1. Indonesia Stocks

  2. •

    Finance

  3. •

    Major banks
PT Bank Nationalnobu Tbk

PT Bank Nationalnobu Tbk

IIDX:NOBU
408.00
IDR
+16.00
(+4.08%)
78.53EPS
5.32P/E
3.13TMarket Cap
PT Bank Nationalnobu Tbk
IDX:NOBU
(Indonesia Stock Exchange)

Recent

price

408.00

P/E

ratio

5.32

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
IDR
44.48
11.04
16.87
24.03
37.61
47.34
64.63
80.95
108.84
111.13
110.45
123.28
147.41
144.94
171.6
217.59
247.28
Revenue per Share
13.11
1.36
1.53
3.97
3.5
3.92
6.36
7.33
9.37
9.59
11.23
13.44
20.97
23.05
43.99
64.36
78.53
Basic EPS, GAAP
-11.45
-1.1
227.14
-108.83
132.09
26.62
202.19
197.87
35.55
-447.73
-182.55
548.73
-65.16
206.97
226.6
144.34
367.24
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
843.84
862.66
119.59
229.71
254.89
256.44
278.88
291.48
296.18
306.66
318.27
356.34
378.13
445.95
487.91
557.37
594.85
Book Value per Share
843.84
862.66
119.59
229.71
254.89
255.42
277.74
289.14
291.54
300.15
308.54
339.23
358.82
429.01
471.57
539.94
565.99
Tangible Book Value per Share
140
1,408
1,831
3,688
4,520
4,639
4,764
4,775
4,775
4,775
4,775
4,775
4,952
6,141
7,478
7,478
7,478
Basic Weighted Avg Shares
6,222
15,546
30,890
88,610
170,013
219,615
307,907
386,548
519,739
530,700
527,417
588,714
729,994
890,132
1,283,299
1,627,235
1,849,079
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
89
283
1,332
5,028
11,484
17,370
22,214
27,683
30,763
41,195
40,610
53,047
67,703
77,718
82,443
105,385
Depreciation Expense
1,834
1,915
2,796
14,643
15,825
18,206
30,312
34,985
44,748
45,794
53,607
64,186
103,845
141,536
329,000
481,320
587,196
Net Income, GAAP
14.88
26.66
29.57
25.96
21.7
19.85
22.74
21.55
- -
28.45
24.79
25.36
22.58
23.71
22.08
22.05
22.02
Effective Tax Rate (%)
29.48
12.32
9.05
16.53
9.31
8.29
9.84
9.05
8.61
8.63
10.16
10.9
14.23
15.9
25.64
29.58
31.76
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
11,908
8,132
7,808
5,126
4,223
4,114
10,193
LT Debt
118,040
129,955
256,086
1,024,741
1,182,469
1,189,658
1,331,757
1,391,946
1,414,377
1,464,417
1,519,854
1,764,683
1,872,600
3,335,015
3,648,833
4,168,262
4,448,516
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
1.8
1.54
1.45
2.29
1.43
1.53
2.4
2.57
- -
3.18
3.58
3.88
5.69
5.42
9.41
12.3
14.05
Return on Capital (%)
1.8
1.54
1.45
2.29
1.43
1.53
2.4
2.57
3.19
3.18
3.59
3.91
5.71
5.44
9.42
12.31
14.07
Return on Common Equity (%)

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7,478
7,478
7,478
Market Capitalization
3,814,006
4,262,713
3,125,990

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,200,582
2,446,230
4,100,277
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
14.94%
24.8%
14.24%
Free Cash Flow
-183.25%
-201.95%
-36.3%
Net Income, GAAP
42.58%
59.31%
46.3%
Sales/Revenue/Turnover
23.02%
25.71%
26.8%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
273,769
314,062
335,619
359,849
1,283,299
2025
380,039
409,063
416,400
421,733
1,627,235
2026
477,400
533,546
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6.82
10.26
13.17
13.74
43.99
2025
14.72
16.46
16.93
16.24
64.36
2026
20.59
24.77
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
PT Bank Nationalnobu Tbk (NOBU.JK) operates as an Indonesia-based commercial bank primarily focused on the micro, small, and medium enterprises (MSME) segment as well as retail customers; it offers a comprehensive range of deposit products including Nobu SimPel (student savings), Nobu Junior, Nobu Savings, Nobu Payroll, Nobu Savings Plus, Nobu Savings Plan, Nobu RDN (customer fund account), Nobu Giro, Nobu Deposito, Nobu Giro Dollar, Nobu Savings Dollar, and Nobu Deposito Dollar; funding products such as working capital loans, investment loans, consumer loans encompassing home mortgages, automobile financing, and personal loans; digital services via internet banking, mobile banking (Nobu App), ATMs, virtual accounts, e-money, and bill payments for utilities, education, telecom, credit cards, and insurance; foreign exchange transactions in USD, SGD, and CNY; and additional offerings like mutual funds, asset management, KPR (home financing), KUR (people's business loans for UMKM), payroll services, and insurance partnerships with entities including Lippo Insurance and Hanwha Life. The bank, founded in 1990 as PT Bank Alfindo and renamed in 2007, maintains its headquarters at Graha Nobu, Jl. Boulevard Diponegoro No. 101, Tangerang, Banten, Indonesia, with approximately 117 branches nationwide and around 1,336 employees; it operates through Corporate and Treasury segments, generating the majority of revenue from corporate activities in Indonesia. Recent developments include the completion in June 2025 of Hanwha Life Insurance Co., Ltd.'s acquisition of a 40% stake from PT Lippo Karawaci Tbk, enhancing its strategic positioning; an undisclosed buyer acquiring a 5.14% stake from PT Star Pacific Tbk in July 2025 for approximately IDR 430 billion; and ongoing expansions in digital banking features such as Go Max Savings with 3% p.a. interest, online deposits up to 6%+, and promotions for KPR and token purchases through the Nobu App.