1. Indonesia Stocks

  2. •

    Finance

  3. •

    Regional banks
PT Bank Multiarta Sentosa Tbk

PT Bank Multiarta Sentosa Tbk

IIDX:MASB
3,000.00
IDR
0.00
(0.00%)
146.72EPS
22.97P/E
4.72TMarket Cap
PT Bank Multiarta Sentosa Tbk
IDX:MASB
(Indonesia Stock Exchange)

Recent

price

3,000.00

P/E

ratio

22.97

div

yld

- -

ROIC.AI

2018
2019
2020
2021
2022
2023
2024
2025
TTM
IDR
344.18
392.8
442.81
605.78
652.87
591.36
673.55
747.49
785.24
Revenue per Share
119.16
96.1
102.55
185.64
237.76
173.93
153.13
146.31
146.72
Basic EPS, GAAP
-1,120.43
2,103.05
6,832.69
626.64
-2,457.73
3,619.59
-691.49
1,886.65
-1,740.84
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
23
- -
Dividend per Share
1,252.33
1,356.26
1,522.62
2,176.21
2,753.93
2,626.59
2,777.95
2,928.01
2,938.71
Book Value per Share
1,252.33
1,356.26
1,522.62
2,176.21
2,753.93
2,626.59
2,777.95
2,928.01
2,938.71
Tangible Book Value per Share
1,227
1,227
1,055
1,148
1,281
1,402
1,402
1,402
1,402
Basic Weighted Avg Shares
422,277
481,924
467,169
695,491
836,411
829,090
944,328
1,047,990
1,100,918
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
7,923
7,271
17,935
17,902
20,970
32,466
36,406
42,760
48,590
Depreciation Expense
146,199
117,911
108,192
213,129
304,602
243,857
214,693
205,129
205,705
Net Income, GAAP
25.42
25.79
32.05
21.75
22.73
18.71
22.08
22.06
22.06
Effective Tax Rate (%)
34.62
24.47
23.16
30.64
36.42
29.41
22.74
19.57
18.68
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
11,163
11,635
6,589
17,699
11,994
10,871
5,803
LT Debt
1,536,493
1,664,000
1,889,840
2,701,058
3,418,112
3,682,511
3,894,722
4,105,107
4,120,098
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
7.37
6.07
9.24
9.93
6.85
5.64
5.11
5.08
Return on Capital (%)
- -
7.37
6.09
9.28
9.96
6.87
5.67
5.13
5.09
Return on Common Equity (%)

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,402
1,402
1,402
Market Capitalization
5,215,480
4,458,394
4,724,776

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5,970,242
5,292,351
4,521,361
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
17.68%
5.4%
Free Cash Flow
- -
-276.16%
-372.84%
Net Income, GAAP
- -
20.71%
-4.45%
Sales/Revenue/Turnover
- -
18.63%
10.98%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
221,630
251,359
240,743
214,305
944,328
2025
249,220
248,719
- -
280,521
1,047,990
2026
286,992
284,687
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
33.66
40.17
39.24
40.07
153.13
2025
36.28
34.96
- -
34.9
146.31
2026
38.79
38.08
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
23
2026
- -
- -
- -
- -
- -
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Business
PT Bank Multiarta Sentosa Tbk, known as Bank MAS, delivers a wide array of banking solutions across Indonesia. The institution provides various deposit options, including current accounts, savings, and time deposits. For financing needs, it offers diverse loan products such as working capital, investment, and personal loans for housing or vehicles. Bank MAS extends its services through a growing network of physical branches and an increasingly robust digital banking platform. Its mobile application, "Bebas by Bank MAS," facilitates convenient online account opening, complimentary transfers to other banks, bill payments, and QRIS transactions. Further bolstering its offerings, Bank MAS has expanded into capital market services, functioning as an RDN Bank for stock trading. The company, which commenced operations in 1992 and is headquartered in Jakarta, Indonesia, operates as a subsidiary of Pt Danabina Sentana, part of the prominent Wings Group. As of October 2024, Bank MAS has expanded its physical presence to 41 branch offices nationwide, alongside its ongoing digital transformation initiatives.