effective Tax Rate (%)
16.83
11.54
9.74
12.23
14.75
7.69
8.38
8.29
6.06
6.39
7.01
1.85
3.31
0.79
2.17
3.97
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
3,224
1,439
128
1,931
853
- -
- -
LT Debt
694,446
658,895
999,682
1,090,842
1,322,694
1,275,725
1,186,060
1,071,538
879,819
848,512
861,079
850,191
730,149
848,597
900,607
1,028,058
1,116,383
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
6.24
5.16
7.75
10.62
5.99
6.79
8.15
7.04
9.27
10.85
3.86
9.39
- -
7.32
15
- -
Return on Capital (%)
- -
6.21
5.14
7.74
10.61
5.98
6.76
8.14
7.04
9.26
10.87
3.87
9.34
3.15
7.33
15.01
- -
Return on Common Equity (%)

Capital Structure

IDR

•

in mil. unless spec.
Sep'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
264
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,000
3,000
3,000
Market Capitalization
1,380,000
2,295,000
2,040,000

Working Capital

IDR

•

in mil. unless spec.
Sep'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
41,058
35,335
137,984
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-1.55%
4.22%
14.15%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
30.04%
55.1%
125.69%
Sales/Revenue/Turnover
14.66%
23.6%
23.22%
Total Cash Common Dividend
19.47%
31.48%
121.97%

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
727,340
698,373
680,050
850,842
2,957,719
2025
738,849
819,237
978,833
1,107,698
3,644,618
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.26
7.05
9.29
2.15
21.38
2025
14.48
20.75
4.08
8.93
48.24
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.7
2025
- -
- -
- -
- -
6
2026
- -
- -
- -
- -
- -
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Business
PT Lippo General Insurance Tbk (LPGI.JK) operates as a general insurer in Indonesia, offering a comprehensive range of products including fire insurance; health insurance for individuals, families, and corporate employees; motor vehicle and auto protection insurance; property and homeowners insurance; marine cargo and transportation insurance; travel insurance; business interruption coverage; aviation hull insurance; and miscellaneous lines such as contractor all-risk, erection all-risk, engine damage, demolition, legal liability, money, heavy equipment, and gold insurance. The company also provides digital services like partner workshops, eBenefit Health and General applications, e-Policy, MyProtection.id platform, and Agency Virtual Assistant. Founded in 1963 as PT Asuransi Brawidjaja and renamed PT Lippo General Insurance Tbk in 1991 following its relocation from Surabaya to Jakarta, it listed on the Indonesia Stock Exchange in 1997 and maintains headquarters at Lippo Kuningan Building in South Jakarta with branches across major regions including Karawaci, Cikarang, Palembang, Medan, Bandung, Surabaya, Solo, Semarang, Makassar, Pekanbaru, Balikpapan, and Bali. Recent developments include receiving an A- (Excellent) Financial Strength Rating from AM Best in October 2025; winning Best General Insurance at the Insurance Award 2025 and two awards at the APPARINDO Awards 2025 in October and November 2025, respectively; and reporting earnings for the nine months ended September 30, 2025.